Sentences with phrase «such as creditor»

This also saves you, the borrower, from spending on extra expenses such as the creditor hiring a bailiff for the repossession of a vehicle.

If you tell anyone — such as a creditor who reports to a CRA — that you dispute an item, they may not then report the information to a CRA without including a notice of your dispute.

Our Fast Track Service upgrades include additional features such as creditor direct letters, debt validation, on going credit education and disputing incorrect personal info as well as inquiries.

We also offer additional services such as creditor direct letters and recommend letters from our attorney which could further help you in your credit repair needs.

Information we obtain to verify representations made to us by you — such as your creditors, outstanding loans, or open lines of credit with others; and,

Once your past due amount exceeds $ 1000, the debt will be reported to the credit reporting agencies and anyone who accesses your credit reports such as creditors, insurance companies, landlords and so on will see that you have fallen behind in your payments and this certainly doesn't help your cause when trying to sort out your debt problems.

This item (identify item (s) disputed by name of source, such as creditors or tax court, and identify type of item, such as credit account, judgment, etc.) is (inaccurate or incomplete) because (describe what is inaccurate or incomplete and why).

Composed responses and oppositions to motions such as creditors» motions for relief from the automatic

Not exact matches

Filings from administrator KordaMentha, lodged after creditors including Murdoch pulled a debt guarantee, showed CBS in July claimed A$ 844 million owed for licensing shows such as NCIS and CSI: Crime Scene Investigation.

There are many reasons why businesses can suffer from cash flow problems such as lack of profitability, arrears (taxation, rent & trade creditor) and negative capital buffer.

And, he says, Hunter and his army of retail investors did nothing that hasn't been repeatedly done by investment bankers, bondholders and hedge funds during other CCAAs, such as the restructuring of Hamilton steelmaker Stelco, where self - serving parties threatened the future of thousands of workers in order to turn a profit after buying voting power from scared creditors.

She said there often is a triggering event — such as a lawsuit filed by a creditor — that makes people realize how much trouble they're in.

Current liabilities include notes payable on lines of credit or other short - term loans, current maturities of long - term debt, accounts payable to trade creditors, accrued expenses and taxes (an accrual is an expense such as the payroll that is due to employees for hours worked but has not been paid), and amounts due to stockholders.

As such, if your business runs into legal or financial trouble, your creditors are forbidden from seeking your personal assets, such as your home or caAs such, if your business runs into legal or financial trouble, your creditors are forbidden from seeking your personal assets, such as your home or caas your home or car.

What's left of any money from that sale would go to priority creditors, such as staff owed back pay and possibly students who paid tuition in advance, and then other unsecured creditors.

Credit Karma provides free credit monitoring to track its users» TransUnion credit reports on a rolling, daily basis and notifies them of any significant changes, such as if a new account is opened in their name or if a creditor registers a delinquency.

Indeed, even such a spectacular failure as that of Scotland's Ayr Bank did not ultimately prevent the bank's creditors from being paid in full, without need for any sort of bailout.

Because the homeowners only owes the original amount to the bank, the «extra» amount is paid as cash at closing, or, in the case of a debt consolidation refinance, directed to creditors such as credit card companies and student loan administrators.

It would not be included in your estate for other purposes, such as paying creditors, unless you named the estate as beneficiary or all your beneficiaries passed away.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Nebuchadnezzar's sins, conceived of as debts, have risen to such a level that his creditor, God, is about to demand repayment in the form of punishment: He is calling in the bond he holds over this unfortunate debtor.

«If you lend money to any of my people» (this is God's torah), you do so not as a creditor, exacting interest, but (such is the implication) out of compassion (see vs. 27) for a Covenant brother (compare Deut.

As with other debts based on a written contract, creditors have 10 years to file such lawsuits in Missouri.

When potential creditors (such as banks, loan providers, or credit card companies) request your credit report, it can be done in one of two ways: a hard inquiry or a soft inquiry...

There is no such thing as «filing on» any creditor.

You don't need a particular score to qualify; you just need a financial history that's clear of red flags such as a bankruptcy or foreclosure in the last five years, or a history of making late payments to creditors.

The success of your application depends on a combination of each prospective creditor's standards and the other factors that comprise your credit profile, such as your payment history, ratio of balances to available credit, and derogatory events, including any bankruptcies, foreclosures or evictions.

The Fund is subject to the risks associated with investments in debt securities, such as default risk and fluctuations in the perception of the debtor's ability to pay its creditors.

If you default in the future, the creditor may pursue any remedies allowed by state law, such as repossession or obtaining a money judgment.

There are many who don't even know whether they have «good credit» or «bad credit» and how creditors, such as banks, determine their creditworthiness...

If someone has a card with a $ 15,000 limit and an interest rate of 30 % a creditor — such as a mortgage lender — may be worried about the card getting maxed out.

In cases where companies have filed for protection from creditors, such as Nortel, employees and pensioners are lumped in with the other creditors to try to collect the money they were promised.

Credit reporting agencies such as Equifax, TransUnion, Northern Credit Bureaus and Equifax, and others only collect information from creditors about consumers» financial experiences in a particular country and is separate from other countries credit reporting agencies and vice versa.

Anyone you owe money to, including us, can file a creditor's petition if you have committed an «act of bankruptcy» (such as failing to comply with a bankruptcy notice) within the preceding six months.

Creditors, such as Chase, don't want to see irresponsible credit behavior.

Pension income is not considered wages and as such can not be garnished by your creditors.

During the past decades of irresponsible lending, creditors threw credit around like candy in markets where the credit was dischargeable in bankruptcy (such as credit cards) and those where it was harder to write off debts in bankruptcy.

The reasoning behind this is simple: life insurance proceeds are meant to be property of the beneficiary and as such shouldn't be subject to the claims of creditors of the insured.

When creditors see this warning on a consumer's file, they contact them before extending new credit, such as a loan or new credit card.

In some cases, you may be able to keep assets such as a car or jewelry because they aren't worth enough for creditors to try to collect them.

You won't be repaid unless money is leftover after all other creditors — such as suppliers and business loan holders — are repaid.

While you may receive a refund, it is unlikely because unsecured creditors such as gift card holders are the lowest priority.

Some partially secured creditors may have requested collateral that they knew would only cover some of the debt while others may have secured their loans with collateral that dropped in value, such as real property.

Creditors, such as the Internal Revenue Service, can also place liens on your assets if you fail to pay your debts.

When contacting your creditor or credit bureau, do so in writing and include relevant information, such as account numbers, to help speed the process.

Your credit report might list the original creditor, such as a utility, when the debt actually belongs to a different creditor.

If you or the designated beneficiary is not a New Hampshire, Massachusetts, Delaware, or Arizona, resident, you may want to consider, before investing, whether your state or the designated beneficiary's home state offers its residents a plan with alternate state tax advantages or other state benefits such as financial aid, scholarship funds and protection from creditors.

The amount you can afford to pay back to your creditors each month is calculated by subtracting essential living costs (such as food, clothes and travel costs) and priority debt arrears payments (such as Council Tax arrears, mortgage arrears and rent arrears) from your income.

It would not be included in your estate for other purposes, such as paying creditors, unless you named the estate as beneficiary or all your beneficiaries passed away.

For instance, if a creditor such as a credit - card company obtains a judgment against you they can garnish approximate 25 percent of your wages.