Sentences with phrase «systemic changes in government policies»

Not exact matches

These factors — many of which are beyond our control and the effects of which can be difficult to predict — include: credit, market, liquidity and funding, insurance, operational, regulatory compliance, strategic, reputation, legal and regulatory environment, competitive and systemic risks and other risks discussed in the risk sections of our 2017 Annual Report; including global uncertainty and volatility, elevated Canadian housing prices and household indebtedness, information technology and cyber risk, regulatory change, technological innovation and new entrants, global environmental policy and climate change, changes in consumer behavior, the end of quantitative easing, the business and economic conditions in the geographic regions in which we operate, the effects of changes in government fiscal, monetary and other policies, tax risk and transparency and environmental and social risk.

«While individuals can take actions in their everyday lives to protect themselves from toxins, significant, long - lasting change only will result from a systemic approach that includes proactive government policies.»

In other cases, broad compliance is claimed by governments through developing systemic changes to law, policy or practice.