The firm's mortgage investment corporation has about 2,400
such loans in its portfolio, with an average size of $ 85,000, and says it maintained a $ 4.3 - million loan loss provision on a $ 214 - million portfolio last year.
Not exact matches
Over the last two decades,
such loans as a percentage of total bank commercial
loans, have dropped to 30 percent of bank
portfolios from 50 percent
in 1995, according to recent research compiled by former Small Business Administration head Karen Mills and Harvard University.
As you can see
in the chart below, one of the
portfolio's strengths is the freedom it has to go beyond traditional sources of income and pursue nontraditional income sources —
such as ETF exposure to bank
loans, preferred stock, and emerging market debt —
in order to seek yield.
The main benefit of investing through peer - to - peer lending platforms, as opposed to investing
in traditional fixed income securities
such as government bonds, corporate bonds, and bond funds, is that peer - to - peer
loans have a low correlation with stocks and bonds, which make them a great diversifier for your investment
portfolio.
This means
in order to achieve an adequate return on a fixed income
portfolio today we would have to mix
in riskier investments
such as non-investment grade bonds and other higher risk
loans.
* Please keep
in mind that, as you reinvest
loan proceeds or make additional Note purchases,
such new investments will reduce the average age of the Notes
in your
portfolio, slowing the decline of your NAR by reducing the impact of maturing Notes.
Our practice
in this area encompasses the issuance of public and private asset - backed and mortgage - backed securities, asset - backed commercial paper programs, and other privately structured transactions,
such as whole -
loan trades and
portfolio sales and acquisitions.
Whether your intentions are to simply buy and hold a rental property,
in order to collect rent from the tenants; or to do this on top of adding more value and substance to your
portfolio, Rental Property Investment
Loans are the wise choice for seasoned investors, as well as those just beginning to expand their knowledge, income and reputation.Glassridge is one of the leading Capital Groups
in the country, which is why we are able to provide our clients with fast, reliable and quality services,
such as our Rental Property Investment
Loans.
Gene Mundt, a mortgage originator with American
Portfolio Mortgage
in Palatine, Ill., says credit reports and scoring are
such mysteries to so many borrowers that it's best to contact a
loan officer four months before submitting an application.
Throw
in other types of non-bank lenders,
such as Los Angeles - based Mesa West Capital, a privately - held
portfolio lender with a capital base of over $ 4 billion, and Red Mortgage Capital, a multifamily and affordable housing lender that's a subsidiary of Tokyo - based financial services group Orix Corp., and what you get is total non-bank origination that came to about one - third (34 percent) of
loan originations
in our sample.
As
such, the cash flowing characteristics of the properties included
in a
portfolio generally determine the
loan amount and terms.