Sentences with phrase «such as auto loans»

In December, nonrevolving debts, such as auto loans, student loans or personal loans — rose $ 6.8 billion, or an annual rate of 5.2 %, to $ 1.59 trillion.

Add up other loans such as auto loans, personal loan and credit card balances.

This means that there are many 62 - year - olds who will still have a large mortgage balance, as well as other debts such as auto loans and credit card balances, that loved ones could be stuck with if the unexpected were to occur.

Include everything such as auto loans, existing home mortgage, lines of credit, open credit cards with and without balances and any other debts you might owe.

Paying off other forms of debt such as auto loans, room additions, remodeling costs and many other forms of debt a person can collect which would create financial problems for their family members left behind.

Loans for property, such as auto loans and home mortgage loans, are considered secured debts because the lender has a way to recuperate some of the loss (i.e., taking your car or house) if you can't make your payments.

Your credit mix refers to the types of credit that you have, and it is preferable to have a mix of secured loans such as auto loans and unsecured loans such as credit cards.

Just like other installment loans such as auto loans, your single monthly loan repayment is a fixed amount.

Most credit cards are unsecured debt, which explains why the APR on credit cards tends to be higher than the APR on secured loans such as auto loans and mortgages.

«Credit cards are a vital part of the consumer credit economy, and their continued good performance bodes well for other credit products such as auto loans and mortgages.

There are several types of secured loans, such as auto loans, mortgages and title loans.

And 360's parent bank, Capital One, provides easy access to other products such as auto loans and credit cards.

Companies use this number, which represents their risk in lending you money, to determine if they should approve you for things such as auto loans, credit cards and rental agreements.

It's important to recognize that only certain types of accounts are monitored by credit reporting agencies, including credit cards; installment loans repaid at a fixed amount over a predetermined period of time, such as auto loans, student loans or mortgages; and retail accounts such as store credit cards.

The company hopes not only for continued loyalty to the Chase Sapphire Reserve ® but for lucrative opportunities to sell its wealthier cardholders on other Chase products, such as auto loans and bank accounts.

Also, another nifty feature is the ability to transfer other forms of debt, such as auto loans, electronics loans, and so on to your balance transfer card for availing various benefits.

If you can afford to pay off any outstanding loans such as auto loans before applying for your FHA loan, that can be a good decision.

You have secured loans (such as auto loans or a mortgage) that exceed the value of your liquid assets

Lending companies typically take items such as auto loans, student loans, and credit cards into consideration when determining your debt to income ratio.

How about the non-revolving credit such as auto loans and student loans?

A few years ago, a study by the Federal Trade Commission found that «Five percent of consumers had errors on one of their three major credit reports that could lead to them paying more for products such as auto loans and insurance.»

The stated maximum is 41 percent of income allocated to the future home payment plus any other debt payment such as auto loans and credit cards.

You have secured loans (such as auto loans or a mortgage) that exceed the value of your liquid assets

If you take on a new debt — such as an auto loan — that increases the front end of your DTI, making it harder for you stay under that key 45 %.

If you took out a loan for something specific, such as an auto loan or a debt consolidation loan, you should spend it on that.

We recommend that you include all your monthly payments, such as auto loan payments, student loan payments, minimum credit - card payments, insurance, utilities, telephone bills, subscriptions, and groceries.

Even if you've been turned down for other types of credit, such as an auto loan, credit card or other home loan program, an FHA - backed loan may open the door to homeownership for you.

You can't be talking about the smallest if you just have one debt such as auto loan.

In general, it's not a good idea to take on more debt such as an auto loan or a new credit card within a year of buying a home.

Failing to pay up your student loans on time might prevent you from qualify for other loans such as auto loan.

These are scores similar to base FICO ® Score versions but tailored for a specific type of credit such as an auto loan or credit card.

Credit scores are important for people who are looking to get a loan such as an auto loan or get a good...

Having a long history of many pulls for various types of credit can lower your score, but over a short period a few pulls for one type of purchase (such as an auto loan or mortgage) should not significantly affect your score.

Loans: If you need to apply for loans such as auto loan or mortgage, your credit history will play a vital role.

Credit scores are important for people who are looking to get a loan such as an auto loan or get a good mortgage rate.

If you took out a loan for something specific, such as an auto loan or a debt consolidation loan, you should spend it on that.

Meanwhile, with your secured debts, such as your auto loan that's backed by your car or your mortgage that's backed by your home, you can either turn over these assets to the lenders involved or try to strike a deal where you keep the assets in return for making some sort of payment.

Installment loans, such as auto loan, student loans, furniture purchases, etc. are all included as installment loans.

These loans are lesser known but can offer the same credit building advantages as a term loan such as an auto loan or a credit line such as a credit card.

A reaffirmation agreement is an agreement whereby you're telling the lender and the bankruptcy court that you intend to assume responsibility of the account such as an auto loan or home mortgage by maintaining future payments on the account.

With personal credit, lenders are looking at your personal ability to pay your financial obligations, such as an auto loan, mortgage, or credit card debt.

Not exact matches

It achieves that by raising or lowering its policy interest rate, which influences other interest rates such as what you'll pay on your mortgage or auto loan, and the return you'll get on the balance in your savings account.

Chart 2 highlights the growth in securitization across many different asset categories besides residential mortgages, such as commercial real estate loans, auto loans, credit card loans and student loans.

About the U.S. Credit Conditions section The U.S. Credit Conditions section of the New York Fed's website offers interactive maps, as well as data on major forms of household credit such as installment loans, auto and student loan delinquencies, foreclosures, mortgage delinquencies and mortgage «roll» rates for subprime and alt - A mortgages.

This is known as the total or «back - end» debt - to - income ratio, because it includes all monthly debts such as mortgage payments, credit cards, auto loan payments, etc..

Your options as a member include regular banking products, such as savings accounts, money market accounts and checking accounts, as well as mortgage loans, auto loans and credit cards.

«Affordability may vary depending on total debt obligations such as your student loans, auto loan or mortgage, other fixed expenses, and requested loan term,» Foley explains.

Consolidate debt or fund large purchases, such as travel, special events, auto repairs, medical expenses or almost any situation when you need cash, with our Express Personal Loan.

This way of looking at debts can be advantageous for a borrower who has small or even zero recurring monthly expenses for such things as student loans, credit card bills, and auto payments.

Term policies are the cheapest form of life insurance coverage and can be tailored to the size of your debts, such as mortgages or auto loans.