Sentences with phrase «such insurance company ratings»

There are several companies that offer such insurance company ratings.

There are several companies that offer such insurance company ratings.

Not exact matches

Those increases have drawn the notice of institutional investors, such as pension funds and insurance companies, which have turned to real estate as low interest rates have reduced returns from other steady investments, such as bonds.

Similar to consumer credit bureaus, there are several insurance ratinginsurance rating agencies such as A.M. Best, Moody's, Fitch Ratings, and Standard & Poor's that can provide you with an indication of an insurance company's financial stability.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The U.S. Department of Health and Human Services has created a registry for evidence - based treatments that rates the quality of research supporting the treatment on a 0 — 4 scale, and some insurance companies and state health - care systems (such as the one in Oregon) have altered their reimbursement policies to favor evidence - based therapies.

Bodily Injury Liability coverage provides for proportionate responsibility and the insurance company without checking for insurance, you way more than you are married males, less arecan follow with just one other driver and have a low financial rating companies such as these may include speeding tickets, then you can simply log on the specific policy.

The Conference believes that analytical techniques that are widely - accepted by the capital markets, such as those used by the rating agencies to evaluate the financial stability of municipal bond insurance companies, should be drawn upon to estimate the appropriate subsidy cost.

Your life insurance company will assess your health profi; e and assign you a rating, such as «Standard» or «Preferred.»

Conversely, the average returns tend to be lower than at risk investments such as stocks or real estate due to limitations set by the insurance company (usually represented by a contract fee or a cap, spread, or participation rate on the index allocation selected).

When it comes to auto insurance shopping, some other factors such as the company's financial rating and customers» compliant status may be critical.

Research the life insurance companies you are considering to ensure that those companies are financially stable and highly rated by an independent insurance rating body, such as A.M. Best.

High - risk drivers, such as teens, who would receive expensive rates through other insurance companies

Some of the people who would benefit most from coverage through Root Insurance are high - risk drivers, such as teens, who would receive high auto insurance rates through other cInsurance are high - risk drivers, such as teens, who would receive high auto insurance rates through other cinsurance rates through other companies.

This why it's so important to shop around for the best rate and coverage, and to try to keep a handle on the factors insurance companies consider that you can control — such as your driving record, credit score, and the type of vehicle you choose to drive.

Some insurance companies offer incentives to their customers such as reduced rates every year as long as they have not filed a claim.

While age is a factor that companies use when determining your motorcycle insurance rates, there are other factors at play, such as where you live, your driving record and your gender.

Occupation — If you have a risky occupation, such as a race car driver, police officer, fire fighter, airline pilot or a number of jobs that an insurance company considers dangerous, your rates will be adjusted accordingly, or you may even be denied by some companies.

But rating agencies such as AM Best and S&P audit insurance companies and can take some of the guess work out of the process.

Monoline bond insurance companies, such as MBIA and Ambac Financial Group Inc., have been hit the hardest as they scramble to raise capital to cover possible defaults and to stave off a downgrade from the ratings agencies.

This is not only true for when seeking life insurance coverage, but for when looking for other covers as well, such as the best auto insurance companies and rates.

Similar to consumer credit bureaus, there are several insurance ratinginsurance rating agencies such as A.M. Best, Moody's, Fitch Ratings, and Standard & Poor's that can provide you with an indication of an insurance company's financial stability.

With the safe bucket covered and generating passive, tax advantaged income, they then have the freedom to entertain opportunities such as real estate, business start ups, private lending and other lucrative opportunities by borrowing money at favorable rates, often from the mutual insurance companies general account using their policy cash value as collateral, or shopping the rate to other financial institutions to see who is most competitive.

There are factors to consider such as our current interest rate environment, company costs, as well as the overall life insurance company rating of the company you're considering.

Agencies, such as A.M. Best and Standard & Poor's, publish quality ratings that can help you investigate different insurance companies.

Banks select top rated companies, such as established mutual insurance companies that have a track record of success for 150 to over 200 years.

