Although the 30 - year option does give you greater flexibility, as you mentioned, you are paying a steep price for it if you donâ $ ™
t accelerate your payments, and the interest rate is nearly a third of a point higher.
FORTUNE — Isis, the mobile
payments platform backed by AT&
T (
T), Verizon (VZ) and
T - Mobile USA, has inked deals with the four largest credit - card networks, a move that the companies say will help
accelerate the long - awaited «cellphone - as - a-wallet» concept in the U.S.