Not exact matches
More from Personal
Finance: How you can save
on taxes as early as February People are
taking big financial
risks on bitcoin Your retirement nest egg will stretch the most here
«Your vision is your destination, and small, manageable goals are the motor that will get you there,» says Dr. Frank Murtha, a New York - based counseling psychologist with a focus
on investor psychology, behavioral
finance and financial
risk taking.
Dadgar, who describes his strength as the willingness to
take risks that move the company forward, insisted
on raising capital to
finance growth and hire more staff.
At financial institutions, where the firms»
finances are the flip side of the investments they make, CFOs are also
taking on more of the
risk management function as well.
It is a trend that is only set to accelerate as policy measures such as the recommendations from the Taskforce for Climate - related Financial Discosures and new green
finance rules from the UK and EU start to
take effect and require firms to disclose more information
on the climate
risks they face.
During the credit boom,
finance is available
on easy terms and the economy builds up excesses in terms of leverage and
risk -
taking.
That's because lenders
take on more
risk by giving those kinds of borrowers access to
financing.
As a result of the likely move into negative real returns
on cash, more cash savers will move into UK government bonds (gilts), more gilt owners will swap them for corporate bonds, some more will move into equities, and a sliver of
risk - takers will use cheaper
financing to start businesses or
take out loans to build property.
A small but growing number of countries now have legal requirements for institutional investors to report
on how their investment policies and performance are affected by environmental factors, including South Africa and, prospectively, the EU.36 Concern about the
risks of a «carbon bubble» — that highly valued fossil fuel assets and investments could be devalued or «stranded» under future, more stringent climate policies — prompted G20
Finance Ministers and Central Bank Governors in April 2015 to ask the Financial Stability Board in Basel to convene an inquiry into how the financial sector can
take account of climate - related issues.37
Because banks
take on less
risk than they would with a traditional loan,
financing for veterans is more accessible.
One of the core premises in
finance is to create wealth
on a real basis by maintaining some kind of discount rate which
takes into account the time value of money and also the level of
risk associated with the investment.
Many of us sabotage our own financial lives — sometimes by
taking on foolish
risks in search of a big payback, sometimes by using spending as a substitute for love, sometimes by ignoring our
finances because they're too stressful.
Some lenders are feeling more confident in the market and believe that housing prices will continue to rise and are willing to
take on the bigger
risk that comes with completely
financing a home for a borrower who has no «skin in the game» or no equitable interest in the property.
The broad idea is this: how much
risk might the holder of the asset be
taking on depending
on how he
finances the asset?
The combined effect of home equity
financing and dramatic losses in home value have left FHA with little choice but to
take on high CLTV refinance mortgages, or
risk acquiring more properties through foreclosure.
After reviewing their
finances, TD Waterhouse investment adviser David Predovich determined that the couple's sizeable income will ensure they'll meet their retirement goal without having to
take on more investment
risk.
When you pressure investors to
take on risks that they would not normally have
taken by pushing interest rates to «rarely - before - seen» lows — and when you entice consumers to
finance gratification through credit rather than through savings — asset prices rise precipitously.
did not understand the nature of the documents, or the extent of the
risk you were
taking on, and did not receive legal advice before signing (for example, you may have thought you were giving a guarantee limited to a certain amount of money but a much larger amount is now being claimed, or you believe that the credit provider or broker used unfair tactics, or tricked or misled you when arranging the
finance).
Obviously, companies
take on an amount of
risk in generating their profits - everything from guessing what consumers will want to buy to natural disasters to securing credit to
finance their businesses.
Today, we are helping companies
take on some of the world's most critical and complex issues, including retirement funding and healthcare
financing,
risk management and regulatory compliance, data analytics and business transformation.
The insurance fund tripled in size last year and has
taken on more
risk as private industry sources for lenders to
finance and insure home loans dried up and mortgage default rates rose to record highs.
Lenders always
take on risk when originating a mortgage loan, and some of these
risks are even bigger when they're considering short - term
financing.
Financing that loan by
taking on new debt yourself adds to the cost and
risk of the transaction.
One of the biggest mistakes anxious investors make is to
take on a lot of leverage and financial
risk with rental properties when their own
finances are in shambles.
She educates herself
on personal
finance so she can be knowledgable about the subject,
takes smart
risks, and knows how the family is tracking towards their dreams.
The uptick in durable goods spending could indicate people are feeling more confident about their
finances and are ready to
take on more
risks, such as bigger card balances.
