Sentences with phrase «such as low interest rates»

One approach has been to appeal to consumers interested in benefits other than typical financial inducements such as low interest rates, no annual fees and travel rewards.

When used responsibly, the HELOC portion of readvanceable mortgages can provide many benefits to consumers such as low interest rates, convenient access to funds and flexible repayment terms.

from personal loans, credit cards etc into a single, bigger debt, which usually comes with favorable pay - off terms such as low interest rates and low monthly payments.

When used responsibly, the HELOC portion of readvanceable mortgages can provide many benefits to consumers such as low interest rates, convenient access to funds and flexible repayment terms.

First - time homebuyer loan programs offer financial benefits such as lower interest rates and low down payments, but many of them require you to live in the home for a designated period or take homeowner education courses.

Asset prices reflect whatever banks will lend against them, so easier credit terms (such as lower interest rates, lower down payments and more time to pay back loans) increase the asking prices of everything else.

Make sure you are aware of and take advantage of any borrower benefits your loan servicer offers, such as a lowered interest rate for auto debit payments.

While student loans have advantages over other types of debt, such as lower interest rates, longer deferment periods and more flexible repayment policies, they can be tough to pay off while you're making the transition to the work force, buying a house and building a family.

Oftentimes this new loan may have better terms, such as a lower interest rate.

By increasing your credit score, you will have access to better financial opportunities, such as lower interest rates and better credit card offers.

Dealers really want to sell new cars, and may be willing to offer incentives, such as lower interest rates, to close a deal.

This means disabling any agreements which you and your creditors have made such as lower interest rates or waiving of late fees.

Loan Refinancing is when you replace your current loan with another one that has more favorable terms, such as a lower interest rates or the ability to pay at a faster rate.

They also offer great products for members such as lower interest rates fees.

For this reason, a cash - out refinance works best if you want to borrow a large sum of money, or if refinancing will provide some other benefit as well, such as lowering your interest rate or converting an adjustable - rate mortgage to a fixed rate.

This proposal can include a re-negotiated home mortgage, such as a lower interest rate, a longer payment term, or the option to roll past due payments back into your total balance due.

These loans offer benefits such as lower interest rates, tax deductible's interest, and deferred payments until after graduation.

Other factors, such as a low interest rate environment could also trigger the need for a policy review.

If the court rules in your favor, you may receive a full or partial discharge or no discharge but different loan terms, such as a lower interest rate.

These incentives outranked other important considerations such as a low interest rate (18 percent) and low fees (5 percent).

But by sticking with the same card long - term, millions of people could be missing out on features of newer cards, such as lower interest rates and more generous rewards including travel perks, airline miles and cash back.

This verification is an absolute must if a certain item is of paramount importance to the buyer (such as a low interest rate with a long renewal date on an assumable mortgage).

If the court rules in your favor, you may receive a full or partial discharge or no discharge but different loan terms, such as a lower interest rate.

This usually offers the best terms such as lower interest rates.

Not exact matches

However, the bigger concern is that this is one more threat to your retirement nest egg, on top of low interest rates, a low - growth economic outlook, uncertain stock markets and potential government cuts to other programs, such as health care and nursing - home subsidies.

Unicorns were created in the aftermath of the financial crisis, when the low interest rate environment prompted investments in riskier assets, such as the stock of privately held companies.

It achieves that by raising or lowering its policy interest rate, which influences other interest rates such as what you'll pay on your mortgage or auto loan, and the return you'll get on the balance in your savings account.

«If there are any negative effects of low rates on net interest income in the future, they should be largely offset by the positive effects of monetary stimulus on the other main components of profitability, such as the quality of loans and therefore on loan - loss provisions,» Draghi added.

A carry trade is typically based on borrowing in a low - interest rate currency and converting the borrowed amount into another currency, with proceeds placed on deposit in the second currency if it offers a higher rate of interest or deploying proceeds into assets — such as stocks, commodities, bonds, or real estate — that are denominated in the second currency.

