Lastly, the cost for demolition and debris removal is a very important inclusion in the valuation, as this is often the very first amount to be
taken out of a policy when there is a claim.
Your premium payment for the coming year will be
taken out of the policy, so you may have a cash value of $ 9,500.
This is money that an insured can
take out of their policy and spend while they are still alive, though doing so lowers the death benefit paid to their heirs.
Therefore, the money you are
taking out of the policy is being replaced every year so you are supplementing your income and maintaining your death benefit — a win - win!
Cash value can be
taken out of the policy as loans, and used for any purposes you can think of, like college funding, supplement retirement, large purchases.
Not exact matches
Lacking a leader, «it's hard for me to be optimistic or pessimistic because I don't know if they're going to open the floodgates and
take a lot
of risks to rush the technology
out — or if they're going to
take a reasonable, rational pathway to protecting people,» said David Friedman, director
of cars and product
policy and analysis at Consumers Union.
Some
of the lawmakers who won't attend will instead host an alternative State
of the Union — a meeting «to talk about our opposition to these racist
policies that are being put
out of the White House and to make sure we put
out our own aggressive vision
of what our America looks like as we
take it back,» according to Jayapal.
Employees were more burnt
out, the actual number
of days
taken had declined, and the leadership team was paradoxically more stressed about vacation
policy than before they instituted this supposedly anxiety - reducing initiative.
Written by Philip Auerswald, a professor
of public
policy at George Mason University and a senior fellow at the Kauffman Foundation, The Coming Prosperity: How Entrepreneurs Are Transforming the Global Economy is due
out in April, but you can get a taste
of Auerswald's most optimistic
take on the entrepreneurship and global economy with this video
of an animated, 10 - minute talk he gave recently to lawmakers.
The University
of Calgary's School
of Public
Policy recently pointed
out that Canadian corporations actually do more
taking over than getting swallowed.
By contrast, Front National leader Marine Le Pen, currently leading the opinion polls in France's Presidential elections due in May, routinely attacks the ECB's
policy as too tight and Germanic (albeit she recently diluted her comments on
taking France
out of the euro into something much less coherent than the brutal «Frexit» she threatened earlier).
He explained that his comments, reported by the Globe and Mail, have been
taken out of context, saying: «In the context
of our current discussions over trade and globalization, China's
policy in some regards is closer to Canada's
policy than Canada is to the U.S.»
«The Office
of Tax
Policy at the Department
of Treasury may push IRS to incorporate withholding formulas that
take insufficient taxes
out of workers» paychecks,» the congressmen wrote.
Liebegott decided to
take the emotion
out of his company's time - off
policy.
While I agree that it's important to enact
policies with a goal
of achieving the «greatest change,» talking to my daughter about the issues important to her also taught me that we — men, especially — should pull up a chair and hear
out what changes are needed prior to
taking action.
In their 2004 IPO letter, Google's founders Larry Page and Sergey Brin revealed that the
policy of allowing employees to
take time
out of their core jobs to be creative and experimental had led to some
of the company's most successful products.
President Donald Trump's trade
policies are
taking some air
out of the high - flying economic optimism that had prevailed among American companies and consumers since his 2016 election.
In the earlier stages
of a company, it's possible that
policies are not rigorous enough and the guardrails on various APIs are not robust enough that this kind
of information can just get
out in the open without additional scrutiny, allowing firms to
take advantage
of those shortcomings.
When the stock market started a bull run later in Obama's term, the air was
taken out of the idea that the president was to blame for the dip, especially since none
of his fiscal
policies changed.
By
taking half the punch
out of the one / two fiscal / monetary punch, dysfunctional and mindlessly austere
policy makers have contributed to the loss
of hundreds
of billions in value - added.
«We're working closely with ASIC to provide refunds to customers who may have been ineligible to claim some benefits due to their employment status at the time
of taking out the
policy» Mr Comyn said.
If I am wrong in either exaggerating the risks
of recession or understating the efficacy
of policy, the costs
of taking out insurance against a recession that can not be met with monetary
policy are relatively low.
ZIRP and NIRP
policies are forcing investors
out of cash and near - zero or negative yielding «havens» and into slightly higher yielding investments in which the potential rate
of return does not even remotely reflect the degree
of risk being
taken.
In my personal opinion, the emphasis upon
taking out insurance against downside risks lies in conflict with the shift to data dependency given long and variable lags
of monetary
policy impacts on the broader economy which could have counselled front - loading insurance cuts rather than scattering them (if delivering any more at all) in which case precious little insurance has been
taken out.
Since the government
of the day has many goals — getting re-elected not the least
of them — it can't always be counted on to carry
out its promises: everyone knows that other, more pressing priorities may
take precedence over monetary
policy.
