Sentences with phrase «such as the whole life insurance»

At certain points during the period of coverage, you can convert your term policy to a permanent life insurance policy (such as a whole life insurance policy or universal life insurance policy) and premiums are determined by your original health rating.

If you are looking for a life insurance policy as an investment vehicle, you may want to consider a permanent life insurance policy, such as whole life insurance or universal life insurance.

There are several types of permanent life insurance, such as whole life insurance, universal life insurance, and variable life insurance.

Initially, the premiums paid on cash value insurance, such as whole life insurance rates, are higher than those associated with term insurance, given that term insurance payments are used just to pay for current insurance coverage and not to build up cash value in the policy.

As term to 100 does not have any cash values, premiums are typically less expensive than other permanent products that do have cash surrender values, such as whole life insurance.

Some types of permanent life insurance policies, such as whole life insurance, can offer many benefits that are distinct from term life plans.

Not all insurers offer permanent policies, such as whole life insurance, so this is something you'll want to check before applying for your policy.

Since you're able to choose from a variety of investment options, variable life insurance policies have higher upside potential than other cash value policies, such as whole life insurance.

Permanent life insurance, such as whole life insurance, may also allow you to save for your child's college tuition or down payment on a first home.

Most term life insurance policies allow you to convert your term policy into a permanent life insurance policy such as whole life insurance.

Evaluate product selection: Although many companies sell similar policies, some focus more on certain products, such as whole life insurance, or on certain customers, such as seniors.

Although many companies sell similar policies, some focus more on certain products, such as whole life insurance, or on certain customers, such as seniors.

The face value does not always equal the death benefit, particularly when you are dealing with permanent coverage, such as whole life insurance, that has accompanying riders such as PUA riders and term riders and also has life insurance dividends that can increase the death benefit.

As the name suggests, a permanent life insurance policy, such as whole life insurance, does not expire as long as you pay your premiums.

Whereas traditional vehicles, such as whole life insurance and fixed annuities, provide returns that are determined by the insurance company, newer alternatives enable clients to make choices that help determine returns.

However Permanent Life insurance products such as Whole Life insurance can and do carry additional charges.

For a participating policy, such as whole life insurance, the ability to be eligible for dividends when they are declared by the company and optional methods by which dividends can be received.

Some insurers offer more complex life insurance products such as whole life insurance or universal life insurance, other — less complicated products such term life insurance only.

There are a variety of permanent life insurance policies such as whole life insurance, universal life insurance, and variable life insurance — and even combination policies like variable universal life insurance.

However, anchoring can lead to some pretty nasty financial outcomes particularly related to buying insurance - type products such as whole life insurance or annuities.

But permanent policies such as whole life insurance typically provide a lifetime death benefit, regardless of your health, as long as you pay the premiums to keep the policy in force.

Yet, universal life, or UL, also provides so much more than what is offered with more «generic» forms of permanent coverage such as whole life insurance.

Diabetics may also find better ratings applying for a permanent type policy, such as whole life insurance or universal life insurance rather than term.

The opposite type of life insurance, such as Whole Life Insurance, carries a cash value.

If your death would still hurt someone financially, consider a permanent policy, such as whole life insurance, to cover funeral and other final expenses, Feldman says.

You can convert all or a portion of your policy to permanent life insurance, such as the whole life insurance product below.

Those commissions and other costs are why most permanent life insurance policies, such as whole life insurance, build no cash value in the first year.

If you want to consider a permanent policy, such as whole life insurance, consult a financial advisor.

Other types of policies, such as a whole life insurance policy, may be used for death benefits, establishing a legacy and more, but a 10 year term policy often is purchased with a very specific purpose in mind.

Although many companies sell similar policies, some focus more on certain products, such as whole life insurance, or on certain customers, such as seniors.

For a participating policy, such as whole life insurance, the ability to be eligible for dividends when they are declared by the company and optional methods by which dividends can be received.

Customers who buy certain products, such as whole life insurance, are eligible to receive dividend payments when the company does well.

Cash value life insurance comes in many forms such as whole life insurance, universal life and variable universal life.

The Financial Strength of your insurance company matters more as you get a longer term period and especially if you consider a cash value plan such as Whole Life Insurance.

Yet, universal life, or UL, also provides so much more than what is offered with more «generic» forms of permanent coverage such as whole life insurance.

As the name suggests, a permanent life insurance policy, such as whole life insurance, does not expire as long as you pay your premiums.

These reviews can also help you find a company specializing in the type of life insurance you need, such as whole life insurance or life insurance for high risk clients.

This feature is sometimes called «accelerated death benefits» and is available on most permanent life insurance policies such as whole life insurance.

If you want more than a death benefit from your life insurance policy and like the idea of a long - term savings account (not insured by any federal agency) or investment, you might consider cash value life insurance such as whole life insurance, universal life or variable life.

These paid up additions are available via a rider sold alongside a cash value life insurance policy - such as Whole Life Insurance.

Paid up additions are only available on cash value life insurance policies such as Whole Life Insurance.

Being a mutual insurer means that customers who buy certain products, such as whole life insurance policies, become part owners of the company and are entitled to a vote in board elections and share in any annual dividends.

Since you're able to choose from a variety of investment options, variable life insurance policies have higher upside potential than other cash value policies, such as whole life insurance.

At first, these riders were only offered in cash value policies such as whole life insurance or universal life insurance, but they are now available in term life insurance products as well.

As term to 100 does not have any cash values, premiums are typically less expensive than other permanent products that do have cash surrender values, such as whole life insurance.

Some of my clients still need lifetime coverage at age 62, which means they buy a type of permanent insurance such as whole life insurance or universal life.

This guaranteed period or «term» that a death benefit will be paid (only upon death of the insured) is the reason this kind of insurance policy is called «term life insurance», Other permanent types of insurance contracts also exist such as whole life insurance and universal life insurance, which will never expire as long as all premium payments are made in a timely manner to the insurance company.

The list is in no particular order, although we tried to lump companies based on the particular products offered, such as whole life insurance, universal life insurance, indexed universal life, variable universal life, long term care life insurance and pure long term care insurance.

Because life changes fast, and you never know what needs your family may have in the future, you may want to consider some permanent insurance such as whole life insurance.

For the best long term value, a permanent form of life insurance such as whole life insurance will maximize the value of the premiums.