While the credit score is a single number, the credit report acts as
a summary of your credit history and the factors present on your report help determine your score.
Your CIBIL Transunion Score is simply a 3 digit numeric
summary of your Credit History.
A Credit Report is a comprehensive
summary of your credit history and your 3 digit credit score determines your credit worthiness.
A credit score, which is
a summary of the credit history as it appears on a credit report, is a determining factor when seeking credit.
Not exact matches
Essentially, a company
credit report gives you the benefit
of seeing an objective
summary of a company's
credit history and from this you get its
credit score, which is used by all financial institutions in assessing
credit worthiness.
A
summary of the five categories that affect your
credit score:
credit mix, length
of credit history, new
credit, amount
of debt and payment
history
According to Equifax, your
summary will include sections on «amount
of debt, amount
of new
credit, payment
history and length
of credit history.»
The term
credit score usually refers to your FICO score, a number based on a formula developed by the Fair Isaac Corporation, which looks at a
summary of all your
credit accounts and payment
history.
Credit Report — A
summary of your financial
history.
Some reports may give a «
Credit Summary» which provides a one - page, easy to review snapshot of all your open accounts, as well as some useful summary statistics, such as total debt by account type, debt to credit ratio by account type, and length of credit hi
Credit Summary» which provides a one - page, easy to review snapshot of all your open accounts, as well as some useful summary statistics, such as total debt by account type, debt to credit ratio by account type, and length of credit h
Summary» which provides a one - page, easy to review snapshot
of all your open accounts, as well as some useful
summary statistics, such as total debt by account type, debt to credit ratio by account type, and length of credit h
summary statistics, such as total debt by account type, debt to
credit ratio by account type, and length of credit hi
credit ratio by account type, and length
of credit hi
credit history.
A
credit history is a
summary of your financial strength, including your
history of paying bills and your ability to repay future loans.
The section also includes a
summary of past - due accounts and accounts with a negative
credit history.
In
summary, spend most
of your effort around the biggest two
credit score factors: Payment
History and Amounts Owed, by paying on time and keeping your balances low.
Because
credit reports have a
history of being cryptic, regulators asked the
credit reporting agencies to provide a
summary of sorts, reasons why your
credit isn't higher.
First you see a
summary of your report: Personal information; accounts past due;
credit history; late payments; total balances; and basic total numbers on your accounts.
In a brief
summary of a complex
history, LaForme — a member
of the Mississaugas
of New
Credit First Nation — said the original intent
of early relationship with Aboriginals was to bring Canada's indigenous people «as partners, as invested nations.»
An employment
credit check provides a
summary of balances, payment
history, liens, judgments, bankruptcies, and official inquiries.
Processed accounts payable, maintained up - to - date vendor statements to ensure timeliness and completeness, communicated with vendors to resolve questions and concerns on invoices, issued
of checks to vendors, ran aging as required to identify current items due for payment Processed accounts receivable, sent information
of customer aging
summary to stores and collected the payments, maintained accounts receivable Calculated monthly sales, prepared all
of federal and provincial sales tax report, and remitted the sales tax to government Prepared financial statement for the monthly end and year - end, processed closing account at the end
of period Employment
History (continued) Reconciled bank accounts,
credit card accounts and other accounts required to reconciled Processed semi-monthly payroll, vacation pay, courted ordered deductions and other benefits, prepared payroll tax report and remitted payroll tax to government Made works compensation report and bill payment Filed sales invoices, purchase bills and all
of documents; trained new employees; Communicated with vendors processing RMA (Return material authorization); provided some customer services as well as some office duties.
Used to further assess an individual's level
of responsibility, an employment
credit check provides a
summary of balances, payment
history, liens, judgments, bankruptcies, and official inquiries.