Section 523 (a)(8)(B) provides that an educational loan is not dischargeable unless «excepting
such debt from discharge... will impose an undue hardship on the debtor and the debtor's dependents.»
Government guaranteed student loans can not be discharged in bankruptcy unless, (A) more than seven years has elapsed between the time the loan first became due and the filing of the bankruptcy petition; or» (B) excepting
such debt from discharge... will impose an undue hardship on the debtor and the debtor's dependents.»
unless excepting
such debt from discharge under this paragraph would impose an undue hardship on the debtor and the debtor's dependents, for --
(8) for an educational benefit overpayment or loan made, insured or guaranteed by a governmental unit, or made under any program funded in whole or in part by a governmental unit or nonprofit institution, or for an obligation to repay funds received as an educational benefit, scholarship or stipend, unless excepting
such debt from discharge under this paragraph will impose an undue hardship on the debtor and the debtor's dependents;
Not exact matches
Important factors that could cause actual results to differ materially
from those reflected in
such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones
such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by
such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting
from cancellations, deferrals, or reduced orders by their customers or
from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations
from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover
from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance
debt, including our ability to obtain the
debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition
from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws,
such as U.S. export control laws and U.S. and foreign anti-bribery laws
such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law,
such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of
such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Filings
from administrator KordaMentha, lodged after creditors including Murdoch pulled a
debt guarantee, showed CBS in July claimed A$ 844 million owed for licensing shows
such as NCIS and CSI: Crime Scene Investigation.
While both plans would increase the
debt ceiling, ratings agencies have said a short - term increase
such as the one proposed by House Republicans may not be enough to protect the U.S.
from a ratings downgrade.
Don't shy away
from sharing embarrassing details,
such neglecting to save for retirement or running up credit card
debt.
He says the symbolism is valid because it targets the «differential treatment of
debt» and how money has influenced politics
such that «big borrowers got their
debt forgiven, small borrowers got their houses taken away
from them.»
Its self - belief — and that of its citizens, businesses and investors — is slowly recovering but the scars
from the crisis,
such as unemployment and high public
debt, remain.
Solely for the purpose of determining the date on which
debt allocated to an account under paragraph (c)(4)(i) of this section is reallocated, the taxpayer may treat all expenditures made during any calendar month
from debt proceeds in the account as occurring on the later of the first day of
such month or the date on which
such debt proceeds are deposited in the account.
If we do not generate sufficient cash flow
from operations to satisfy the
debt service obligations, we may have to undertake alternative financing plans,
such as refinancing or restructuring our indebtedness, selling of assets, reducing or delaying capital investments or seeking to raise additional capital.
At that time, the main data sources on consumer
debt consisted of loan - level data sets on specific categories of loans,
such as mortgages, as well as aggregated data on household sector
debt from the Board of Governors» Flow of Funds statistical release.
It would no longer be able to write major rules regulating consumer financial companies,
such as
debt collectors, without getting approval
from Congress.
Victims of identity theft can face issues
such as lost job opportunities, problems with securing a loan or harassment
from debt collectors.
In order to do this however, what Yanis Varoufakis and his advisors
such as James Galbraith wanted to do was say, «If we are going not to pay the
debt, we are going to be expelled
from the Euro Zone.
Public - sector solutions to resolve the Europe's
debt crisis
from institutions
such as the International Monetary Fund and the ECB are «merely bodies exchanging cards in a game of old maid,» Gross added.
Didi has raised over US$ 10 billion in
debt and equity
from investors including conglomerates
such as Apple, Tencent and Alibaba.
And internationally,
debt - ridden economies are subject to pressure
from inter-governmental institutions
such as the IMF and European Central Bank to impose fiscal austerity on their labor force, cut back public spending and even sell off public enterprises.
Liabilities
such as
debt, underfunded pensions, and outstanding employee stock options are deducted
from the DCF value, as they are senior claims on cash flows that must be satisfied before existing shareholders can be paid.
Millions of people can see at least some of the major signs,
such as the collapse of interest rates, record high number of people not counted in the workforce, and
debt rising
from already - unpayable levels at an accelerating rate.
Admati and Hellwig counter that the only reason stockholders demand
such a high rate of return
from banks is to compensate for the relative riskiness of banks — and that they are risky precisely because of all the
debt they hold on their balance sheets.
From there, 20 percent should go towards a strong financial foundation
such as retirement contributions, savings, and
debt payments, and 30 percent should go to lifestyle needs.
The Company may enter into fair value hedges,
such as interest rate swaps, to reduce the exposure of its
debt portfolio to changes in fair value resulting
from changes in interest rates by achieving a primarily U.S. dollar LIBOR - based floating interest expense.
Until
such time as we can generate significant revenue
from product sales, if ever, we expect to finance our operations through a combination of public or private equity or
debt financings or other sources, which may include collaborations with third parties.
