Sentences with phrase «surviving withdrawal»

The worst case 30 - year Historical Surviving Withdrawal Rate of HSWR100C was 3.5 % for the sequence beginning in 1929.

The best S&P 500 Historical Surviving Withdrawal Rate with switched allocation was higher than with Small Cap Growth at the first failure.

The 30 - year Historical Surviving Withdrawal Rate y varies with x, the Percentage Earnings Yield 100E10 / P: HSWR100C: y = 1.3426x - 0.2089 plus and minus 2 %.

HSWR50VTn Historical Surviving Withdrawal Rates y versus x, the Percentage Earnings Yield 100E10 / P equation: 1) y = 0.8572 x +2.244 plus and minus 2.0 % (for P / E10 of 17 and below) 2) R - squared = 0.7049.

HSWR50GTn Historical Surviving Withdrawal Rates y versus x, the Percentage Earnings Yield 100E10 / P equation: 1) y = 0.6442 x +1.2462 plus 1.5 % and minus 0.8 % 2) R - squared = 0.7493.

Using Historical Surviving Withdrawal Rates has the advantage that some powerful tools already exist to calculate them.

This is in sharp contrast with the traditional method of selecting the lowest Historical Surviving Withdrawal Rate from among the years examined.

The worst case 30 - year Historical Surviving Withdrawal Rate was 3.5 % for the sequence beginning in 1929.

I used Excel to determine regression equations and plot Historical Surviving Withdrawal Rates versus the Percentage Earnings Yield 100Ex / P for E1, E5, E10, E15, E20, E25 and E30.

HSWR50CTn Historical Surviving Withdrawal Rates y versus x, the Percentage Earnings Yield 100E10 / P equation: 1) y = 0.757 x +1.6591 plus 1.6 % and minus 1.0 % 2) R - squared = 0.8334.

I have collected 30 - year Historical Surviving Withdrawal Rates (HSWR).

I determined 30 - Year Historical Surviving Withdrawal Rates for the years 1923 - 1980.

The magnitude of those returns influences both the Historical Surviving Withdrawal Rate and the total return.

HSWR50GT Historical Surviving Withdrawal Rates y versus x, the Percentage Earnings Yield 100E10 / P equation: 1) y = 0.4554 x +2.1602 plus and minus 0.8 % 2) R - squared = 0.7174.

The 30 - year Historical Surviving Withdrawal Rate y varies with x, the Percentage Earnings Yield 100E10 / P: y = 1.3426x - 0.2089 plus and minus 2.0 %.

This value is the Historical Surviving Withdrawal Rate for that sequence.

By using Historical Surviving Withdrawal Rates in these calculations, we acknowledge that some sequences might be more likely than others.

I determined Historical Surviving Withdrawal Rates using S&P 500 and Government Long Bond data from Gummy's database.

High - side Historical Surviving Withdrawal Rates strongly favor a decision not to rebalance.

The 30 - year Historical Surviving Withdrawal Rate is the maximum rate that would have had a positive balance at year 30.

I determined the regression equations using 30 - year Historical Surviving Withdrawal Rates versus the percentage earnings yield 100E10 / P (or 100 / [P / E10]-RRB-.

To the extent that we can use a large fraction of the Historical Surviving Withdrawal Rates, our confidence is increased.

Weaker are those quantitative estimates that we draw from Historical Surviving Withdrawal Rates.

I determined 30 - year Historical Surviving Withdrawal Rates for the historical sequences beginning in 1921 - 1980.

The worst case 30 - year Historical Surviving Withdrawal Rate of HSWR100V was 3.0 % for the sequence beginning in 1929.

Here are graphs of 30 - Year Historical Surviving Withdrawal Rates HSWR with 50 % and 80 % stocks with and without rebalancing versus the percentage earnings yield 100E10 / P.

Here is a graph of HSWR50T2 30 - Year Historical Surviving Withdrawal Rates HSWR versus the percentage earnings yield 100E10 / P.

They show 30 - Year Historical Surviving Withdrawal Rates HSWR versus the portfolio's total return at Years 6, 10 and 14.

These graphs show the relationship between Historical Surviving Withdrawal Rates and Professor Robert Shiller's P / E10.

Here are the LHOptA regression equations of 1923 - 1980 30 - Year Historical Surviving Withdrawal Rates versus the percentage earnings yield 100E10 / P.

Previously, I looked at what happens when you withdraw at each portfolio's 30 - Year Historical Surviving Withdrawal Rate.

Professor Robert Shiller's P / E10, which uses the average of ten years of earnings, is a better predictor of Historical Surviving Withdrawal Rates than Tobin's Q.

Here are the SwOptT2 regression equations of 1923 - 1980 30 - Year Historical Surviving Withdrawal Rates versus the percentage earnings yield 100E10 / P.

It was 1929 with a Historical Surviving Withdrawal Rate of 5.9 % as opposed to 6.6 %.

There is an anomaly associated with P / E10 and Historical Surviving Withdrawal Rates in the early years.

NOTE: Safe Withdrawal Rates are the lower confidence limits associated with the Historical Surviving Withdrawal Rate regression equations.

I collected 30 - year Historical Surviving Withdrawal Rates for each year using portfolios with 50 % and with 80 % stocks.

The percentage earnings yield 100E10 / P (or 100 / [P / E10]-RRB- and Historical Surviving Withdrawal Rates are tightly related.

1941 - 1980 30 - Year Historical Surviving Withdrawal Rates 100E5 / P is not as good as 100D5 / P.

1923 - 1975 15 - Year Historical Surviving Withdrawal Rates 100E5 / P is better than 100D5 / P.

In my earliest investigations, I looked at the ORDER (or rank) of Historical Surviving Withdrawal Rates.

The minimum Historical Surviving Withdrawal Rates found in the historical record favor LHOptD.

The Value D regression equation is y = 0.2694 x +5.0841 plus 3 and minus 2, where x = 100E10 / P and y = the historical surviving withdrawal rate.

I collected Year 30 Historical Surviving Withdrawal Rates for 1928 - 1980.

Lowest 30 - Year Historical Surviving Withdrawal Rates (1923 - 1980): SwAT2: 4.7 % in 1965.

Here is the SwAT2 regression equation of 1923 - 1980 30 - Year Historical Surviving Withdrawal Rates versus the percentage earnings yield 100E10 / P.

I based this on Year 30 Historical Surviving Withdrawal Rates.

It tells us what happens to Historical Surviving Withdrawal Rates if we extend the crossing of a valuation (P / E10) threshold by a fixed number of years.

Here is the LHOptD regression equation of 1923 - 1980 30 - Year Historical Surviving Withdrawal Rates versus the percentage earnings yield 100E10 / P.

Lowest 30 - Year Historical Surviving Withdrawal Rates (1923 - 1980): LHOptE: 5.3 % in 1959, 1962 and 1965.