Not exact matches
For those who qualify for Amica's better premium rate classes, there may be no need to
take a medical examination
as a
part of the insurance
underwriting process.
The reason it
takes quite a while is because often times if a company want to you to complete a medical exam, they will also want to obtain your medical records
as well
as a
part of the
underwriting process.
Underwriting looks at dozens
of different factors regarding your life, and will include (in some cases)
taking a medical exam (paid for by the insurance company)
as part of this
process.
For instance, many burial insurance policies do not require an applicant to
take a medical examination
as a
part of the approval
process — and because
of this, those who may have an adverse health condition may still be able to qualify (even if they have been turned down for medically
underwritten life insurance in the past).
As part of the
underwriting process, you may need to
take a medical exam that's similar to a basic physical.
You also might have to
take a medical exam
as part of underwriting, so the whole application
process takes about four to six weeks.
An applicant will need to
take a medical examination
as a
part of the
underwriting process.
Guaranteed life insurance, the most expensive type
of coverage, does not require that you
take a medical exam
as a
part of the
underwriting process and companies ask very few medical - related questions on the application.
Part of the
process of underwriting and setting rates is
taking a look at the driver's past to gauge the risk factor the insurer will face in
taking them on
as a customer.
Other potential candidates can include those who
take part in more risky or dangerous occupations and / or hobbies,
as well
as those who just simply can not or do not wish to
take part in a medical examination
as a
part of the
underwriting process.