Sentences with phrase «such average differences»

Not exact matches

Because mortgages are such big dollar amounts — the Mortgage Bankers Association reported the average loan request in March 2017 hit an all - time high at $ 313,300 — even a fraction of a percentage point can make a big difference in your monthly payment and how much you will spend on your home in the long run.

The difference between the average yield of interest obtained from loans and the average rate of interest paid for deposits and other such funds (or the cost of funds) is called the net interest spread, and it is an indicator of a financial institution's profit.

This is because of the obvious differences between the two states and the assumed effects such differences had on the average human mind.

On the average, about half the responses given to such questions as why racial differences exist, why someone might be killed in an airplane crash or die young, and why suffering in general exists were consistent with one another; the remaining half drew from different thematic traditions.10

A cartoonist creates such a sketch by taking the average of many male faces and subtracting it from Nixon's face, then amplifying those distinctive differences.

The differences, as revealed by MRI scans, were striking: For example, brain regions known to be involved in control of emotions and impulsivity, such as the anterior cingulate cortex, were on average 8 % smaller in subjects with low levels of MAO - A.

Attempts to assess more important differences (of any number of cognitive abilities, for example) between groups always come to the same very well - known conclusion — that the differences between individuals within one racial group are much larger than the differences between the average members of two such groups.

If one country's test - score performance was 0.5 standard deviations higher than another country during the 1960s — a little less than the current difference in the scores between such top - performing countries as Finland and Hong Kong and the United States — the first country's growth rate was, on average, one full percentage point higher annually over the following 40 - year period than the second country's growth rate.

No such annuity shall provide for more than the total difference in retirement income between the retirement benefit based on average monthly compensation and creditable service as of the member's early retirement date and the early retirement benefit.

No such annuity may provide for more than the total difference in retirement income between the retirement benefit based on average monthly compensation and creditable service as of the member's early retirement date and the early retirement benefit.

To enable average to above average students with learning differences, such as ADHD, dyslexia, dysgraphia, dyscalulia, and executive functioning challenges, to recapture the joy of learning.

First, we find that teachers working in above - average poverty charter schools have significantly higher value - added scores compared to traditional public school teachers working in similar settings, which is mainly driven by the right tail of the value - added score distribution, yet we find no such differences in below - average poverty settings.

The difference between the average yield of interest obtained from loans and the average rate of interest paid for deposits and other such funds (or the cost of funds) is called the net interest spread, and it is an indicator of a financial institution's profit.

Index A published interest rate against which lenders measure the difference between the current interest rate on an adjustable rate mortgage and that earned by other investments (such as one, three, and five year U.S. Treasury security yields, the monthly average interest rate on loans closed by savings and loan institutions, and the monthly average costs - of - funds incurred by savings and loans), which is then used to adjust the interest rate on an adjustable mortgage up or down.

In this turf war, the critics (think Dave Ramsey life insurance) levy any number of attacks such as «cash value life insurance is too expensive», «buy term and invest the difference» (invest with us) OR my favorite, «that other investments offer a higher average return».

However, by plotting monthly data that has been adjusted for possible systematic changes, such as the temperature «sine wave» by simply subtracting the long term average for each month from each individual datum — which I call «monthly differences» — as its cumulative sum rather than in its original form, the cusum pattern that emerges is often quite striking.

DES MOINES (AP)-- Warmer and wetter weather in large swaths of the country have helped farmers grow corn, soybeans and other crops in some regions that only a few decades ago were too dry or cold, experts who are studying the change said... The change is due in part to a 7 % increase in average U.S. rainfall in the past 50 years, said Jay Lawrimore, chief of climatic analysis for the Asheville, N.C. - based National Climactic Data Center... Brad Rippey, a U.S. Department of Agriculture meteorologist, said warming temperatures have made a big difference for crops such as corn and soybeans... For example, data from the National Agricultural Statistics Service show that in 1980, about 210,000 soybean acres were planted in North Dakota.

Such a difference is not insignificant in the context of a shortfall in efficacy (averaging the transient and equilibrium estimates) that is only slightly larger, at 13 %.

Although the precise causes of such differences are unclear... The multimodel average tropospheric temperature trends are outside the 5 — 95 percentile range of RSS results at most latitudes.

If things were such that rocks barely had time to cool before the sun rose again, it wouldn't make much difference, but if rocks quickly cool down, then yes the average temperature would be cooler because then the planet (or moon) would be less uniform temperature-wise.

The cost comparisons for such a system should not be based on the difference between average solar or wind energy cost and the average cost of gas generation.

SUVs and light trucks are on average heavier and thus pose a greater threat to those in other vehicles; in addition, because of factors such as differences in bumper height, they're significantly more likely to cause fatalities in the vehicles they strike.

Not to say that it doesn't make a difference, but it likely won't in such an average.

Age of Onset Some studies indicate that both boys and girls tend to begin their antisocial careers around the age of fifteen, with the average age of onset differing by no more than six months across genders.44 Other research, however, finds that females begin offending when they are younger than males are.45 Notably, gender differences in the age of onset tend to be most pronounced for serious or aggressive types of delinquency, while less serious problem behaviors, such as drug and alcohol - related offenses, have less gender - differentiated progressions.46

As the scale included factors such as below average cognitive development, language and behavioural problems, all of which are much more common in boys, it is unsurprising that that this analysis found a difference between boys and girls.

The average REALTOR ® has no idea that there are such differences, and doesn't know how to find the right golf community for a prospective buyer.