Since the plan also ensures that if he were to
survive till the end of the policy term, he will receive all the premiums that he has paid over the entire term thus ensuring that he receives commensurate benefits for the premiums he invests whether it is in the form of the Death Benefit or Maturity Benefit.
Maturity Benefit — if the insured
survives till the end of the policy term then he shall receive Maturity Sum Assured + Guaranteed Additions Accrued to date + Accrued Assured Income if opted.
Maturity Benefit — if the insured
survives till the end of the policy term then he shall receive Accrued Bonus — Non Guaranteed Survival benefits already paid.
Maturity Benefit — if the insured
survives till the end of the policy term then he shall receive Accrued Bonus + Terminal Bonus.
Maturity Benefit — if the insured
survives till the end of the policy term then he shall receive Maturity Sum Assured + Accrued Bonus + Terminal Bonus.
All the premiums paid (less applicable taxes) will be returned if the policyholder
survives till the end of the policy term.
Nevertheless, if the policyholder
survives till the end of the policy term, nothing is payable.
Extended Benefit if the life assured
survives till the end of the policy term, the policy will continue till the life assured attains the age of 100 years.
In case the Life Assured
survives till the end of the Policy Term, provided all due premiums have been paid, the Sum Assured plus accrued bonus and Terminal Bonus, (if any) will be payable.
Maturity Benefit if life assured
survives till the end of policy term (Available only with option 3 and 4)
It is paid in lump sum when the policy holder
survives till the end of the policy term and has paid all the premiums.
This is a Double Death Benefit Plan if the life insured
survives till the end of the policy term.
If the Life assured
survives till the end of policy term, there is no maturity benefit that he can avail of.
Here the amount you have paid till 30 years will not get returned after
your survive till the end of policy term.
Return of Premium Option: If the policyholder
survives till the end of the policy term, he will receive the total premiums paid under this plan option.In case of life assured's death or being diagnosed with any of the Terminal Illness during the Policy Term a Lumpsum benefit will be paid to the nominee.
Maturity Benefit: If the policyholder
survives till the end of the policy term, he shall receive maturity sum assured, that'll be the 40 % of the base sum assured, plus accrued simple reversionary bonuses plus terminal bonus, if any
If Mr. Raman
survives till the end of the policy term, Sum Assured on Maturity plus Accrued Guaranteed Loyalty Additions plus Large Premium Benefit is payable at the maturity of the policy.
In case the life insured
survives till end of the policy term, he / she is entitled to receive all the premiums paid excluding taxes, rider premiums, and additional premiums, if any.
If Mr. Raman
survives till the end of the policy term, a lump sum of Rs 5 Lacs plus accrued bonuses is payable at the maturity of the policy.
In case if Terminal Illness benefit is paid and the Life Assured
survives till the end of Policy Term, all premiums paid (exclusive of service tax, rider premiums, and extra premium charged if any) will be returned back.
If the life insured
survives till the end of the policy term, Sum Assured on Maturity + Vested simple reversionary bonus + Final Additional Bonus (if any) is payable to the policy holder.
In the fortunate cases when the policyholder
survives till the end of the policy term, you (the policyholder) or the nominee don't receive any sum as a part of this plan.
If Mr. Raman
survives till the end of the policy term, Rs 50,000 plus vested Simple Reversionary Bonuses and Final Additional Bonus is payable.
If Mr. Kumar
survives till the end of the policy term, Rs. 85,745 (Base Sum Assured) plus Rs. 93,805 (Bonus @ 8 %) or Rs. 41,672 (Bonus @ 4 %).
If Mr. Raman
survives till the end of the policy term, Rs 3 Lacs plus vested Simple Reversionary Bonuses and Final Additional Bonus is payable.
If Mr. Raman
survives till the end of the policy term, the guaranteed maturity benefit is payable at the maturity of the policy.
If one or both of the lives assured
survives till end of the policy term, Basic Sum Assured plus vested simple reversionary bonuses plus terminal bonus is payable, provided the policy is in - force.
