And even though it looks like Nathalie is being conservative and she's trying to dot every «i» and cross every «t», the truth is that she's worried that there will be a pullback in the market at about the same time she retires later this year.
even though this wasn't much cheaper, it was a lot easier to use and you don't have tworry about it automatically resubscribing after the 3 months are up.