Sentences with phrase «table than another life insurance»

One «A +» rated life insurance company will actually charge you less at a higher table than another life insurance company will charge you at a lower table.

Not exact matches

-- Stephen P. Stahr, CEO of The Million Dollar Round Table, a global, independent association of more than 43,000 life insurance and financial services professionals from more than 500 companies in 67 countries.

Founded in 1927, the Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals ®, is a global, independent association of more than 62,000 of the world's leading life insurance and financial services professionals from more than 500 companies in 69 countries.

Important note: Critical Illness policies build tables are more stringent than for life insurance policies.

Getting qualified for a preferred and / or preferred plus mortgage protection policy will result in much lower premiums than a table 4 rated life insurance product.

These types of policies offer the advantage of guaranteed level premiums throughout the insured's lifetime at substantially lower premium cost than an equivalent whole life policy at first; the cost of insurance is always increasing as found on the cost index table (usually p. 3 of a contract).

Table ratings can be a lot more expensive than standard life insurance rates.

What this means is that if you qualify for life insurance but your rate class is lower than table D, you will be declined.

Many term life policies do allow prorated refunds at some point during the life of the policy, during the insured's lifetime, although such refund is usually «short rated», that is, it is significantly less than the imputed value of the refund if calculated using conventional tables, using the rate of return specified in the insurance contract.

Term insurance, based on the IRS» interim table of one - year term premiums for $ 1,000 of life insurance protection (Table 2001 rates), which may be at a lower cost than the actual cost of the coverage, particularly if the employee has health issues or is rtable of one - year term premiums for $ 1,000 of life insurance protection (Table 2001 rates), which may be at a lower cost than the actual cost of the coverage, particularly if the employee has health issues or is rTable 2001 rates), which may be at a lower cost than the actual cost of the coverage, particularly if the employee has health issues or is rated.

A table rating is a life insurance rate that is generally reserved for those who are consider a «greater risk» than a normal or standard life insurance applicant.

If you have a slowly progressive form of Parkinson's than you may qualify for life insurance at a table D through H.

If you have a non progressive, best case form of Parkinson's, than you can qualify for life insurance at a table B or C (table 2 or 3).

Simplified issue life insurance is generally underwritten at higher than normal standard rates, so if you're in good health you stand to leave a lot of money on the table for no truly good reason.

Some insurance companies will only go up to a certain table rating for a term life product, and then everybody who falls into a higher table rating than that will be declined.