The total
surplus income penalty is $ 300 in this example, so 30 % of $ 300 is $ 90, so James is required to pay $ 90.
If you expect your income will be increasing, you would be wise to avoid
this surplus income penalty and file a consumer proposal instead, because in a consumer proposal your payments are fixed, so even if your income increases, you payments stay the same.
So, in simple terms a single person could make around a couple of thousand bucks a month, if you make more than that, you're paying a penalty,
a surplus income penalty of half the amount you're over.