Crash test ratings play a major role in the process, which
take rollover rates, side - impact safety, stability control, and many other factors and safety features into consideration.
To keep tabs on assets that may be facing a higher than usual risk of default, Morningstar Credit
Ratings, a Nationally Recognized Statistical
Ratings Organization (NRSRO), follows a special formula that
takes into account the assets» debt service coverage ratios, loan - to - value ratios, occupancy levels, maturity dates, tenant
rollover expectations within a 12 - month period and the overall leasing conditions in the assets» metropolitan area.