Auto liability insurance is important because it protects the insured driver from directly having to take on the financial expenses related to the bodily injury and property damages
sustained by the other cars involved in an accident.
Not exact matches
Sadly, it's not uncommon for dogs to get hit
by cars or
sustain other injuries resulting from decreased visibility.
If, for example, you
sustained a TBI in a
car accident that was caused
by the fact that a store parking lot did not have a stop sign at the end of an aisle, you may be able to recover from the business's insurance rather than the insurance of the
other driver.
For example, if a driver fails to follow the speed limit or sends text messages while driving and causes a
car accident, he or she may be held financially liable in court for any injuries
sustained by other drivers or pedestrians.
The owner of a motor vehicle or street
car is liable for loss or damage
sustained by any person
by reason of negligence in the operation of the motor vehicle or street
car on a highway, unless the motor vehicle or street
car was without the owner's consent in the possession of some person
other than the owner or the owner's chauffeur
Tort claims are meant to compensate you for your pain and suffering (general damages), past and future loss of income, loss of competitive advantage in the workplace, future care costs not covered
by accident benefits, loss of enjoyment of life, special damages like your out - of - pocket expenses, aggravated damages, punitive damages, and any
other damages which you
sustained as a result of your
car accident.
No - Fault, also called Personal Injury Protection (PIP), is designed to pay promptly, regardless of who is at fault or whether there was any negligence, for economic losses (meaning medical / health expenses, lost earnings, and certain
other reasonable and necessary expenses related to injuries
sustained), up to $ 50,000 per person («basic No - Fault coverage»), to the driver and all passengers injured in your
car as well as any pedestrians injured
by your
car, because of its use or operation in New York State.
Unlike in most
other states, bodily injury liability — the part of your insurance that pays for injuries
sustained by passengers in your
car or in a vehicle you hit — is not required in Florida.
$ 15,000 per person / per accident Personal Injury Protection (PIP)- covers medical bills for injuries
sustained by you and
others in your
car, regardless of fault.