Scenario A: Mr. Kumar Survives through the Policy Term If Mr. Kumar
survives till the end of the policy term, Rs 1.35 lacs is payable at the end of every year from 6th year to 11th year.
Case 1: Mr. Kumar Survives through the Policy Term If Mr. Kumar
survives till the end of the policy term, Guaranteed Money Back Payouts (150 % of sum assured) plus Accrued Reversionary Bonus plus Terminal Bonus is payable.
Scenario A: Mr. Kumar Survives through the Policy Term If Mr. Kumar
survives till the end of the policy term, you will receive Rs 1.5 Lacs at the end of every year from 10th to 17th year.
If Mr. Raman
survives till the end of the policy term, Rs 1 Lac plus with loyalty addition is payable.
If Mr. Raman
survives till the end of the policy term, a lump sum of Rs 15 Lacs is payable as the maturity benefit.
Not exact matches
and Sum Assured on Maturity as Maturity benefit at the
end of the
Policy term in case the Life Insured
survives till that period and all premiums have been duly paid.
At the
end of the
term, if the policyholder
survives, he gets a regular monthly income
till the
end of the
policy tenure, as specified in the
policy (note: in case
of MIPs
policy tenure is longer than premium payment
term).
Option 3 — Anant
survives till 5 years
of age When the
policy term ends and Anant is alive, no benefit is paid as it is a
term plan.
The survival benefit payment is paid at the
end of the premium paying
term and on successful completion
of every subsequent year
till the policyholder
survives or
policy anniversary prior to the date
of maturity.
If the policyholder has paid all the premiums that is the full amount and
survives till the
end term of the
policy than the Maturity Benefit will be included in the Sum quoted on the maturity plus the vested Simple reversionary benefits and the Final Additional Bonus if any is there will be added.
If Akash
survives till the
end of the
term of the
policy, he will receive the basic sum assured, which is Rs. 3,00,000 as well as the accrued bonuses and the
policy will be terminated thereafter.
But if he
survives till end of maturity
of the
policies though he wont get any returns frm
term plan, but he will find he has built a huge surplus to meet his obligations at different intervals.
Scenario A: Raman
Survives the Policy Term If Mr. Raman survives till the maturity of the policy term, he receives Rs 15,000 is payable at the end of each of 3rd & 6th policy year, as the survival
Survives the
Policy Term If Mr. Raman survives till the maturity of the policy term, he receives Rs 15,000 is payable at the end of each of 3rd & 6th policy year, as the survival be
Policy Term If Mr. Raman survives till the maturity of the policy term, he receives Rs 15,000 is payable at the end of each of 3rd & 6th policy year, as the survival bene
Term If Mr. Raman
survives till the maturity of the policy term, he receives Rs 15,000 is payable at the end of each of 3rd & 6th policy year, as the survival
survives till the maturity
of the
policy term, he receives Rs 15,000 is payable at the end of each of 3rd & 6th policy year, as the survival be
policy term, he receives Rs 15,000 is payable at the end of each of 3rd & 6th policy year, as the survival bene
term, he receives Rs 15,000 is payable at the
end of each
of 3rd & 6th
policy year, as the survival be
policy year, as the survival benefit.
Scenario A: Raman
Survives the Policy Term If Mr. Raman survives till the maturity of the policy term, he receives Rs 20,000 at the end of each of 5th, 10th, & 15th policy year, as the survival
Survives the
Policy Term If Mr. Raman survives till the maturity of the policy term, he receives Rs 20,000 at the end of each of 5th, 10th, & 15th policy year, as the survival be
Policy Term If Mr. Raman survives till the maturity of the policy term, he receives Rs 20,000 at the end of each of 5th, 10th, & 15th policy year, as the survival bene
Term If Mr. Raman
survives till the maturity of the policy term, he receives Rs 20,000 at the end of each of 5th, 10th, & 15th policy year, as the survival
survives till the maturity
of the
policy term, he receives Rs 20,000 at the end of each of 5th, 10th, & 15th policy year, as the survival be
policy term, he receives Rs 20,000 at the end of each of 5th, 10th, & 15th policy year, as the survival bene
term, he receives Rs 20,000 at the
end of each
of 5th, 10th, & 15th
policy year, as the survival be
policy year, as the survival benefit.
and Sum Assured on Maturity as Maturity benefit at the
end of the
Policy term in case the Life Insured
survives till that period and all premiums have been duly paid.