If you were to die before paying back your
policy loan, the loan balance plus interest accrued is
taken out of the death benefit given to your beneficiaries.
This widening in the gap between fixed and variable housing rates is likely to have contributed to the pick - up in the proportion
of borrowers choosing to
take out fixed - rate housing loans: in November 2004, the latest available data, 11 per cent
of new owner - occupier housing loan approvals were at fixed rates, up from 7 per cent three months earlier and the highest share since the beginning
of 2004, which followed a period
of monetary
policy tightening (Graph 45).
But
policy makers appeared to hint that they had little fear that inflation was running
out of control, which traders
took as a sign the Fed won't feel compelled to move more aggressively than expected to lift rates in the future.
The Bank
of Canada has also increased its interest rate, reversing some
of the
policy insurance it
took out earlier when the outlook was less positive.
It's an insurance
policy your lender will
take out to cover a portion
of the amount you borrow in case you ever default on your loan.
Out of 120 votes in the provincial legislature since the NDP
took office, the two parties voted together 90 per cent
of the time, says the report by John Whittaker, a
policy analyst with the Calgary - based research centre.
The global stock markets were cascading lower as the Nikkei and German DAX
took out their lows made the night
of the BOJ's surprise move to a three - tiered negative interest rate
policy.
They have
taken pains to spell
out the sorts
of conditions under which they would adjust
policy and even given some sense
of the likely pace.
This is just perfect «Kyev Tatum, pastor
of Friendship Rock Baptist Church in Fort Worth, called The T Board's vote «a dangerous precedent» because it only
took a matter
of days for religion to be
taken out of public
policy.
The culture feeds a mentality that crowds
out a necessary give and
take — the very concept
of good - faith disagreement — turning every
policy difference into a pitched battle between good (us) and evil (them).»
Kyev Tatum, pastor
of Friendship Rock Baptist Church in Fort Worth, called The T Board's vote «a dangerous precedent» because it only
took a matter
of days for religion to be
taken out of public
policy.
any time a major preacher comes
out with this type
of a statement, that means an entire generation
of politics and
policy could
take a wrong turn again.
Those very features that have made us different from other advanced welfare states, that have even made us seem «backward» at times — the variety
of our racial and ethnic groups, the opportunities for creative innovation and experimentation inherent in our sort
of federalism, our tradition
of voluntarism, and even, within bounds, our attachment to a gambling, risk -
taking, profit - making economy — may turn
out to be conducive to the implementation
of an ecological approach to social
policy.
Bork surveys a long and depressing series
of decisions - on free speech, pornography, contraception, abortion, sexual equality, etc. - in which the Supreme Court, claiming the authority
of the Constitution, has
taken public
policy out of the hands
of the people and their elected representatives.
Rallied by World Relief, the humanitarian arm
of the National Association
of Evangelicals (NAE), the group
took out another full - page ad in the newspaper to bring up multiple concerns related to immigration
policy in 2018.
«Tesco stands
out from the crowd in their enthusiasm for tackling food waste, but many
of the supermarkets are united in inaction,» says head
of communications and
policy Jessica Sinclair - Taylor, «Supermarkets have outsized power in our food system, and its only right that they
take action to tackle the food waste that their
policies and practices create — whether that's in store, or in their supply chain.»
@Fatboy Gooner The Ozil deal was far less that 40 plus million as has been exposed on football leaks it was more in the region
of 32 million with verious clauses that enable REM to
take a percentage
of any profit we make on selling Ozil and I would assume there are similar attachments with the Sanchez deal, even our record signings are clouded in smoke and mirrors so let not run away with the idea that its all SWengers fault, if your employer is on your back and pushing for results then you perform at a higher rate and push harder where as Wenger has no push from above so does nt go
out of his way Kroenke does nt have the culture around him to win trophies cos thats not his aim and that filters down to the grass roots at Arsenal and shows in Wengers transfer
policy and in the players performance.
No country has threatened to pull
out or suggested that the Olympics might not
take place, though the IOC recently
took out a $ 170 million insurance
policy to cover cancellation
of the Games.