As such, borrowers may find that they can qualify for a lower interest rate.

Individuals can borrow funds up to certain limits to fund their college aspirations with benefits such as low fixed interest rate, a variety of repayment options, forgiveness opportunities, and no check of credit.

If I can achieve a 8 % annual return with relatively low risk, I am allocating as much capital as possible to such an investment given our low interest rate environment.

For example, federal loans can often be a better option for borrowing — even if you could get a lower interest rate on a private student loan — because federal loans have advantages private loans don't have, such as the opportunity to choose income - driven repayment plans or qualify for the Public Service Loan Forgiveness Program.

Best says prime short targets are interest rate - sensitive stocks such as REITs, utilities and infrastructure, which have rebounded strongly from the November lows.

At first glance, PNC's mortgages offer considerably lower interest rates than you'll find at larger banks such as Bank of America or Wells Fargo.

With a low score, you may still be able to get credit, but it will come with higher interest rates or with specific conditions, such as depositing money to get a secured credit card.

The idea that real interest rates — that is, adjusted for inflation — will be lower than they have been historically is reflected in the pronouncements of policymakers such as Federal Reserve chair Janet Yellen, the medium - term forecasts of official agencies such as the Congressional Budget Office and the International Monetary Fund and the pricing of government bonds whose payments are tied to inflation.

And, despite historically low interest rates, affordability measures such as the RBC Housing Affordability Index, which measures home ownership costs as a percentage of household income, remain stubbornly high.

The VA Streamline loan requires the borrower to get a tangible benefit from the new loan such as lower monthly payments or a better interest rate.

These involve the investor borrowing at the short end of the yield curve, particularly in those countries where rates have been very low, such as the United States, Japan and Switzerland, and investing either further out along the yield curve or in countries where interest rates have been relatively high, such as Australia and the United Kingdom.

This reflects borrowers switching from loan products with higher interest rates, such as traditional fixed - term personal loans, to products which attract lower rates of interest, such as home - equity lines of credit and other borrowing secured by residential property.

With interest rates on low - risk investments falling to low levels in many countries, investors have sought to maintain yields by moving into higher - risk assets such as corporate debt and emerging market debt.

Although I don't pretend to understand all the «ins & outs» of banking, public financing, etc., it seems to me to be self - evident that if Canadian governments at all levels were able to borrow, at low or preferably no interest rates, to finance infrastructure projects and other issues such as health care and education, rather than indebting Canadians in perpetuity in order to pay big interest payments to the greedy Big Banks, it would ultimately be in the best interests of most ordinary Canadians.

However, the Fed, in its wisdom and at the behest of intelligent idiots such as Paul Krugman and Paul McCulley, kept interest rates at artificially low levels for years and aggressively ramped up the money supply with the aim of speeding the recovery process.

This is because small businesses lending has been migrating to low - interest rate loan products, such as residentially secured loans.

This is evident in a number of developments, including: increased demand for higher - risk assets; the increase in «carry trades» — a form of gearing where funds are borrowed short - term at low interest rates and invested in higher - yielding assets, often in other countries; growth in alternative investment vehicles such as hedge funds; and growth in alternative investment strategies such as selling embedded options (see Box A).

By the end of the year, the Fed had reduced interest rates to near zero and had launched controversial programs, such as buying bonds to lower mortgage and other long - term rates to spur borrowing.

This maneuvering has been dubbed Operation Twist, presumably as an affirmation of the Fed's desire to lower long - term interest rates, by purchasing such longer - maturity securities, while selling shorter - term instruments.

The effect in either case would be to tax a few generations heavily, to buy securities that later will be sold in such large quantities as to lower their price, creating a chronic stock market depression (or bond - market slump) that raises interest rates — unless the central bank monetizes the sale.

Historical interest rates can tell you when to invest in a new product such as a home, car, or new line of credit because the cost of borrowing has reached an appealing low rate.