Add to that the Japanese carry trade (borrow in Japan at negligible interest rates and invest elsewhere), and you get distortions — especially from fixed income investors such as banks, insurance companies, pension funds and hedge funds, all chasing higher yields.

Independent sources such as A.M. Best Company rate insurance companies.

This is not only true when seeking the best life insurance coverage but for when shopping for other forms of coverage as well such as the best auto insurance companies and rates.

Responsible pet owners are loyal, long - term tenants who reduce turnover and vacancy rates, increase profitability, and enhance safety and security in the neighborhood according to studies by insurance companies and organizations such as the National Council on Pet Study and Policy, and the Delta Society.

There are many advantages to using your health insurance to pay your medical bills, the main one being is that your health insurance company such as Aetna or Blue Cross Blue Shield of Illinois, will likely have contracted rates with your medical provider.

I found it scary at that time, that this could be a tool used by police to find out what happened during an accident and insurance companies to decide how they deal with drivers and premium rates... and after reading your article... like David said... creepy... totally invasive measure... I would never agree to allow such access to the police or insurance company... but I do not think we could stop it from happening...

We work with over 40 of the best Term life insurance companies that offer with the most competitive rates which include trusted companies such as;

Check the Company's Financial Ratings — Choose an Insurance company with high financial ratings of at least «A» (Excellent) or better by A.M. Best and the other financial rating services such as Standard and Poors, Moody's andCompany's Financial Ratings — Choose an Insurance company with high financial ratings of at least «A» (Excellent) or better by A.M. Best and the other financial rating services such as Standard and Poors, Moody's andRatings — Choose an Insurance company with high financial ratings of at least «A» (Excellent) or better by A.M. Best and the other financial rating services such as Standard and Poors, Moody's andcompany with high financial ratings of at least «A» (Excellent) or better by A.M. Best and the other financial rating services such as Standard and Poors, Moody's andratings of at least «A» (Excellent) or better by A.M. Best and the other financial rating services such as Standard and Poors, Moody's and Fitch.

The inconsistent pricing decisions of these insurance companies illustrates CFA's concern that tying auto insurance rates to factors that a customer can not control and have nothing to do with their driving safety record — such as one's biological sex — leads to unfair discrimination and indefensible claims of actuarial soundness.

Check the financial stability of your insurance company with all the financial rating services such as: A.M. Best, Standard and Poors, Moody's and so on.

Your car insurance company first determines your base rate, using information such as your ZIP code, age, driving record and car model.

Life insurance companies such as Transamerica, American General, Lincoln National, Banner Life, Protective Life have low rates.

Rating agencies judge a financial institution such as a life insurance company based on reliability, financial strength, and prospect for the future.

Life insurance companies such as Transamerica, Prudential, Banner Life, Protective Life do a great job and have very competitive rates.

For this reason, be sure to also check the ratings that have been given to the insurance carrier by the insurance company rating agencies such as A.M. Best, Standard & Poor's, Moody's, and Fitch.

To keep customers more informed, third - party ratings organizations assess financial institutions such as life insurance companies.

The key to finding the best life insurance company for your situation is to compare quotes from the top rated companies such as William Penn, Prudential, Voya, Banner and so on.

You may also qualify for a «Preferred Non-Tobacco rate from two other companies such as the Nationwide insurance company and Minnesota Life.

Perhaps you're needing rates from various companies such as Allstate term life insurance rates.

Using ratings agencies such as A.M Best, Fitch Moody's or Standard & Poor's can help you get an overall view of the financial health of a life insurance company.

Financial rating companies such as A.M. Best, Standard & Poor's, and Moody's and Fitch regularly evaluate the long term financial strength of life insurance companies across the country.

Always make sure you are considering applying with a life insurance company that is financially stable and has a good rating with the reporting agencies such as A.M. Best or Standard and Poors.

Even no exam life insurance companies will offer really low rates and many different hassle free options (such as non medical exams) when applying for life insurance.

In addition to the helpful tips above, take the extra step by checking national, independent financial - rating agencies such as A.M. Best or Moody's Investors Service to view an insurance company's financial strength.