Scenario A: Raman
Survives the Policy Term If Mr. Raman survives till the maturity of the policy term, he receives Rs 15,000 is payable at the end of each of 5th, 10th, 15th & 20th policy year, as the survival
Survives the
Policy Term If Mr. Raman survives till the maturity of the policy term, he receives Rs 15,000 is payable at the end of each of 5th, 10th, 15th & 20th policy year, as the survival be
Policy Term If Mr. Raman survives till the maturity of the policy term, he receives Rs 15,000 is payable at the end of each of 5th, 10th, 15th & 20th policy year, as the survival bene
Term If Mr. Raman
survives till the maturity of the policy term, he receives Rs 15,000 is payable at the end of each of 5th, 10th, 15th & 20th policy year, as the survival
survives till the maturity
of the
policy term, he receives Rs 15,000 is payable at the end of each of 5th, 10th, 15th & 20th policy year, as the survival be
policy term, he receives Rs 15,000 is payable at the end of each of 5th, 10th, 15th & 20th policy year, as the survival bene
term, he receives Rs 15,000 is payable at the
end of each
of 5th, 10th, 15th & 20th
policy year, as the survival be
policy year, as the survival benefit.
Scenario A: Raman
Survives the Policy Term If Mr. Raman survives till the maturity of the policy term, he receives Guaranteed cashbacks of Rs 20,000 is payable at the end of each year after Premium Payment Term till maturity plus Rs 1,40,000 as Maturity
Survives the
Policy Term If Mr. Raman survives till the maturity of the policy term, he receives Guaranteed cashbacks of Rs 20,000 is payable at the end of each year after Premium Payment Term till maturity plus Rs 1,40,000 as Maturity Be
Policy Term If Mr. Raman survives till the maturity of the policy term, he receives Guaranteed cashbacks of Rs 20,000 is payable at the end of each year after Premium Payment Term till maturity plus Rs 1,40,000 as Maturity Bene
Term If Mr. Raman
survives till the maturity of the policy term, he receives Guaranteed cashbacks of Rs 20,000 is payable at the end of each year after Premium Payment Term till maturity plus Rs 1,40,000 as Maturity
survives till the maturity
of the
policy term, he receives Guaranteed cashbacks of Rs 20,000 is payable at the end of each year after Premium Payment Term till maturity plus Rs 1,40,000 as Maturity Be
policy term, he receives Guaranteed cashbacks of Rs 20,000 is payable at the end of each year after Premium Payment Term till maturity plus Rs 1,40,000 as Maturity Bene
term, he receives Guaranteed cashbacks
of Rs 20,000 is payable at the
end of each year after Premium Payment
Term till maturity plus Rs 1,40,000 as Maturity Bene
Term till maturity plus Rs 1,40,000 as Maturity Benefit.
Scenario A: Mr. Gupta
Survives the
Policy Term Mr. Gupta will get a guaranteed payout of Rs 2,00,000 every year in last four policy years before the maturity year, that is from end of policy year 14 till policy ye
Policy Term Mr. Gupta will get a guaranteed payout
of Rs 2,00,000 every year in last four
policy years before the maturity year, that is from end of policy year 14 till policy ye
policy years before the maturity year, that is from
end of policy year 14 till policy ye
policy year 14
till policy ye
policy year 17.
If Mr. Raman
survives till the maturity
of the
policy term, he gets guaranteed benefits starting from the
end of 12th
policy year.
On the life assured
surviving the
end of premium paying
term (PPT) provided all due premiums have been paid: Survival benefit will be equal to 8 %
of basic sum assured will be paid each year
till the life assured
survives or
till the
policy.