Sentences with phrase «such as the death benefit»

The way it works is that, each year, the insurer deduct all expenses, such as death benefits paid and the costs of running the business, from the money they've made (premiums collected, investments, and any other sources of income) and pays out any net profit as a dividend.

Make comparisons of premium costs for many different policy variations such as the death benefits amount, and optional riders.

We want to provide you the freedom to shop around and compare monthly costs to different policy options such as the death benefit, optional riders, and length of the contract.

Life insurance policies have a variety of tax benefits, such as the death benefit paid to beneficiaries being free of income tax.

The way it works is that, each year, the insurer deduct all expenses, such as death benefits paid and the costs of running the business, from the money they've made (premiums collected, investments, and any other sources of income) and pays out any net profit as a dividend.

So, the policy holder obtains the benefits of life insurance, such as a death benefit, while also maintaining investments in the financial markets.

It also picks up income streams that they may start to receive, such as death benefits.

Annuities may also provide benefits that other retirement vehicles don't have, such as a death benefit for loved ones.

There are other benefits that may apply to your case such as death benefits and benefits for loss of homemaking.

The biggest benefit of whole life insurance is that policy conditions, such as death benefits and specific payment information, are defined up front.

Life insurance policies have a variety of tax benefits, such as the death benefit paid to beneficiaries being free of income tax.

Variable annuities are insurance products, so they provide many important features such as death benefit protection, lifetime income, and optional living benefits.

It's potentially useful if you need it, but any partial withdrawal (systematic or non-systematic) may reduce your annuity's benefits, such as your death benefit, which allows you to pass on the contract to your beneficiaries in the event of your death.

American National's indexed universal life insurance products offer the same features as the company's regular universal life — such as death benefit and cash value build up — but they also offer this ability to earn an additional amount of return.

Before you can get started on the whole process you should understand a couple important terms such as death benefit.

Annuities may also provide benefits that other retirement vehicles don't have, such as a death benefit for loved ones.

This can affect the company's ability to pay any benefits that are greater than the value of your account in mutual fund investment options, such as a death benefit, guaranteed minimum income benefit, long - term care benefit, or amounts you have allocated to a fixed account investment option.

So, the policy holder obtains the benefits of life insurance, such as a death benefit, while also maintaining investments in the financial markets.

People choose annuities for a number of reasons but the biggest reason is the safety they offer, some tax benefits of owning them, and additional features that may come with the annuity such as a death benefit.

Wider options: Life Insurance gives you a variety of options such as death benefits under term plan, finance for child education, regular income under pension plans, investment under unit - linked plan, etc..

Most insurance companies offer additional insurance benefits you can purchase, such as death benefit riders, which can provide benefits for your heirs, and living benefit riders, which can provide guarantees as to how much income you can withdraw from the policy at a later date.

Tax Exemption u / s 10 (10D): The policy proceeds such as death benefit, maturity benefit, bonus (if any) under a child plan, not only offers financial assistance to your child, it also provides tax exemptions on policy payouts under section 10 (10D) of the Income Tax Act.

We offer informational resources that cover a variety of life coverage related topics such as death benefit protection and retirement planning.

Not exact matches

One advantage C corporations have over unincorporated businesses and S corporations is that they may deduct fringe benefits (such as group term life insurance, health and disability insurance, death benefits payments to $ 5,000, and employee medical expenses not paid by insurance) from their taxes as a business expense.

«The type of hidden fees annuity investors should pay attention to are separate account [investment funds] expense ratios; back - end sales charges; annual administration fees; mortality and expense costs; any rider fees, such as guaranteed income rider, death benefit riders [and] principal protection riders, to name a few,» says financial planner Joseph Carbone of Focus Planning Group.

Like all Googlers, our named executive officers are eligible to participate in various employee benefit plans, such as medical, dental, and vision care plans, flexible spending accounts for health and dependent care, life, accidental death and dismemberment, disability, and travel insurance, survivor income benefit, employee assistance programs (e.g., confidential counseling), and paid time off.

A smaller death benefit is typical if you are looking to cover all costs associated with your passing, such as a funeral and potential hospital expenses.

The consumer will incur a surrender charge, be subject to the commencement of a new surrender period, lose existing benefits (such as a higher crediting guarantee than is currently available, as well as death, living or other contractual benefits), or be subject to increased fees, investment advisory fees or charges for riders and similar product enhancements;

However, the policy only pays a death benefit if you die due to a covered accident, such as a plane crash or sudden fall.

Term life insurance policies are quite cheap and can come with a variety of riders offering such assistance as disability income, waiver of premiums, and an accelerated death benefit in the case you become permanently disabled.

Investors should only buy an annuity contract for the annuity's additional features, such as lifetime income payments and / or death benefit protection.

