Sentences with phrase «such as fixed»

A Re-Mortgage is the replacement of one secured loan with another loan (usually with better or safer terms, such as a fixed rate as opposed an adjustable one), using as collateral the same property.

With a 3 % * down payment, conventional loans offer the lowest rates and a range of terms such as fixed for 30, 20, 15 or 10 years or you may choose to get an even lower rate by going with an adjustable loan.

Refinancing Refinancing is the replacement of one secured loan with another loan (usually with better terms, or safer terms, such as a fixed - rate as opposed an adjustable one) using as collateral the same asset.

The survey says Boomers prefer traditional devices such as fixed computers as opposed to laptop computers.

Pacific Southwest Realty Services is a full service mortgage banking company providing our clients with a wide spectrum of financing instruments such as fixed or floating rate mortgages, equity, mezzanine debt, bridge and construction financing.

There is only one camera of resolution 3.0 megapixels with digital zoom and features such as fixed focus and image editor.

Level 2 self - directed options strategies (buying calls and puts, selling covered calls and puts) as well as Level 3 self - directed options strategies such as fixed - risk spreads (credit spreads, iron condors), and other advanced trading strategies are available.

While this usually is one lump sum, some policies offer the option of a more long - term payment arrangement, such as a fixed monthly amount.

Since UL insurance can be purchased in many different forms, such as a fixed - rate, indexed, or variable universal life insurance, these features can change slightly.

Hence, you would prefer to invest in conservative products like fixed income investments such as fixed deposits where the returns unlikely grow faster than inflation.

[5] The QLAC must provide fixed payouts (e.g., the benefits can not be variable or equity - linked such as an fixed index annuity [9]-RRB-.

John Hancock Life Insurance Company offers a wide range of different types of annuities to choose from, such as both fixed and variable annuities.

Referring to customers «reasonable expectation», it said life insurance savings products are often compared to products offered by banks such as fixed deposits and recurring deposits.

There is actually nothing such as a fixed auto repair insurance depending on what age you are.

To develop the habit of steady saving of money, consider an investment plan such as fixed deposits or debt schemes of mutual plans.

McCarthy Tetrault's use of law firm analytics to re-engineer and improve M&A due diligence procedures, for example, «has allowed us to reduce costs to our clients up to 75 per cent, while charging them using predictable alternative fee arrangements such as fixed - rate billing,» said Peters.

Remuneration from a third party includes payments such as a fixed price per disclosure, compensation for the costs of compiling and sending the information to be disclosed, and, with respect to marketing communications, a percentage of any sales generated by the marketing communication.

[Note: Alternative fees, such as fixed fees, contingent fees, and so on may be substituted where appropriate.

Issues such as fixed fees, value over cost, the growing role of the general counsel and changes to the production of legal work through the better use of IT and outsourcing.

It is the firm's policy to work with our clients to develop rate structures and billing procedures that are mutually agreeable, including alternative billing arrangements such as fixed or task - based fees, contingent fees and volume - based discounted fees.

The Database is used by both private Law Firms and Corporate Counsel worldwide to effectively price the legal services offered or received either in Hourly Rates or Alternative Fee Arrangements (AFAs) such as Fixed Fee, Transaction Fees, Fixed + Hourly Rate, Collars, Caps, Contingencies and Bonus pricing schemes.

We offer a range of funding options to fit your situation, such as fixed fees and private retainers.

Allens is able to offer alternative pricing models such as a fixed price per document and other ways of predicting cost which are in line with modern client expectations.

It launched a consultation last week proposing that CILEx - regulated law firms be required to publish information on price, including the charging model, such as fixed fee, and any additional costs; service, including a description of the work included in the price, and how long it will take; consumer redress options; and how the firm is regulated, including professional indemnity cover and availability of CILEx Regulation's compensation arrangements.

's clients can choose to utilize alternative fee arrangements such as fixed costs, capped fees and / or «value billing» (or a mix of all three).

This means being open to alternative billing models such as fixed, flat, capped or blended fees for services, in order to ease potential cash constrains that you're your client may be temporarily experiencing.

