Sentences with phrase «such credit unions»

You can qualify at such credit unions just by proving that you work or live in a given city, county or state.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Verify a candidate» s Social Security number through a credit bureau such as Trans Union, Equifax, or Experian, or run a credit report.

Some providers, such as Alliant Credit Union and The HSA Authority, do not charge any monthly fees.

The VTOS program and the Greyball tool used techniques like looking at a user's credit card information and seeing if it was tied to an institution, such as a police credit union, to identify authority figures, according to the report.

It plans to «cascade» down its probe to other federally - regulated institutions, such as smaller banks, federal credit unions and federal trust companies, she added.

Lendio CEO and co-founder Brock Blake says 300 U.S. lending institutions and nearly 1,300 individual lenders participate in the automated web platform, from banks and credit unions offering traditional, long - term loans to fast - cash alternative financiers such as peer - to - peer lenders and merchant cash - advance providers.

I'm using the term «bank» to refer to traditional lending institutions such as banks and Credit Unions.

First - time homebuyer loans are offered by mortgage lenders — such as banks or credit unions — and are often backed by the government.

Ask your credit union or Caisse Populaire if they have such a small business loan program.

Our models include the Bank of North Dakota and public banks in other countries, which have put public money, such as property, income, sales and business taxes, fees and fines, to work for the public good, in cooperation with community banks and credit unions.

Other counterarguments describe Fiat currency creation and distribution costs, such as printing bills or minting coins or the cost of building a bank or credit union branch, however the latter argument is less impactful given that substantial number of branches that have already closed and are projected to close over the next decade as consumer preferences switch to mobile banking.

As well, certain provinces have not adequately addressed weaknesses in the safety - and - soundness regulation of deposit - taking institutions such as provincial credit unions.

National and regional banks and credit unions such as Wells Fargo, U.S. Bank, PNC Financial Services Group and Navy Federal Credit Union offer specific loans for investment real ecredit unions such as Wells Fargo, U.S. Bank, PNC Financial Services Group and Navy Federal Credit Union offer specific loans for investment real eCredit Union offer specific loans for investment real estate.

Just last year, Vancity Credit Union — the biggest such union in the country — pledged to provide a living wage for its emploUnion — the biggest such union in the country — pledged to provide a living wage for its emplounion in the country — pledged to provide a living wage for its employees.

Although many lenders will offer similar rates based upon your credit score, credit history, and income, sometimes the best available rates will come from a financial institution that is familiar with you (such as your local bank or credit union) or from nontraditional sources, such as peer - to - peer lending platforms.

Credit unions, such as Plymouth, Mich. - based Community Financial Credit Union, have been communicating with borrowers, too, regarding the changes in the tax code relating to mortgage insurance premiums.

We have previously reported on such programs, including some offered by credit unions.

Similar to business term loans, business lines of credits from traditional lenders such as banks and credit unions will have the best rates and terms, but are harder to qualify for.

Cashback cards are offered by major issuers such as the Scotiabank, MBNA, and other banks, unions, credit card companies, etc..

In a bid to make the platform more flexible and convenient for traders across the globe, the YesOption broker allows its customers to deposit money into and withdraw from their trading accounts using an array of payment processors, such as Neteller, Credit Cards, Western Union and Wire transfer.

This is the short - term interest rate at which U.S financial institutions (such as banks, credit unions, and others in the Federal Reserve system) lend money to each other overnight in order to meet mandated reserve levels.

For lenders, such as banks and credit unions, cost of funds is determined by the interest rate paid to depositors on financial products, including savings accounts and time deposits.

There is no guarantee your local bank or credit union offers such a waiver.

These include such things as the patent and copyright clause of the Constitution, as well as institutions of venture capital, credit unions, and other investment houses.

A financial sector that contains vibrant mutual entities such as building societies and community - based credit unions will be more balanced and resilient.

