Therefore, buying a term plan would make sense to relieve them from
such financial debts.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in
such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones
such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by
such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance
debt, including our ability to obtain the
debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws,
such as U.S. export control laws and U.S. and foreign anti-bribery laws
such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law,
such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of
such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over
financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Most importantly, the status quo monetary policy distorts economic activity towards
debt - based
financial assets and
debt - financed durable goods
such as the «cash for clunkers» program to boost auto sales.
Among other things, the Global Portfolio invests in assets
such as listed equities,
debt securities, money market instruments, real estate, commodities, cash and
financial derivative instruments.
Another quarter of those surveyed said that they're putting extra cash toward other
financial obligations,
such as paying down
debt, taking care of aging parents and paying for their kids» expenses.
They also fear that at
such elevated levels, many Canadian households would be unable to withstand a
financial shock
such as a loss of income, or a sudden spike in interest rates that raised
debt services charges.
It might seem counter-intuitive to focus on saving money instead of paying off
debt, but having a $ 1,000 emergency fund in place first provides a
financial cushion so that unplanned expenses,
such as medical bills and home repairs, don't completely derail your
debt - repayment plan.
Examples of
such projects providing marginal benefits are: improving
financial reporting systems through better information technology, minor tweaks to supply chain logistics, cutting back on marketing or increasing low - cost advertising (like social media), «rationalization» of head count, holding average wages as low as possible, squeezing suppliers a little bit, not repatriating earnings to stave off taxation, refinancing rather than retiring
debts, and the share buyback that is insensitive to a company's current stock price.
Our ability to restructure or refinance our
debt will depend on the condition of the capital markets and our
financial condition at
such time.
Half of millennials are carrying student loan
debt and the resulting
financial pressures are so severe that fewer than two in five are saving for retirement, with many also delaying
such key steps in life as buying a first home and getting married, according to a major new online survey of 1,016 millennials conducted in April 2015 by the nonprofit Investor Protection Institute.
The company's strengths can be seen in multiple areas,
such as its reasonable valuation levels and largely solid
financial position with reasonable
debt levels by most measures.
The company's strengths can be seen in multiple areas,
such as its revenue growth, reasonable valuation levels, largely solid
financial position with reasonable
debt levels by most measures and notable return on equity.
Apps and
financial programs like this might help the next generation better their budgeting and prevent accumulating
such a horrible
debt load which seems to be the norm in today's society.
The company's strengths can be seen in multiple areas,
such as its reasonable valuation levels, expanding profit margins, largely solid
financial position with reasonable
debt levels by most measures and notable return on equity.
The company's strengths can be seen in multiple areas,
such as its expanding profit margins and largely solid
financial position with reasonable
debt levels by most measures.
It would no longer be able to write major rules regulating consumer
financial companies,
such as
debt collectors, without getting approval from Congress.
The company's strengths can be seen in multiple areas,
such as its largely solid
financial position with reasonable
debt levels by most measures and reasonable valuation levels.
However, in comparison to households that only hold owner - occupier
debt, there is evidence that investors tend to accumulate higher savings in the form of other assets (
such as paying ahead of schedule on a loan for their own home, as well as accumulating equities, bank accounts and other
financial instruments).
Among his other accomplishments, he led a group of 20 law firms that prosecuted cutting - edge class action cases against
financial institutions,
such as Countrywide, Wells Fargo, and JPMorgan Chase, concerning destructive negative amortization loans that unknowingly caused borrowers to assume tens of thousands of dollars of additional
debt.
With
such debt levels, Toys R Us did not have the
financial flexibility to invest in its business.
With the national student loan
debt now exceeding $ 1 trillion, there is a growing need for repayment plans,
such as Income - Based Repayment (IBR), to suit diverse
financial situations.
Whereas the old capitalism was militarized, the new
financial capitalism has led to
such heavy national
debts that economies no longer can afford conventional warfare (at least not the old fashioned kind; Vietnam ended that forever).
The system threatens to collapse in
such a way that will leave a legacy of
financial cleanup costs for the bad
debts that form the counterpart to the economy's «bad savings», that is, savings lent to speculators who use the money simply to buy existing properties rather than to create new assets.
An asset - backed security (ABS) is a
financial security collateralized by a pool of assets
such as loans, leases, credit card
debt, royalties or receivables.
From there, 20 percent should go towards a strong
financial foundation
such as retirement contributions, savings, and
debt payments, and 30 percent should go to lifestyle needs.
We note that it would not be possible to copy that procedure exactly nowadays, primarily because most
debt / credit relationships are intermediated via
financial institutions,
such as banks, insurance companies, etc., rather than by governments or wealthy families directly.
The vast stimulus programme launched at the end of 2008 to counter the world
financial crisis restored growth but led to wholesale misallocation of capital into wasteful projects that earn scant returns, the vast
debt problem affecting companies as well as local governments, and also created soaring excess capacity in sectors
such as steel production.
