Sentences with phrase «such as job losses»

Your credit reflects on your discipline but sometimes uncontrollable factors happened to you (such as job losses) and this is really hard to predict once you've used to the spending pattern you have right now.

With so many issues of great magnitude facing us, such as job losses and soaring taxes, we need a problem solver like John now more than ever representing us.»

In fact, 41 percent of the on - demand workers we surveyed had faced a personal financial hardship in the past year (such as a job loss, health emergency or unexpected major expense).

«These unexpected events, such as a job loss, medical bills or other major expenses, can be stressful and costly, so it's important to be prepared.»

That way, if you run into emergencies such as a job loss or illness you'll have a cushion to help you keep up with your mortgage payments.

They also maintained that collective bargaining does not guarantee improvement and may result in «Bad Things,» such as job loss and union dues.

These included significant life events such as job loss, divorce, death of a friend, and physical or emotional abuse.

An emergency fund to help in case of unexpected things such as a job loss, medical expense or a major home or auto repair.

If you're facing a financial hardship, such as a job loss or medical emergency, you may qualify for forbearance or deferment.

It is crucial to include any circumstances that have affected the homeowner such as job loss, spousal death, catastrophic medical reasons, etc..

Rather than defaulting because their rate adjusted up and the payments were unaffordable, most troubled borrowers (58.3 %) reported being delinquent because of a decrease in household income such as a job loss.

If there's a short - term issue — such as a job loss or medical leave — you can temporarily suspend payments on federal student loans.

Many families may be put off by the concept of having enough cash savings to cover 3 - 6 months worth of earnings in case of an emergency, such as a job loss or medical condition.

The important thing is to keep your money at work and have enough put aside in case of an unplanned event such as a job loss or an unforeseen major car repair.

Having an emergency fund will make it possible to survive temporary financial hardships, such as a job loss or a big medical bill.

You may also want to include a note in your file explaining the reasons for your poor credit, such as a job loss or health issues.

It's an available option if you are experiencing financial hardship such as job loss, military service extensions, or escalating medical costs.

You are also protected from various financial «emergencies» such as job loss.

If something drastic occurs such as a job loss or serious medical condition, and you can't make payments, your home could go into foreclosure.

Any type of financial hardship such as job loss, medical condition, divorce, unexpected expenses?

The benchmark is to have 3 — 6 months of expenses set aside in the event you suffer an emergency such as job loss or illness.

But circumstances - including the global financial crisis and dropping property values, or other unforeseen events such as job loss or unexpected medical bills - have made it impossible to pay this mortgage.

Ask yourself: will you be able to protect your home in the case of an unanticipated challenge such as job loss, sudden illness or divorce?

When borrowers were facing a financial crisis, such as a job loss, Navient allegedly entered their loans into forbearance rather than informing them about income - driven repayment (IDR) plans.

Have you been forced to deal with the long - term implications of some bad financial luck, such as a job loss, a divorce, a home foreclosure or huge tax bills, and you're finally ready to take the necessary steps to rebuild your credit?

Our clients come to us when they are facing serious financial challenges due to events such as job loss, foreclosure, medical illness or personal injury.

They often refuse to lend their money to you even when they know the cause is factors that you can not control such as job loss or serious illness.

If you have a drastic change, such as job loss or significant reduction in pay, you can submit the form early to have your payment recalculated.

Deferment and forbearance are meant to help borrowers get back on their feet during a financial crisis such as job loss.

Most visible has been the charity's debt counselling service, which uses a combination of face - to - face home visits, budgeting advice, debt management tips, creditor negotiations and insolvency services to aid lower - income workers or those struggling with financial challenges such as job loss or divorce.

A waiting period two years is possible, if extenuating circumstances can be documented, such as job loss that is not expected to recur.

In the event of unforeseen circumstances, such as a job loss, the emergency fund provides reasonable breathing space for weathering unwelcome storms.

Consumers come under financial hardship such as job loss or extensive medical bills and sometimes get behind on mortgage payments.

Unexpected expenses are the result of life events such as job loss, illness, or car repairs.

Do you have a plan to deal with unexpected emergencies such as job loss or illness, or infrequent but foreseeable expenses like home or car repairs?

If you have a greater amount of equity built up in your home, unforeseen circumstances such as job loss or a drop in home prices can be more easily managed, and you'll be less likely to default on your mortgage.

Be prepared for unforeseen circumstances, such as job loss or disability, with credit card payment protection insurance.

I'd argue it also makes us less vulnerable to unforeseen challenges, such as job loss, financial or emotional instability, and social or environmental crises, by building resilience, creativity, and problem - solving skills.

In Virginia, Chapter 13 bankruptcy is commonly used by people who went into deep debt during a temporary setback, such as a job loss or injury.

Chapter 13 is often used by people who encountered a temporary setback, such as a job loss or injury, that caused a steep spike in their debt.

Legal needs often arise at key transition points in people's lives, such as job loss or sudden illness.

For courts with authority to modify spousal support orders, they can only do so if there has been an unanticipated and substantial change in either spouse's circumstances such as a job loss or remarriage.

Once spousal maintenance is awarded, either spouse may later petition the court for modification of the award if circumstances change significantly, such as job loss or permanent disability.

People also face consequences such as job loss, vehicle accidents, and self - injury.

In many cases, it may be helpful for an umbrella of services to be activated so that not just the individual who has experienced an event such as job loss, but the effects on, and needs of, the rest of the family are taken into account at such a potentially stressful time.

It appears to play an important mediating role in the relationship between adversity (such as job loss or social disadvantage) and health and well - being.5 — 7 Indeed, fear of job loss can be just as harmful as, if not more than, the job loss itself.8 — 10 Although a positive correlation between economic insecurity and overall ill health is well - established, the biological pathways through which these operate are not well understood.

Quite often the cause is an obvious one, such as a job loss, divorce or death.

Through FHA's «Back To Work — Extenuating Circumstances Program,» borrowers who have gone through bankruptcy, foreclosure, deed - in - lieu, or short sale, may be eligible for an FHA - backed mortgage sooner if they can prove their financial hardship was the result of an economic event, such as job loss or a significant decrease in income.

By contrast, Fannie Mae and Freddie Mac guidelines typically impose wait times of at least seven years to qualify for a mortgage, or three if there were extenuating circumstances such as a job loss or death of a wage earner.

the amount you owe on your first mortgage for your property is equal to or less than: $ 729,750 for 1 unit $ 934,200 for 2 units $ 1,129,250 for 3 units $ 1,403,400 for 4 units you owe more on your home than it's worth your current mortgage was taken out on or before January 1, 2009 you are experiencing a hardship (such as a job loss, divorce or medical emergency) and are unable to afford your current home loan (For loans not owned by Fannie Mae or Freddie Mac) All servicers that have signed agreements with the U.S. Department of the Treasury (Treasury) to participate in the Home Affordable Modification Program (HAMP) must consider eligible borrowers who do not qualify for HAMP for other foreclosure prevention options including the Home Affordable Foreclosure Alternatives program which includes short sale and deed - in - lieu.