Learning
from previous crises, countries
such as Mexico, Brazil and India have transformed their government
debt markets, inuring themselves to global economic shocks by limiting their borrowing in non-domestic currencies.
The negotiation of
such an agreement had long been rejected by the country's prior populist administration, leading creditors to gain a ruling in US courts that precipitated Argentina's default in 2014, and so prevented it
from issuing further
debt.
The Case for Banning Payday Lending: Snapshots
from Four Key States (June 2013) This report outlines the battles against the payday lending industry in states with strong usury cap protections,
such as New York and North Carolina, and in states like California and Illinois with weaker laws that allow payday lenders to charge triple - digit APR loans that trap people in a cycle of
debt.
«Liquidity» is defined by economists as money available in all forms to be given out as
debt, ranging
from credit card
debt to mortgage
debt to large quantities of institutional
debt typically used in complex financial transactions
such as highly leveraged corporate acquisitions.
The greater weight of
such redistribution in any modern simulacrum of
debt cancellation is bound to evince strong opposition
from those at the receiving end.
Central bank intervention in global bond markets has «crowded out» many traditional fixed income investors, driving them to seek yield and income
from non-traditional and riskier asset classes
such as high yield, emerging markets
debt, leveraged loans and private credit.
Such a development threatens the world economy, as the system would crash
from the periphery, as developing countries and USD
debt holders, would have a hard time repaying their
debt and eventually default.
The general U.S. market may tank due to a variety of factors,
such as a combination of international and domestic events,
from reports of high speculation in real estate markets to poor economic growth and growing
debt.
Even if China's
debt and real estate bubbles don't pop, resulting in a global recession, slowing economic growth
from China could have a detrimental effect on long - term energy prices and result in prolonged weakness in the entire energy sector, including oil services suppliers
such as U.S. Silica.
World stock markets climbed again Friday, continuing to be buoyed by a European deal aimed at slashing Greece's massive
debt and preventing the crisis
from engulfing «too big to bailout» countries
such as Italy.
Asian stock markets rose Friday, continuing to be buoyed by a European deal aimed at slashing Greece's massive
debt and preventing the crisis
from engulfing «too big to bailout» countries
such as Italy.
While Walmart's margins are lower than what is typical for a company with
such high financial strength, its
debt is not exceptionally low and it continues to face intense competition
from Amazon.com, Inc. (NASDAQ: AMZN), the analyst said.
The justification
from the government of
such a deal was that the price of
such loans will increase — reflecting the risk of holding
such debt over time — which should create an incentive to buy further NPLs.
Esprit emerged
from the buyout so deeply in
debt — and Tompkins Buell's subsequent helmsmanship left the company in
such desperate financial straits — that it went into technical default on its outstanding loans within less than two years.
A government operating
such a deficit at a time when an increasing share of the nation's
debt is held by foreigners is effectively concealing
from the public the real nature of future burdens.
I suppose it is possible that generations
from now stories
such as this might be told when, in a world less afraid, people recall humanity's
debt to John Paul the Great.
Other mechanisms,
such as
debt - for - nature swaps or REDD (Reducing Emissions
from Deforestation and Forest Degradation), may help.
We give Israel billions of dollars of aid every year
from our hardworking tax - payers» money when nearly 50 million Americans live under poverty in this nation, as well as having lots of problems in this nation,
such as bad infrastructure, high unemployment rate, billions of dollars in
debt, etc..
Those students
from lower and middle income backgrounds who aren't put off by
such enormous
debt will make their choices based solely on cost and the perceived benefit in the job market a course will provide.
As well as a loss of confidence and self - esteem, disconnection
from the labour market and loss of skills, there are deeper issues
such as mental health problems,
debt, family difficulties and, in some cases, drug and alcohol addiction that must be taken into account.
Mr. Speaker, Government also sponsored the issuance ofCedi - denominated medium - to - long - term bonds (7 and 10 year bonds) on the back of the ESLA receivables to facilitate the clearance of the sector's legacy
debts.Again, the Akufo - Addo Government is determined to turn away
from the mismangement of the energy sector in the past which led to the accumulation of billions of
debts by entities,
such as BOST, to managing these startegic entities with integrity and efficiency.
Armed with a full understanding of how this scandal came to be, rank - and - file legislators (and the people who elect them) can make informed choices on the various issues that radiate
from this scandal,
such as assigning responsibility, choosing legislative leaders, and making annual budget appropriations to pay off the
debt.
(b) writing - off
debts in accordance with
such terms and conditions as are
from time to time established by the Court of Common Council; and
GOP leaders scrambled in recent days to overcame opposition
from House conservatives unhappy about deficits and
debt, and lawmakers
from high - tax states
such as New York and New Jersey, who are upset about plans to curb the state and local tax deduction.
According to NDC MP for Ho Central, Benjamin Kpodo, failure to capture
debts such as the ones incurred
from the collapse of Capital and UT Banks, indicate that government has not accurately reported to the people of Ghana...