There are plenty of ETFs available, and besides covering major indices, they cover different sectors of the equity markets, different asset classes (such as Fixed Income and Alternatives), specific sectors and industries, different currencies, particular market niches as well as several different strategies (such as long and / or short ETFs).

We offer standard options, such as our Fixed for Five or our No Closing Costs, that let you draw from up to 80 % of your home's equity, whereas our ideal line allows you to borrow up to 100 % of the value.

In addition to common loan structures such as fixed rate and adjustable rate, Fannie Mae and Freddie Mac have other loan programs for low to no down payments, community lending and affordable housing initiatives, construction to permanent, home improvement and reverse mortgages.

Of course, there are other factors to consider, such as fixed versus variable and standard versus collateral charges.

Post offices provide an array of saving schemes similar to banks such as fixed deposits, PPF, RD, NSC and etc., However, there are 2 more notable schemes namely Senior citizens saving scheme and Kisan Vikas Patra.

To help manage systematic risk, investors should ensure that their portfolios include a variety of asset classes, such as fixed income and cash, each of which will react differently in the event of a major systemic change.

These are charged when you repay or switch mortgage during a special deal, such as a fixed or discount rate (see the Mortgage Guide / Remortgage Guide for details).

ETFs are now a global product tracking the performance of broad - based equity indices, sector specific indexes and other asset classes such as fixed income, metals and commodities.

ETFs are now a global product category tracking the performance of broad - based equity indexes, sector specific equity indexes and are used to invest in other asset classes such as fixed income, currencies and commodities.

If you're willing to give up some access to your money and some degree of security, you could look into other secure investments such as fixed annuities.

Available portfolios are long - only and typically have a greater allocation to lower risk securities such as fixed income Exchange Traded Funds.

On one hand you, have index investing which boasts solid arguments: - the fact that a tiny portion of asset managers and investors are able to consistently beat indexes — unmatched diversification through ETF's where one purchase can give you exposure to thousands of assets from around the world — the time saved by simply tracking a target asset allocation — index investing gives you exposure to other asset classes such as fixed income, real estate, etc..

Of course, you may be able to earn somewhat higher rates of interest by venturing into non-FDIC-insured investments that are still relatively secure, such as fixed annuities.

Look for a company with high activity ratios such as fixed asset turnover ratio and total assets turnover ratio.

My South - American portfolio uses this advantage to reduce risk by better diversification, and to try to exploit mispricing that, presumably, occurs in some stocks that are not traded in massive volume, such as fixed - income closed - end funds and junior - mining shares.

- the fact that a tiny portion of asset managers and investors are able to consistently beat indexes — unmatched diversification through ETF's where one purchase can give you exposure to thousands of assets from around the world — the time saved by simply tracking a target asset allocation — index investing gives you exposure to other asset classes such as fixed income, real estate, etc..

One suggestion, said Poolman, is «combining traditional savings vehicles like a 401k with low - risk options such as fixed - indexed annuities, which will help keep you financially healthy and on track to a happy retirement.»

While this usually is one lump sum, some policies offer the option of a more long - term payment arrangement, such as a fixed monthly amount.

It offers a variety of programs such as fixed rate loans, adjustable mortgages, first time home buyer deals, and no closing cost loans.

Mortgages 101 - It's important to learn the basics of mortgage loans, including loan types such as fixed - rate, adjustable - rate and interest - only.

«This is really discouraging for savers, because they're saving their money and they're getting less of a return back,» says Graham, who recommends exploring alternative avenues such as fixed - rate GICs.

What type of loan is best suited to you, such as a fixed - rate or adjustable - rate mortgage.

One strategy being used by savvy investors is to shift your investment strategy towards assets that provide more tax - efficiency and control, such as fixed, traditional, or indexed deferred annuities.

In securitizations, a series of assets, typically ones with well defined payoffs, such as fixed income (bonds and loans) and derivatives of fixed income get placed in a trust, and then the trust gets divided up into participations of varying riskiness.