Nothing like one underachiever blowing smoke up the ass
of another... we know that Ozil has some incredible technical gifts, but to be considered the best you have to bring more than just assists to the table... for me, a top player has to possess a more well - rounded game, which doesn't mean they need to be a beast on both ends
of the pitch, but they must have the ability to
take their game to another level when it matters most... although he amassed some record - like stats early on, it set the bar too high, so when people expected him to duplicate those numbers each year the pressure seemed to get the best
of our soft - spoken star... obviously that's not an excuse for what has happened in the meantime, but it's important to make note
of a few things: (1) his best year was a transition year for many
of the traditionally dominant teams in the EPL, so that clearly made the numbers appear better than they actually were and (2) Wenger's system, or lack thereof, didn't do him any favours; by playing him
out of position and by not acquiring world - class striker and / or right - side forward that would best fit an Ozil - centered offensive scheme certainly hurt his chances to repeat his earlier peformances, (3) the loss
of Cazorla, who
took a lot
of pressure off Ozil in the midfield and was highly efficient when it came to getting him the ball in space, negatively impacted his effectiveness and (4) he likewise missed a good chunk
of games and frankly never looked himself when he eventually returned to the field... overall the Ozil experiment has had mixed reviews and rightfully so, but I do have some empathy for the man because he has always carried himself the same way, whether for Real or the German National team, yet he has only suffered any lengthy down periods with Arsenal... to me that goes directly to this club's inability to surround him with the necessary players to succeed, especially for someone who is a pass first type
of player; as such, this simply highlights our club's ineffective and antiquated transfer
policies... frankly I'm disappointed in both Ozil and our management team for not stepping up when it counted because they had a chance to do something special, but they didn't have it in them... there is no one that better exemplifies our recent history than Ozil, brief moments
of greatness undercut by long periods
of disappointing play, only made worse by his mopey posturing like a younger slightly less awkward Wenger... what a terribly waste
Picture this, we don't come
out of the gate firing on all cylinders, Wenger speaks
of how there wasn't enough time for the first - teamers to build chemistry, several key players aren't even playing because
of Wenger's utterly ridiculous
policy regarding players who played in the Confed Cup or the under21s and the boo - birds have returned in full flight... if these things were to happen, which is quite possible considering the Groundhog Day mentality
of this club, how long do you think it will
take for Wenger to recant his earlier statements regarding Europa... I would suggest that it's these sorts
of comments from Wenger which are often his undoing... why would any manager worth his weight in salt make such a definitive statement before the season has even started... why would any manager who fashions himself an educated man make such pronouncements before even knowing what his starting 11 will be come Friday, let alone on September 1st... why would any manager who has a tenuous relationship with a great many supporters offer up such a potentially contentious talking point considering how many times his own words have come back to bite him in the ass... I think he does this because he doesn't care what you or I think, in fact he's more than slightly infuriated by the very idea
of having to answer to the likes
of you and me... that might have been acceptable during his formative years in charge, when the fans were rewarded with an scintillating brand
of football and success felt like a forgone conclusion, but this new Wenger led team barely resembles that team
of ore... whereas in times past we relished a few words from our seemingly cerebral manager, in recent times those words have been replaced by a myriad
of excuses, a plethora
of infuriating stories about who he could have signed but didn't and what can only be construed as outright fabrications... it's kind
of funny that when we want some answers, like during the whole contract debacle
of last season, we can't get an intelligent word
out of him, but when we just what him to show his managerial acumen through his actions, we can't seem to get him to shut - up... I beg you to prove me wrong Arsene
At the end
of last season, the likes
of Liverpool and Manchester City were missing
out on approximately # 70m per season, according to the Daily Mail report, due to
policy taken by the Premier League.
• Martina Navratilova, on her decision to not
take out a Lloyd's
of London insurance
policy on her left arm: «They wanted an arm and a leg for it.»
Eddie Stapp
of Vincentown, N.J. had
taken out a $ 200
policy to cover the traditional free drinks for the house that he would have to buy in event
of an ace.
Sometimes I worry that Arsenal have cribbed their transfer
policy from an old Tom Vu infomercial about targeting «distressed properties»... scan the obituaries in newspapers to learn about homes
of recently deceased and low - ball the grieving families, or find
out about recent divorces and
take advantage
of the acrimony and get a good price on a house you can then flip for profit.
@ larryking listen jock wenger could never coach anyother club because no big club would go six season without a trophy there is no way wenger could go to madrid and go two season without a trophy no way in hell he would be fired in no time bmunich fired klinsman less than half season look at the real madrid coach grave yard pelligrinie made 95 + points last season that amount would win the league in almost any country yet he got fired i can go on if fergi goes two seasons without a trophy am sure he gone i love arsenal but football is about winning trophies wenger has hypnotize you i do nt care arsenal have gone five years without a trophy and six witout the league not even a carling cup or fa cup and loosing all our best players all for money all this talk about wenger and his youth
policies i can count on both hands all the players that came through arsenal youth system that went on to be world beaters look at the current crop walcott nasri diaby denilson bedtner clichy none
of these are world class they have improve minimal @ arsenal compare that to barca their youths pedro and co are world beaters event the great vanpercy who we rate he would never leave arsenal because all that chance wenger gives him he would» t get at other big clubs this does not make sense we buy young players they
take ages to develop most do nt» t then we sell them or they leave because they want to win things that how you grow pretty soon that top four will become very hard to stay in if we get
out of that then what i wish all you wenger fans luck am all
out of patients with him last chance this year................