«Our party has always been a broad church, and despite my principled differences with Jeremy over many issues of defence, foreign policy and national security, I agreed to serve on his front bench because of the mandate he was given, his assurances that honesty and difference were welcomed, and due to the many areas we agreed wholeheartedly on such as fighting the vicious Tory trade union bill - which I was proud to lead our work on - cuts to tax credits and tackling climate change.

The unions have been joined by several groups supportive of issues they've opposed, such as expansion of charter schools and a tax credit that would redirect money to private schools, according to a POLITICO New York analysis of lobbying reports submitted to the Joint Commission on Public Ethics and campaign finance disclosure reports submitted by state - level candidates and parties to the Board of Elections.

Since the Kyoto protocol came into force in 2005, companies in the developing world can generate greenhouse gas emission reductions and sell them as «carbon credits» in the developed world through such mechanisms as the European Union's Environmental Trading Scheme (EU ETS), which is similar to schemes in Japan and New Zealand.

Increasingly, bank branches are headquartered in distant urban areas — and in some cases, financial «deserts» exist in towns with few or no traditional financial institutions such as banks and credit unions.

There are many payment methods available on DHgate.com such as PayPal, credit cards, real - time bank transfers, offline payments (bank transfers and Western Union).

Union advocates are frustrated that they don't get credit for such developments, while critics say, «Sure, a handful of districts are inching forward, but those are outliers.»

During the eight years (2007 to 2014) that the Education Next (EdNext) poll has been administered to a representative sample of American adults (and, in most of these years, to a representative sample of public school teachers), we have seen only minimal changes from one year to the next on such important issues as charter schools, merit pay, teacher tenure, teachers unions, and tax credits that fund private - school scholarships.

And to its credit, the U.S. Education Department recently held a conference in Denver highlighting progressive agreements between unions and management in cities such as Baltimore and New Haven, Conn..

... Many financial planners, educators, banks and credit unions are working hard these days to make certain that busy high school and college students and young adults possess the financial knowledge to make good decisions about such matters as how far to go into debt, whether to sign up for a credit card, how to establish a good credit rating or how much college loan debt they should incur.

It is a member of ALEC, and many of the education initiatives it promotes appear to have their roots in ALEC «model» legislation, such as tuition tax credits, parent trigger legislation, and attacks on union rights.

For this, you can think about looking into lending institutions such as your personal bank or even a credit union in your area.

There is no need to endure that hassle of dealing with a separate bank or credit union back in Edward, when we offer such competitive rates.

Credit unions are free to restrict membership by neighborhood as well as professional or personal associations, such as trade unions, so joining one will require more research and effort that joining a nearby bank.

If you need money for a bigger goal — a vacation, or perhaps you want to open your dream coffee shop — a personal loan from a financial institution such as Heritage Credit Union might be the better option.

Specialty solar panel financing is often offered by solar panel manufacturers, installers, some banks, credit unions and online lenders such as LightStream.

Bad credit can mean a bad response when you approach a traditional lender, such as a bank or credit union.

Traditional lending institutions such as banks and credit unions have raised their lending benchmarks considerably since the mortgage debacle of the last decade.

Loans from credit unions sometimes come with less stringent eligibility requirements, such as a good credit report.

The online option is ideal because many mainstream lenders, such as banks and credit unions, do not offer loans for those who are unemployed.

Borrowing from local credit unions can play to your advantage in such cases, as they will likely be more willing to work with you to find a solution to loan issues compared to a national bank, which may be more concerned with exacting a profit from each transaction.

Loans from traditional lenders, such as banks or credit unions, can have annual percentage rates (APRs) ranging from 4 % to 13 %, while alternative or online loans can have APRs ranging from 7 % to over 100 %.

Settlement date for these transactions is T +1 for major banks (includes HSBC), T +2 days for some banks such as PC Financial (because they flow through CIBC) and T +3 days for most credit unions.

Industry observers were of the view that some mortgage business might flow to lenders not regulated by OSFI, such as provincially regulated credit unions and alternative lenders including Home Capital.

Folks with good credit should first consult with traditional lenders such as banks or credit unions because their interest rates are rather low.