For example, if a driver fails to follow the speed limit or sends text messages while driving and causes a car accident, he or she may be held financially liable in court for any injuries
sustained by other drivers or pedestrians.
Liability insurance helps pay for damage to others» property and injuries
sustained by other drivers in an accident for which you are found at fault.
Auto liability coverage protects the policy holder from personal financial responsibility for the expenses
sustained by the other driver and passengers in an accident for which the policy holder is at fault.
Not exact matches
Liability insurance is the minimum amount of insurance required, because it's designed to award compensation for injuries
sustained by the insured
driver as well as
other motorists» vehicle damage.
When a school bus
driver acts negligently, they may be held financially responsible for injuries
sustained by his / her passengers or
others involved in a crash.
You should consider hiring a personal injury lawyer if: you have
sustained serious injuries that may have long - term repercussions, if the
other driver is uninsured or underinsured, if you are in dispute with the
other driver over who was at fault, if you are being pressured
by the adjuster into agreeing to a quick settlement, or if you feel that you have not been offered fair compensation.
Any of these types of accidents render the
driver of the delivery vehicle liable for any injuries which are
sustained by any
other motorists or pedestrians.
California also offers
drivers the options of purchasing coverage for physical damage
sustained by a vehicle, which can also kick in if the
other driver's insurance is inadequate.
If, for example, you
sustained a TBI in a car accident that was caused
by the fact that a store parking lot did not have a stop sign at the end of an aisle, you may be able to recover from the business's insurance rather than the insurance of the
other driver.
In most drunk driving accident cases, the
driver responsible is solely liable for all injuries and
other damages
sustained by the victim (s) if negligence is proven.
In fact, the state of California requires that every
driver and vehicle owner have either insurance or «proof of financial responsibility» so that in the event they do cause a crash, they can pay for property damage and injuries
sustained by others.
The injuries
sustained by drivers and passengers are often more severe than in
other motor vehicle accidents due to the exposed nature of the motorcycles.
For example, if you have uninsured / underinsured coverage of $ 300,000 and you
sustain $ 400,000 in personal injuries caused
by an at - fault
driver with $ 200,000 in bodily injury liability, without underinsured conversion coverage you would normally only be able to collect the $ 200,000 from the
other driver's insurance plus $ 100,000 from your own underinsured coverage, which equals your $ 300,000 limit.
No - Fault, also called Personal Injury Protection (PIP), is designed to pay promptly, regardless of who is at fault or whether there was any negligence, for economic losses (meaning medical / health expenses, lost earnings, and certain
other reasonable and necessary expenses related to injuries
sustained), up to $ 50,000 per person («basic No - Fault coverage»), to the
driver and all passengers injured in your car as well as any pedestrians injured
by your car, because of its use or operation in New York State.
For example, if
Driver A causes an accident in which
Driver B
sustains injuries,
Driver A's BIL insurance will kick in to cover some of the medical treatment, rehabilitation, lost wages and
other costs incurred
by Driver B.
The third and last number represents the state - mandated lowest acceptable level of coverage that can appear in a liability policy for a Boulder City NV
driver to cover the cost of personal property damage, including vehicular damage,
sustained by the
other vehicle or vehicles in an at fault collision.
Auto liability insurance is important because it protects the insured
driver from directly having to take on the financial expenses related to the bodily injury and property damages
sustained by the
other cars involved in an accident.
Bodily injury liability coverage protects the insured policy holder from direct financial responsibility for the medical costs and
other related expenses stemming from injuries
sustained by drivers and / or passengers you might have run into in an accident for which you are found liable.