A fee included in some annuity contracts that compensates the insurer for the risks it assumes in issuing the contract, such as the cost of death benefits, expenses of other insured income guarantees, and administrative costs.

No medical exam life insurance is more expensive than fully underwritten coverage and typically provides fewer options, such as the ability to increase your death benefit or convert a term policy to permanent coverage.

And life insurance policies with limited underwriting, such as simplified issue or guaranteed acceptance policies, regularly restrict death benefits to be less than $ 100,000 to $ 250,000.

However, permanent life insurance solutions that focus on providing lifetime guaranteed death benefits, such as these, are typically less expensive than other types of permanent life insurance that emphasize savings opportunities.

The consumer will incur a surrender charge, be subject to the commencement of a new surrender period, lose existing benefits (such as death, living or other contractual benefits), or be subject to increased fees, investment advisory fees or charges for riders and similar product enhancements;

Survivorship Builder is a single policy covering two lives that pays the death benefit upon the second insured's death — an option that might prove beneficial to some, such as, providing an income tax free death benefit, liquidity for estate taxes and wealth transfer and supplemental income needs.

Elite Choice also offers traditional fixed annuity benefits such as guaranteed minimum interest and death benefits, combined with the potential for additional interest linked to the return of an index.

MarketProtector offers the benefits of a traditional fixed annuity, such as guaranteed minimum interest, death benefits, and retirement income options such as IncomeAccelerator, which is an optional income benefit for an additional charge.

These changes are not significantly affected by economic developments, with the exception of changes in the interest rate forecast on federal employees» future benefits, such as pensions, death benefits, etc..

Whole life insurance policies are generally more expensive than alternatives, such as term life insurance, and the death benefit directly impacts that cost, so it's important to evaluate your family's needs before deciding to purchase.

Under these circumstances, you should only consider buying a variable annuity because of its other features, such as lifetime income payments and death benefit protection.

At certain points during the term of coverage, such as your birthdays, you can increase the policy's death benefit and premiums will be determined using your initial health rating.

However, this means that if something happens down the line that causes the owner of a policy to not want their initial beneficiary to receive their death benefit (such as divorce), it'll still go to the beneficiary they chose during their application.

Among them are the rights to: bullet joint parenting; bullet joint adoption; bullet joint foster care, custody, and visitation (including non-biological parents); bullet status as next - of - kin for hospital visits and medical decisions where one partner is too ill to be competent; bullet joint insurance policies for home, auto and health; bullet dissolution and divorce protections such as community property and child support; bullet immigration and residency for partners from other countries; bullet inheritance automatically in the absence of a will; bullet joint leases with automatic renewal rights in the event one partner dies or leaves the house or apartment; bullet inheritance of jointly - owned real and personal property through the right of survivorship (which avoids the time and expense and taxes in probate); bullet benefits such as annuities, pension plans, Social Security, and Medicare; bullet spousal exemptions to property tax increases upon the death of one partner who is a co-owner of the home; bullet veterans» discounts on medical care, education, and home loans; joint filing of tax returns; bullet joint filing of customs claims when traveling; bullet wrongful death benefits for a surviving partner and children; bullet bereavement or sick leave to care for a partner or child; bullet decision - making power with respect to whether a deceased partner will be cremated or not and where to bury him or her; bullet crime victims» recovery benefits; bullet loss of consortium tort benefits; bullet domestic violence protection orders; bullet judicial protections and evidentiary immunity; bullet and more...

It means that we are identified with Christ in His life, death, burial, and resurrection, and as such, receive certain spiritual blessings and benefits as a result.

For there is a mode of life that is neither so good as not to need such helps after death nor so bad as not to gain benefit from them after death.52

While teaching children how to cope with stressful or disturbing events — such as family violence, death of a loved one, chronic illness, divorce, etc. — is one incredible benefit of play, other assets include developing cognitive and personality processes.

As Liz reported earlier, the death of Osama Bin Laden has the potential to have political benefits (even if in the short term) for the president, which could trickle down to other Democrats such as Kathy Hochul in the race for New York's 26th Congressional DistricAs Liz reported earlier, the death of Osama Bin Laden has the potential to have political benefits (even if in the short term) for the president, which could trickle down to other Democrats such as Kathy Hochul in the race for New York's 26th Congressional Districas Kathy Hochul in the race for New York's 26th Congressional District.

The findings, which come from a study of 678 women in a randomized breastfeeding trial who were recruited at mid-pregnancy, question whether recommendations to avoid bed - sharing due to concerns such as sudden infant death syndrome (SIDS) may impede some women from achieving their breastfeeding goals and could thereby prevent women and their children from experiencing all of the short - and long - term benefits of breastfeeding.