They bought enormous amounts of mortgages and other
debt instruments, and they drove down interest rates to virtually zero to ensure that the large investment banks and
financial institutions survived — forcing retail investors to participate in high - risk securities
such as equities and corporate
debt instead of stashing their money in banks.
The company's strengths can be seen in multiple areas,
such as its revenue growth, largely solid
financial position with reasonable
debt levels by most measures, notable return on equity, increase in stock price during the past year and expanding profit margins.
In addition, indicators of
financial stress —
such as loan arrears — remain low, suggesting that the high
debt - servicing burden is not yet imposing a significant constraint on consumer spending.
That will change soon, if Poloz can shake off some of the concerns that, as he acknowledged in a speech last week, keep him «awake at night» —
such as record - high home prices and household
debt, lagging youth employment and cyber threats that could disrupt Canada's
financial system.
«Liquidity» is defined by economists as money available in all forms to be given out as
debt, ranging from credit card
debt to mortgage
debt to large quantities of institutional
debt typically used in complex
financial transactions
such as highly leveraged corporate acquisitions.
Alternative investments,
such as hedge funds, private equity / private
debt and private real estate funds, are speculative and involve a high degree of risk that is suitable only for those investors who have the
financial sophistication and expertise to evaluate the merits and risks of an investment in a fund and for which the fund does not represent a complete investment program.
Financial planner Benjamin S. Offit, partner with Clear Path Advisory in Pikesville, Maryland, said it is ideal for retirees to have all
debt paid off by retirement, but especially «bad
debt»
such as high interest credit cards.
Any attempt to cancel some category of
debt, say government
debt or personal mortgages, would immediately drive those
financial intermediaries holding
such assets, e.g. banks, pension funds, investment trusts, into insolvency.
The specific option you choose depends on your particular situation,
such as the type of
debt with which you are dealing, your credit, your budget and your
financial goals in general.
Provide a foundation for more advanced modeling courses
such as for Leveraged Buyout Analyses, Mergers & Acquisitions, Equity or
Debt issuance and other complex
financial applications
Lenders want to ensure that you have the
financial means to pay off your new mortgage, as well as any other long - term
debts (
such as car loans) or other living expenses.
Since the major
financial institutions which comprise the
financial system are still way overleveraged and opaque (in fact with record amounts of
debt and derivatives at present),
such a break in confidence could happen abruptly and without warning.»
Politicians and central bankers will manage the crisis of 2016 - 2017 as they have most other crises (
such as 1987, 1998, 2000, 2008) by increasing spending, addressing an excess
debt problem with even more
debt, and pumping more «funny money» into the global
financial system.
While you are in the
debt management program, you are typically not allowed to open any new credit accounts and you receive
financial counseling —
such as learning to make a budget and start saving money.
Known as the other
financial instrument
such a
debt and equity, it a combination with the embedded derivative to create a new hybrid security.
CORPORATE FINANCING NEWS: CORPORATE
DEBT By Gordon Platt Investors have piled into US treasury bonds in recent years to escape such financial scares as the eurozone debt crisis and slowing growth in Ch
DEBT By Gordon Platt Investors have piled into US treasury bonds in recent years to escape
such financial scares as the eurozone
debt crisis and slowing growth in Ch
debt crisis and slowing growth in China.
While Walmart's margins are lower than what is typical for a company with
such high
financial strength, its
debt is not exceptionally low and it continues to face intense competition from Amazon.com, Inc. (NASDAQ: AMZN), the analyst said.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors,
such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel,
such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing
debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing
debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and
financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
With massive and increasing structural deficits; exploding
debt in all sectors; hostile demographics; social and political fracturing and disintegration; grotesque wealth inequality; extraordinary global trade competition; a complete collapse of respect for vital government organizations
such as the Justice Department and FBI, which the people now realize have gone rogue; an extremely complex and corrosive global geopolitical environment; the real prospect of war, potentially nuclear and worldwide; not to mention numerous additional factors, we can only point to few other times in history more dangerous to the people's
financial welfare, and therefore more overall bullish for gold, one of the only
financial sanctuaries proven to work in times of dislocation.
Esprit emerged from the buyout so deeply in
debt — and Tompkins Buell's subsequent helmsmanship left the company in
such desperate
financial straits — that it went into technical default on its outstanding loans within less than two years.
As far as we can judge at this stage, the rise in household
debt does not pose a significant danger of a
financial crisis, i.e. the failure of significant
financial institutions
such as occurred in the early 1990s after the build - up in corporate
debt.
Not at all, but here I am looking for a job to pay off the
financial debt I made thinking I am sort of called, to eventually f (o) und family, and going starting tomorrow on a full - time two week course on how to write job applications, so me explaining the sinfullness of suicide, and regarding many persons on this planet me motivating them to endure whatever crappy situation (often for profit and / or gain of someone else) even tho they would be better off leaving
such situation / s if possible (kind of Moses), seems rather pointless.
Valencia finished in the top four 5 times in 7 seasons between 2005 and 2012, though
such heady days remain a distant memory as on - pitch success has been compromised by outrageous
debt and the
financial mess that envelopes the club off the field.