If someone is driving a vehicle without insurance and is at - fault in an accident, the injured party may file
a suit against the uninsured motorist in court for damages.
When this occurs, uninsured motorist insurance can help you avoid having to file
suit against uninsured driver to have your expenses and medical bills paid.
Your first instinct may be to file
suit against the uninsured driver to recover the cost of your damages, but that's actually one of the least effective approaches to getting timely, fair compensation for your injuries and your property damage.
Not exact matches
Medical bills and the cost of defending
against a
suit like that from a health insurer or an
uninsured guest can be astronomical, and the policy can cover these losses so that you don't have to start your marriage out deeply in debt by paying for someone else's drunken broken bone.
If your case must proceed to court, your Garden Grove personal injury lawyer will file
suit on your behalf
against the person who injured you, not the insurance company itself (unless the party at fault was
uninsured or underinsured).
Some states, such as Virginia, require that the victim actually obtain a judgment
against the
uninsured motorist (while serving the
uninsured motorist carrier in the lawsuit so that the carrier can defend the
suit) and then demand payment from the
uninsured motorist carrier prior to suing the carrier for any breach of an
uninsured motorist provision.
Medical bills and the cost of defending
against a
suit like that from a health insurer or an
uninsured guest can be astronomical, and the policy can cover these losses so that you don't have to start your marriage out deeply in debt by paying for someone else's drunken broken bone.