Sentences with phrase «supplemental insurance which»

Not exact matches

To get extended coverage, you'll have to circle back with your private insurer, many of which do provide supplemental flood insurance.

For example, annuities, which are insurance products with guarantees *, can provide a source of supplemental income throughout your retirement.

At another CNO subsidiary, Washington National, which sells supplemental health and life insurance, agent count has remained more stable.

After completing the NAYS Coach Training, coaches qualify for an annual membership, which includes a $ 1,000,000 excess liability insurance policy; access to member - only coaching resources and supplemental coach trainings; SportingKid Live!

Also, while Medicare is a supplement to Social Security, it is the primary health insurer for its beneficiaries, which is in turn supplemented by private supplemental health insurance plans.

It has two benefits, life insurance and supplemental retirement income, which makes it difficult for consumers to separate the benefits to see if they are getting a «good deal» on both.

Additionally, these common life insurance types don't cover everything — which is why supplemental and additional life insurance policies are available.

Health insurance doesn't always cover every aspect of your physical health, or your health - related costs, which is why you can buy supplemental health insurance products along with your health insurance plan.

For the most part the UK has a good system, but there can be gaps which can easily be filled in with supplemental disability insurance etc..

An Umbrella or Excess Liability policy is not part of your Homeowners policy but makes a supplemental insurance coverage, which you have to purchase separately.

«Life insurance offers potential for tax - efficient cash accumulation, which can be accessed for a variety of reasons including supplemental retirement income or healthcare costs, as well as a tax - efficient vehicle to provide for heirs,» he told AdvisorOne.

Deduction Amount A monthly charge in a universal life policy, deducted from the accumulation value on each deduction day, which is comprised of the cost of insurance charge and any other expense charge shown on the policy summary and any charge for supplemental benefits.

Health insurance doesn't always cover every aspect of your physical health, or your health - related costs, which is why you can buy supplemental health insurance products along with your health insurance plan.

The most common non insurance supplemental health products are telemedicine, which facilitates 24/7 access to medical providers, insurance advocacy services, which help you to better utilize your health plan, and pharmacy benefits, which provides you discounts for prescription and over the counter medications.

One of the most common types of supplemental insurance is Medigap, which can be sold by private insurance companies to people enrolled in Original Medicare (Medigap plans can not be paired with Medicare Advantage plans).

Premiums paid by your employer, or you if you purchase supplemental insurance, are primarily determined based upon which age group you fall into (such as 30 - 34 or 35 - 39).

Because vision insurance is supplemental to regular health insurance, it's difficult to understand which benefits are included and which ones must be purchased.

You can purchase a supplemental insurance policy to cover some or all of the out - of - pocket costs you'd otherwise incur under Original Medicare — ie, the «gaps,» which include copayments, coinsurance, and deductibles.

As an example, say you're 50 years old and have $ 150,000 of combined group and supplemental life insurance through your employer, $ 100,000 of which is supplemental coverage.

But employer - based supplemental coverage, which is offered at group rates, costs about one - third less than individual policies, says Jim Edholm, president of Business Benefits Insurance of Andover, Mass., a group insurancInsurance of Andover, Mass., a group insuranceinsurance broker.

Gajkowski recommends comparing the cost of an individual term life policy with your employer's supplemental life insurance, which may not always be cheaper.

For the last decade, carriers and producers have de-emphasized cash accumulation insurance products (which build value that can be accessed by the policyholder or turned into supplemental retirement income) in favor of no - lapse guarantee life products that simply promote cheap premium.

When you qualify for Medicare, you will be asked about which, if any, supplemental insurance plans you wish you purchase.

A monthly charge in a universal life policy, deducted from the accumulation value on each deduction day, which is comprised of the cost of insurance charge and any other expense charge shown on the policy summary and any charge for supplemental benefits.

Several supplemental life insurance plans are available through Combined Insurance which provides supplemental cash payments to your beneficiaries above the amount paid from your primary life insurancinsurance plans are available through Combined Insurance which provides supplemental cash payments to your beneficiaries above the amount paid from your primary life insurancInsurance which provides supplemental cash payments to your beneficiaries above the amount paid from your primary life insuranceinsurance policy.

The percentage of coverage for each of the covered costs varies depending upon which supplemental Medigap plan you choose so it is important that you compare a variety of Medicare supplement insurance quotes before making a selection.

For this policy, I purchased $ 353,848 of death benefit, some of it being supplemental term insurance which converts to whole life every year automatically, along with a small amount of base whole life.

You may have heard of additional insurance riders, which are supplemental coverage that you can add to your policy.

The executive employee already has life insurance coverage from a personal policy, which means they have very little need for more coverage amount, but having the cash value component is a nice supplemental benefit that they don't get through a personal term policy.

Because of the diverse coverage needs that businesses in different industries have, it is beneficial to work with a Trusted Choice agent who can recommend supplemental property - coverage offerings such as inland marine insurance and boiler and machinery insurance, which you may want to add to your policy package if they are appropriate to your business.

When you begin your search for cancer insurance, you may find another form of supplemental health insurance called «critical illness coverage,» which also includes cancer.

The traditional form of supplemental coverage is offered through your Employer's Benefit Program which may include group term life insurance that provides coverage for all employees.

Other variables (maternal parity, housing stability, hospitalization, perceived health status, employment, use of the Women, Infants, and Children Supplemental Nutrition Program, and cigarette smoking; whether the mother was living with a partner; and infant gestational age, birth weight, need for transfer to an intensive care nursery, health insurance, special needs, health status as perceived by the mother, and age at the time of the survey) were included if the adjusted odds ratio differed from the crude odds ratio by at least 10 %, which is a well - accepted method of confounder selection when the decision of whether to adjust is unclear.42, 43 Any variable associated with both the predictor (depression) and the outcome (infant health services use, parenting practices, or injury - prevention measures) at P <.25, as suggested by Mickey and Greenland, 42 was also included.