Please tell me why someone who has 45 + years of savings ahead of them needs to
take on ANY risks at all (above an inflation hedge)?
There is more interest in shorting the residential housing market through buying protection on BBB - rated home equity asset - backed securities than there are players wanting to
take on that risk at the spreads offered in the asset - backed market at present.
Buyers emerged much quicker than the February episode, showing a willingness to
take on risk at higher prices.
These specialty companies have experience in exactly that kind of underwriting and have balanced their book of business such that they're able to
take on the risk at a reasonable price.
Not exact matches
Those federal rules, which double down
on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers
at higher interest rates, impose additional limits
on mortgages for buyers with small down payments, and compel financial institutions to share the
risk by
taking out insurance policies
on low - ratio mortgages.
They found that the people
on the supplements were no less
at risk than the people who didn't
take them.
For one, investors are going to have to get comfortable
taking on more
risk in their equity portfolios by buying stocks
at higher valuations.
When Jobs resigned from the top post
at Apple in August, Slywotzky blogged that he was seen as an inspired savant who
took big
risks on personal hunches.
The dilemma facing the boards
at Microsoft, Apple or any board of directors
on the departure of an innovative CEO is strategic: Do we want still want to be a innovative,
risk taking company?
«Gold is stuck between $ 1,238 - $ 1,260 with the
risk to skewed to downside based
on rising expected interest rates and failure to break higher which has left it vulnerable to profit -
taking in the short term,» said Ole Hansen, the head of commodity strategy
at Saxo Bank.
Both Ruiz and Cortazzo say they are using variable annuities sparingly with clients
at this point, but for investors who are uncomfortable
taking on a lot of market
risk, annuities can be a solution.
Woolard also noted
at that event that when it comes to Google investing in clean energy projects, it can be «fairly forward leaning and
take on some
risk.»
More than a decade ago, Joey Wat
at Yum China, was given the chance to
take on a massive career challenge that had a high
risk of failure — and her decision led Wat into the role she has now.
However, if proper steps aren't
taken to arrive
at an available name, the
risk of stepping
on an existing trademark can be high.
The company must have long - term potential; it needs some sort of sustainable competitive advantage that will keep it in business for years to come; he wants double - digit returns — «Why bother buying a business if you're not getting
at least that for
taking on the
risk of owning a company?»
It might come
at the
risk of turning off some people, but Marshall recommends
taking a position (from time to time)
on how a problem should be solved.
«They ask themselves — 1) What I absolutely need to live
on and therefore need to shield from investment
risk; (2) What I need to make my investments grow
at the market rate and beyond inflation so I can meet my future needs; (3) What do I dream about and need to
take risks around in order to come true?»
Someone invests his savings in her business,
takes on appropriate
risk based
on her business plan, manages a business prudently and ethically, pays her employees well and then is told
at the end that she doesn't actually own anything for her trouble?
Perhaps it's not quite the Austerity Games yet, but we are already
at the point when very few countries in which the leadership is accountable to its populace will
take on the financial and political
risk of staging the Olympics.
Valeant shares, down 10 %
on Monday after a Wells Fargo research note said its board and management «have made decisions that may have put Valeant
at significant business and reputational
risk,»
took another hit when Bloomberg News reported CVS's decision.
You don't drive a car looking in the rear - view mirror, and you shouldn't
take a
risk on a new product by looking
at historical data.
When you invest in a Bitcoin company, you're
taking a
risk not only
on that startup but also
on the overall Bitcoin space, said Pamir Gelenbe, partner
at Hummingbird Ventures, a European early - stage venture fund, during Tuesday's panel.
That is why companies are now beginning to
take on the challenge of finding their second and third and fourth big idea long before they are
at risk of losing relevance.
Our employees are free to
take positive
risks knowing that they will not solely be judged
on a company's profit margin, but also
on factors that all of us
at Virgin value, like raising awareness of the brand, creating happy and loyal customers or making a positive impact
on the larger community.
After reading and thinking about all of this, I stand by my (relatively) broad definition of an entrepreneur — namely, that anyone who
takes on the
risk of working for him or herself is (
at least one type of) an entrepreneur.
My students used to come to me
at Stanford and say, «I'd really like to do something
on my own, but I'm just not ready to
take that much
risk.
Possible reasons for the increased lending activity include lower levels of regulation
at smaller banks than
at their larger counterparts, recent movement of lending staffers from large banks to small banks and an increased willingness of smaller banks to
take on credit and interest
risk, the report says.
«With the US labor market recovery gaining momentum, the hope for stronger global growth in 2014 is motivating investors to
take on risk,» said Kathy Lien, managing director of FX Strategy
at BK Asset Management.
«Relook
at it and if there's a different way to do it, be willing to say «I'm going to forget about all of this and I'm going to
take that
risk again and I'm going to put all my chips
on the table and I'm going to gamble
on myself.»»
«If you are just buying income and not paying attention to the valuations, you are probably
taking on more
risk than you bargained for,» says Brad Kinkelaar, head of the dividend team
at Pimco.
Often, actors who
take on too many projects
at once run the
risk of spreading themselves too thin.