Carrying more cards complicates
finances,
takes time that may not justify the rewards, and increases the
risk of piling
on costly debt.
Well, simply put, they feel, like I do in my less forgiving moments, that the success of things like Call of Duty is leading publishers to
finance a whole slew of «safe sequels» — games they can rely
on to bring in a tidy profit — rather than
taking risks with their revenue and funding a wider variety of more interesting or different titles.
Where the third party is the successful bidder, Christie's will report the final purchase price net of the fixed
financing fee for
taking on the guarantee
risk.
When a third party agrees to
finance all or part of Christie's interest in a lot, it
takes on all or part of the
risk of the lot not being sold, and will be remunerated in exchange for accepting this
risk out of Christie's revenues from the sale, whether or not the third party is a successful bidder.
When a third party agrees to
finance all or part of Christie's interest in a lot, it
takes on all or part of the
risk of the lot not being sold, and will be remunerated in exchange for accepting this
risk.
Supporters of Heartland will be surprised to learn that we «worked with the tobacco company Philip Morris to question or deny the health
risks of secondhand smoke and to lobby against smoking bans,» that we «support climate change denial,» or that our decision to spin off our work
on finance and insurance into the R Street Institute is characterized as the «resignation of almost the entire Heartland Washington D.C. office,
taking the Institute's biggest project (
on insurance) with it.»
Whenever a potential investment project has
finances that rely
on governments continuing to talk big but do little about climate change, the project
risks becoming non-viable after all the costs of development are spent if the government subsequently starts to
take climate change seriously.
With the cost of litigation rising, and fewer firms willing to
take IP matters
on contingency (thanks in part to the added
risk injected into the IP disputes market in the wake of the TC Heartland decision), Litigation
Finance is becoming an ever - more attractive alternative for firms in need of IP protection.
Litigation funding or litigation
finance, as it is sometimes referred to, allows individuals and companies to
take on litigation and arbitration cases that they might not otherwise be able to afford, and / or to hedge the costs and
risks involved in such matters.
The guidance expressly states that the effect
on shareholders (and directors) will not normally be relevant as «those who invest and
finance a company
take the
risk that its management will result in financial loss».
«The funder provides stable
financing to underpin the law firm, allowing them to pursue their own objectives, whether it's providing alternative fee arrangements or freeing up capital in order to
take risks on future cases,» Armstrong says.
If you were surprised to find your state
on that list, don't worry — there are steps that can be
taken to prepare your family, your home, and your
finances for the uncertainty of living in a high -
risk area.
Some boats that may require it are those that are
financed, but if a boat owner isn't required by their states to purchase it and they don't want to spend the money
on it, they may be free to
take their boats
on the water and
risk the elements.
Accountant — Samson and Holmes
Finance Corporation, Saratoga Springs, NY — 2/2008 — 8/2013 • Performed duties such as account processing, budgeting, and payroll
on a daily basis • Discovered billing mistakes that caused the company $ 500,000 in double charges, and
took appropriate action to successfully recover the full amount • Handled fixed assets, loan accounting, budget reviews and forecasts, and financial reports • Provided quarterly budget goals for both the overall company and individual departments within the company • Maintained the general ledger, compiled internal auditing reports, and recommended financial strategies to increase profits and reduce spending • Monitored industry trends, the economy, and other financial factors to determine
risks and areas of profit opportunity
Typically most lenders only offer recourse
financing, as they are
taking a
risk on the borrower, but Growth Equity Group has non-recourse
financing in place for all its available properties.
Moreover, a residential buyer in Florida also
takes on the
risk that the value of the property may deteriorate, or fall, during the time period between signing the sales agreement and finalizing the deal at the closing table (Note: Most real estate contracts have an appraisal provision that allows a buyer to cancel the transaction if the property appraisal is insufficient — normally, this provision is only applicable to when a buyer is obtaining mortgage
financing).
He was first elected to the RAHB Board of Directors in 2015 and
takes on the role of president after serving as president - elect (2017), vice president (2016) and as chair of the Audit,
Finance and
Risk Committee.
CMBS issuers have adjusted to new
risk - retention requirements that
took effect
on Dec. 24, and portfolio lenders, private equity and a new generation of other lenders are stepping in to fill gaps and enable opportunity in the investment marketplace, said CRE
Finance Council Executive Director Lisa Pendergast.