Sentences with phrase «surrender fee periods»

(Some late shopping advice: if you're going to buy a whole life policy, avoid those that don't permit any cash value to be withdrawn in the first years, as well as policies with long - than - average surrender fee periods.)
(Some late shopping advice: if you're going to buy a whole life policy, avoid those that don't permit any cash value to be withdrawn in the first years, as well as policies with long - than - average surrender fee periods.)

Not exact matches

The consumer will incur a surrender charge, be subject to the commencement of a new surrender period, lose existing benefits (such as a higher crediting guarantee than is currently available, as well as death, living or other contractual benefits), or be subject to increased fees, investment advisory fees or charges for riders and similar product enhancements;
Many expect that the trend of fee - based annuities with short (or no) surrender periods and low surrender charges will continue as fees must be disclosed and the client's best interests must be taken into account.
The consumer will incur a surrender charge, be subject to the commencement of a new surrender period, lose existing benefits (such as death, living or other contractual benefits), or be subject to increased fees, investment advisory fees or charges for riders and similar product enhancements;
The share classes differ in the fees, duration of the surrender charge period and how the sales charges are structured.
2 Expenses for a contract with a bonus may be higher than for a contract without a bonus, the amount of the credit may be more than offset by additional fees and charges associated with the bonus, and the surrender periods may be longer than those of a non-bonus annuity.
The share classes differ in the fees, duration of the surrender charge period and how the sales charges are structured.
2 Expenses for a contract with a bonus may be higher than for a contract without a bonus, the amount of the credit may be more than offset by additional fees and charges associated with the bonus, and the surrender periods may be longer than those of a non-bonus annuity.
Returns shown for the subaccounts for periods before their inception are derived from the historical performance of the underlying fund, adjusted to reflect the mortality, expense risk, and surrender charges applicable to this product and do not factor in the annual $ 30 contract maintenance fee.
Policies have a surrender period during which, if you withdraw part of the cash value or decide to give up your coverage, you will pay fees.
One thing that many not realize is that associated with the annuities are high fees and surrender fees if money is withdrawn before certain period typically seven years or so about.
ULIPs before 2010 came with surrender fees; the new ULIP plans however do not feature any surrender charges after completion of the lock - in period.
Our deferred annuities offer several ways to withdraw funds during the surrender - charge period without ending the contract or paying surrender fees.
Yes, you can cash it in at any time, do 1035 exchanges, etc., but before the end of the surrender charge period you will pay a fee that compensates the insurance company for the amortized value of the large commission that they paid the agent that sold you the policy.
Even if you don't take money out during the surrender period — anywhere from six to 10 years after signing up, depending on the annuity — you still face pretty stiff annual fees.
Surrender charges are back - end fees calculated as a percentage of the amount withdrawn that is in excfter the surrender charge period is over, your full accumulation value may be available to you without any surrenderSurrender charges are back - end fees calculated as a percentage of the amount withdrawn that is in excfter the surrender charge period is over, your full accumulation value may be available to you without any surrendersurrender charge period is over, your full accumulation value may be available to you without any surrendersurrender charges.
Surrender Period Unlike paying a surrender charge to end a life insurance contract, a surrender period is a time when that fee will not beSurrender Period Unlike paying a surrender charge to end a life insurance contract, a surrender period is a time when that fee will not be apPeriod Unlike paying a surrender charge to end a life insurance contract, a surrender period is a time when that fee will not besurrender charge to end a life insurance contract, a surrender period is a time when that fee will not besurrender period is a time when that fee will not be apperiod is a time when that fee will not be applied.
If liability insurance coverage on a vehicle terminates or cancels during the registration period, you must reinsure the vehicle, pay the uninsured motor vehicle fee, temporarily deactivate your license plates, or surrender the license plates to DMV.
If you cash in the policy during the surrender period listed in the contract, you may end up with much less than you expect due to the fees charged by the insurer for early termination.
For example, some policies include surrender fees, which are charged when the policy is surrendered or cash values are withdrawn within a certain period of time.
[x] Fees that a policyholder has to pay when he surrenders his life insurance policy or annuity, and withdraws the cash value before the set surrender charge period (5 to 7 years).
The only downside is that it will be harder to access your money for a period of time, but even variable life insurance policies have surrender and withdrawal fees.
The fees start out high at the beginning of the surrender period and are reduced each year until they reach zero.
In this case, you will receive the market value at the time, minus any surrender fees if it is still in a surrender period.
A policyholder replacing a policy while it is still within the surrender period has to pay the fee to transfer the cash value from one policy to another.
You may be charged a surrender fee if you cash in your policy during a certain initial period of time, such as 10 or 20 years.
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