If you think that the minimum liability coverage is not enough, which I personally think is not, you can also consider the following optional or
supplementary insurance coverage.
Presenting evidence of financial responsibility may possibly be asked for
supplementary insurance information such as an identification card or any important document from your insurance company, an authorization letter, if you are self - insured or a depositor, a copy of the insurance certificate for the coverage of the policy and proof of whether the vehicle is rented or privately owned by an individual.
WESTFIELD AMERICA TRUST OF LOS Angeles and Zurich Financial Services have resolved a dispute
over supplementary insurance coverage on Westfield's retail component of the World Trade Center.
Medicare on the other hand, is
a supplementary insurance program for elderly and disabled people receiving Social Security benefits.
AAE provides professional benefits and services to its members such as liability insurance, professional development opportunities,
supplementary insurance, and classroom grants.
Specialized insurance plans are best seen as
an supplementary insurance product that you buy in addition to a generic insurance policy.
This is
a supplementary insurance policy which coversfor medical and non-medical expenses like patient's diet, transportation expenses, hospital stay of a member with patient etc..
And if you are victimized in a collision caused by an uninsured driver, then your expenses may not be fully covered unless you have
supplementary insurance.
For example, if the car you are driving already has its own insurance, but you are worried that the minimum insurance may not fully cover your liability in a claim, you may decide to protect yourself by purchasing temporary car insurance as
a supplementary insurance when the owners insurance is not enough.
Cancer insurance acts as
a supplementary insurance that covers the excessive medical expenses of cancer care.
If you're lucky,
some supplementary insurance policies will allow you to purchase additional coverage above your basic policy amount for an additional premium, so be sure and check with your company human resources department or benefits specialist to determine what your options are.
Supplementary insurance can be a good way to take advantage of some additional protection for your family.