Sentences with phrase «such as whole life insurance»

We offer stable financial options such as whole life insurance plans that can be uniquely design to work in conjunction with a college savings plan (529 plan) that can benefit your children even after they graduate college.

Some insurers offer more complex life insurance products such as whole life insurance or universal life insurance, other — less complicated products such term life insurance only.

Policies with a cash value, such as whole life insurance, often have a provision that allows the carrier to borrow from the policy value to pay overdue premiums.

Permanent Life Insurance is a general term used to refer to life insurance policies such as Whole Life Insurance and Universal Life Insurance.

If you don't have a natural inclination to be a saver — or can't muster the enthusiasm to become one — then you should look seriously into automatic pilot - type forced savings plans, such as a whole life insurance policy.

If you are looking for a life insurance policy as an investment vehicle, you may want to consider a permanent life insurance policy, such as whole life insurance or universal life insurance.

Not all insurers offer permanent policies, such as whole life insurance, so this is something you'll want to check before applying for your policy.

Permanent cash value life insurance policies, such as whole life insurance, have an investment component as well as life insurance coverage.

By their very nature Permanent Life insurance policies such as Whole Life insurance, cost more than a Term Life insurance policy with the same death benefit.

Sales or policy illustrations are used with products such as whole life insurance, universal life insurance, variable universal life insurance and long - term disability insurance.

Fortunately, you can convert many term life insurance policies to a permanent insurance product such as whole life insurance, universal life insurance or variable universal life insurance.

«Living Benefits» apply to Permanent Life Insurance polices that accrue cash value such as Whole Life insurance.

They do not offer permanent coverage such as whole life insurance.

There are a variety of permanent life insurance policies such as whole life insurance, universal life insurance, and variable life insurance — and even combination policies like variable universal life insurance.

Furthermore, plans such as whole life insurance covers can craft a financial legacy for your kids.

For the best long term value, a permanent form of life insurance such as whole life insurance will maximize the value of the premiums.

Because life changes fast, and you never know what needs your family may have in the future, you may want to consider some permanent insurance such as whole life insurance.

The list is in no particular order, although we tried to lump companies based on the particular products offered, such as whole life insurance, universal life insurance, indexed universal life, variable universal life, long term care life insurance and pure long term care insurance.

This guaranteed period or «term» that a death benefit will be paid (only upon death of the insured) is the reason this kind of insurance policy is called «term life insurance», Other permanent types of insurance contracts also exist such as whole life insurance and universal life insurance, which will never expire as long as all premium payments are made in a timely manner to the insurance company.

Some of my clients still need lifetime coverage at age 62, which means they buy a type of permanent insurance such as whole life insurance or universal life.

As term to 100 does not have any cash values, premiums are typically less expensive than other permanent products that do have cash surrender values, such as whole life insurance.

At first, these riders were only offered in cash value policies such as whole life insurance or universal life insurance, but they are now available in term life insurance products as well.

Since you're able to choose from a variety of investment options, variable life insurance policies have higher upside potential than other cash value policies, such as whole life insurance.

Being a mutual insurer means that customers who buy certain products, such as whole life insurance policies, become part owners of the company and are entitled to a vote in board elections and share in any annual dividends.

Paid up additions are only available on cash value life insurance policies such as Whole Life Insurance.

These paid up additions are available via a rider sold alongside a cash value life insurance policy - such as Whole Life Insurance.

If you want more than a death benefit from your life insurance policy and like the idea of a long - term savings account (not insured by any federal agency) or investment, you might consider cash value life insurance such as whole life insurance, universal life or variable life.

This feature is sometimes called «accelerated death benefits» and is available on most permanent life insurance policies such as whole life insurance.

These reviews can also help you find a company specializing in the type of life insurance you need, such as whole life insurance or life insurance for high risk clients.

As the name suggests, a permanent life insurance policy, such as whole life insurance, does not expire as long as you pay your premiums.

Yet, universal life, or UL, also provides so much more than what is offered with more «generic» forms of permanent coverage such as whole life insurance.

The Financial Strength of your insurance company matters more as you get a longer term period and especially if you consider a cash value plan such as Whole Life Insurance.

Cash value life insurance comes in many forms such as whole life insurance, universal life and variable universal life.

Customers who buy certain products, such as whole life insurance, are eligible to receive dividend payments when the company does well.

For a participating policy, such as whole life insurance, the ability to be eligible for dividends when they are declared by the company and optional methods by which dividends can be received.

Although many companies sell similar policies, some focus more on certain products, such as whole life insurance, or on certain customers, such as seniors.

Other types of policies, such as a whole life insurance policy, may be used for death benefits, establishing a legacy and more, but a 10 year term policy often is purchased with a very specific purpose in mind.

If you want to consider a permanent policy, such as whole life insurance, consult a financial advisor.

Those commissions and other costs are why most permanent life insurance policies, such as whole life insurance, build no cash value in the first year.

You can convert all or a portion of your policy to permanent life insurance, such as the whole life insurance product below.

If your death would still hurt someone financially, consider a permanent policy, such as whole life insurance, to cover funeral and other final expenses, Feldman says.

The opposite type of life insurance, such as Whole Life Insurance, carries a cash value.

Diabetics may also find better ratings applying for a permanent type policy, such as whole life insurance or universal life insurance rather than term.

Yet, universal life, or UL, also provides so much more than what is offered with more «generic» forms of permanent coverage such as whole life insurance.

But permanent policies such as whole life insurance typically provide a lifetime death benefit, regardless of your health, as long as you pay the premiums to keep the policy in force.

However, anchoring can lead to some pretty nasty financial outcomes particularly related to buying insurance - type products such as whole life insurance or annuities.

There are a variety of permanent life insurance policies such as whole life insurance, universal life insurance, and variable life insurance — and even combination policies like variable universal life insurance.

Some insurers offer more complex life insurance products such as whole life insurance or universal life insurance, other — less complicated products such term life insurance only.

For a participating policy, such as whole life insurance, the ability to be eligible for dividends when they are declared by the company and optional methods by which dividends can be received.

However Permanent Life insurance products such as Whole Life insurance can and do carry additional charges.