It's always a good idea to ask for a free credit report every year, making
sure your payment history is being reported accurately.
In addition to making
sure your payment history is solid, consider leaving open lines of credit that you aren't using — and try not to be tempted to use more than you can handle.
Not exact matches
If you have any dings in your credit
history, paying down your existing debt and making
sure that you always make on - time
payments can help you improve your credit and improve your chances of being approved for a loan.
Carla Blair - Gamblian, loan officer for Veterans United Lighthouse Program, recommends making
sure you have established on - time
payment history before you start attacking specific debts.
Among other things, make
sure you have no prior late
payments, and no
history of collections in your credit
history.
Further more, be
sure the account has a good couple years
history (the more years the better), has a balance of 30 % of the credit card limit or lower, it is paid on time monthly with no late
payments and be
sure the credit card company reports to all three major credit bureaus (Experian, Equifax, Trans Union).
Sure, no problem, you look like a fine upstanding person so no need to check your
history of on - time
payments or whether you filed for bankruptcy last week.»
Be
sure to have the lender look at your credit report since a solid
payment history is required to quickly qualify for an FHA mortgage.
You want to make
sure that the balances and credit limits and the
payment histories are all accurate and if they are not then you have some work to do.
So, if a friend or family member is willing to do this for you, make
sure you respect their credit
history as well and ensure you make every
payment on time.
Just make
sure to pick someone with a good credit
history and be aware of how their credit can be impacted if you miss a
payment.
Just make
sure the secured card issuer reports your
payments to the credit bureaus each month so that your timely
payments help your credit
history.
By obtaining your report and score from all three, you can look for discrepancies in your account
histories to make
sure that your good
payment history has been noted properly with each bureau.
• Late
Payments — even if your credit history is full of late payments on bills, making sure that you get everything in on time for 6 months prior to applying for your home equity loan can help to show lenders you have reformed your bad
Payments — even if your credit
history is full of late
payments on bills, making sure that you get everything in on time for 6 months prior to applying for your home equity loan can help to show lenders you have reformed your bad
payments on bills, making
sure that you get everything in on time for 6 months prior to applying for your home equity loan can help to show lenders you have reformed your bad habits.
Make
sure your credit report is clean of stains on your recent credit
history, check that there is not negative information that should not be there like missed
payments or late
payments that you have canceled on time.
When applying for a secured credit card, make
sure the card reports your
payment history to the bureaus — this way your good
payment history will be factored into your score.
It is important to make
sure the issuer does report
payments to the credit reporting agencies so you can build you credit
history as you use the card.
If you decide to use the method, make
sure it is someone you know and trust (for example, Tonya's dad helped her), make
sure the person has good credit and will add you as authorized user to a card with a good
payment history and they have had the card for a while (length of credit
history).
You also want to make
sure the card issuer reports your activity and
payment history to the three major credit bureaus.
Make
sure you put the most emphasis on
payment consistency and regularity because ultimately,
payment history is the main judge of your credit score.
Check with the car lot you choose to make
sure they report your
payment history to credit agencies, since whether or not each individual dealer will have a different policy about how and when they report
payments.
Consider opening one or more low - fee secured credit cards in order to establish a
history of on - time
payments (and be
sure to pay your bills in full in order to avoid interest charges).
Make
sure you borrow with a plan and always make your
payments on time to have a strong credit
history.
As for how do you make
sure you qualify — the burden of proof is on you to show
payment history,
payment plan, and employment
history.
Make
sure to prepare all your records and the lenders will do you a favor of an easier qualifying process especially if you have a good
payment history.
Once a bankruptcy is more than two years in the past, you're back in the home - buying game; just be
sure to re-establish a credit
history and keep it sparkling clean with on - time
payments.
Most secured credit cards operate as normal unsecured credit cards with the issuer reporting your
payment history to the credit bureaus (be
sure to read the terms & conditions of the credit card).
Make
sure the balances and
payment history are accurate.
Make
sure your creditors are reporting your
payment history properly to the bureaus, and always keep an eye on your company's credit reports.
The key factors for improving your credit score are
payment history and credit utilization, so be
sure to use the card, make on time
payments, and keep your credit utilization below 30 %.
You will want to make
sure it is much older than your accounts and it has great credit
history (no late
payments or negative information) as well as low balances.
The trucking company will pull the brokers credit because they want to make
sure there is a consistent
history of making
payments on time.
If possible make
sure to put direct debit of the minimum
payment on your bank account in order to avoid generating more interests and damaging your credit score and credit
history.
Be
sure to clearly state your case as to why you think you deserve a lower interest rate on your credit card and back it up by referencing your
payment history and how much interest you've paid.
If you open a secured credit card to build your credit score, be
sure the issuer reports your
payment history to the credit reporting agencies.
On the other side of the coin; your social security number can act as your «bodyguard,» making
sure you get paid for good work — meaning, your credit score goes up with good
payment history!
Make
sure the card's issuer reports to the three major credit bureaus (Experian, TransUnion and Equifax) so that your
payment history counts toward building your creditworthiness.
To keep your credit
history in good shape, you will want to make
sure that you are always paying your obligations and making
sure you avoid late
payments, etc..
Get a credit card that will be utilized for your business only, but make
sure to verify that the credit card company will report your
payment history to the credit reporting agencies.
When applying for a loan - make
sure the lender reports your on - time
payment history to all three bureaus.
Sure, I'm going to make my minimum
payments on the other ones every month and keep my credit
history intact, but this is the one I'm going to snowball,» he said.
Payment history accounts for 35 % of your FICO credit score, so if you aren't
sure you can pay the bill on time, you might want to look into a prepaid card instead.
Because I make
sure to pay off my balances in full on time every month, I have a pristine
payment history, and my amounts owed are pretty much nil, so my debt - to - credit ratio is very low, which boosts my score.
• Provide education and orientation to patients and their families regarding hospital procedures • Assist patients in understanding the role medication and medical procedures will play in making them well • Develop care plans in accordance to patients» diseases and symptoms • Monitor and ensure that the care plan is being carried out in an effective manner • Resolve any problems that may affect the progression and efficacy of care plans • Foster peer support and expedite completion of tests • Review doctors» schedules and sync them with patients» appointments • Act as a liaison between care providers and patients • Take patient
history and record information in preset hospital database • Work with medical staff to control disease symptoms • Create and implement disease management modules for chronic diseases • Obtain and verify insurance information • Explain the function of each health team member to patients and families • Document patient care initiatives and services on a constant basis • Ensure that appropriate referrals are made for patients not accepted for care • Schedule surgeries and prepare patient charts • Handle
payment collection activities and transcribe clinical correspondence • Make
sure that patients are kept aware of their progress • File and re-file patient records at the end of each shift • Ensure that all procedures are carried out in a time efficient manner and in accordance to patient care plans
ONLY if you can gain proof of
payment history from tenant to previous owner... and make
sure they don't fudge it!