At financial institutions, where the firms» finances are the flip side of the investments they make, CFOs are also
taking on more of the
risk management function as well.
The lender is
taking on less
risk, so they will usually grant a higher credit maximum
at a lower rate for secured lines.
For example, the expected timing and likelihood of completion of the proposed merger, including the timing, receipt and terms and conditions of any required governmental and regulatory approvals of the proposed merger that could reduce anticipated benefits or cause the parties to abandon the transaction, the ability to successfully integrate the businesses, the occurrence of any event, change or other circumstances that could give rise to the termination of the merger agreement, the possibility that Kraft shareholders may not approve the merger agreement, the
risk that the parties may not be able to satisfy the conditions to the proposed transaction in a timely manner or
at all,
risks related to disruption of management time from ongoing business operations due to the proposed transaction, the
risk that any announcements relating to the proposed transaction could have adverse effects
on the market price of Kraft's common stock, and the
risk that the proposed transaction and its announcement could have an adverse effect
on the ability of Kraft and Heinz to retain customers and retain and hire key personnel and maintain relationships with their suppliers and customers and
on their operating results and businesses generally, problems may arise in successfully integrating the businesses of the companies, which may result in the combined company not operating as effectively and efficiently as expected, the combined company may be unable to achieve cost - cutting synergies or it may
take longer than expected to achieve those synergies, and other factors.
In this model, the dealer will buy or sell from investors
at a relatively narrow spread, but he has limits
on how much
risk he'll
take.
Taking on that kind of debt would be a
risk the company can ill afford amid headwinds in Canada as consumers carry record debt, said Stephen Groff, who helps run $ 6 billion as a portfolio manager
at Cambridge Global Asset Management, a unit of CI Investments Inc..
[24:40] Most entrepreneurs attempt too many businesses in the beginning [24:50] Find your flagship, that you will commit everything to [25:20] Business is also about your own psychology [25:30] Master one thing
at a time [26:30] Massive focus and big
risks [27:00] The 3 beliefs you must have when starting a business [28:00] Learning how to maximize [28:20] The business you're in and the business you're becoming [28:50] The 80 % of what I do [30:00] The business you are in and the business you are becoming [30:20] Intertwining your personal and professional brands [31:30] The importance of intent [33:20] Tony's
take on social media [34:00] Why Tony prefers audio over text [36:40] The value of Facebook Live [37:20] Tony's social media director weighs in
on Instagram Stories [38:00] Success without fulfillment is the ultimate failure [39:00] Learning how to master the mind [39:40] What's a magnificent life for you?
And the seed folks typically try to get all their ownership early
on so they don't want or need to
take on that additional
risk at that stage.»
Mr. Francois, 49,
on the job
at Chrysler for 15 months, is gaining a reputation among his ad agencies, dealers and staff for surprising them and
taking the kinds of
risks that make them feel more confident than they ever did while owned by German carmaker Daimler or private - equity firm Cerberus Capital.
Being the entrepreneur behind the venture, he can
take much more
risk compared to the senior management
at Uber India, who mostly come from a consulting background with a chip
on their shoulder.
But if you're finding a cold shoulder to all of that, look
at the alternative of what it will
take to continue to stay in business and remove
risk to become more attractive to investors later
on.
The HRC noted that any incentive compensation program that rewards an SEO based in part
on his or her business line performance presents,
at least in theory, the potential for excessive
risk taking.
And I warned
at a number of junctures in 1999 before the Internet bubble, and again in the winter of 2007, that the main thing we had to fear was the lack of fear itself, precisely because a sense that everything is stable is a self - denying prophecy, because if there is a sense that everything is stable, -LSB-...] people will
take on more
risk and that will then create the conditions for future instability.
LOS ANGELES The windfall gains from the tax cuts passed by the U.S. Congress in December have brought back «animal spirits» that encourage
risk -
taking throughout corporate America, according to some of the participants
at the annual Milken Institute Global Conference in California
on Monday.
Synopsis: Offering a complete course of instruction, «Higher Probability Commodity Trading: A Comprehensive Guide to Commodity Market Analysis, Strategy Development, and
Risk Management Techniques Aimed
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takes readers explains commodity markets by shedding light
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Since he is roughly 40 years from retirement, he can afford to
take on more
risk in his portfolio, and we can see that stocks make up
at least 90 % in both portfolios.
It does so because by
taking on these
risks, it gets deals
at good prices.
Opening new trades
at the current levels involves
taking on too much
risk with minimal upside potential (negative reward -
risk ratio).
But for good measure, and given the
risk of appeal, Justice Macintosh went
on to give his reasons denying Burnaby's application and for supporting the NEB's reasoning in its Ruling No. 40 concluding (
at para 80) that «under both... paramountcy and interjurisdictional immunity... Burnaby is precluded from seeking to apply its bylaws so as to impede or block any steps Trans Mountain must
take in order to safely prepare and locate the Expansion Project.»
Helping to right the ship
at Uber is a somewhat fitting role for Mr. Gurley, who for years has warned about excessive
risk -
taking on the part of start - ups.