Sentences with phrase «taken by the homeowners»

Listing photographs may be taken by homeowners, real estate agents, MLS or brokerage employees, or professional photographers.

Today, we will not only know who lives in it but also have a private tour with pictures taken by the homeowner and with all of the details shared.

Not exact matches

Not long after she took charge in June 2006, Bair began sounding the alarm about the dangers posed by the explosive growth of subprime mortgages, which she feared would not only ravage neighborhoods when homeowners began to default — as they inevitably did — but also wreak havoc on the banking system.

Although some 700,000 homeowners have gotten modified mortgages through the program, that number is dwarfed by the millions of foreclosures that have taken place and the millions of homeowners in default today.

By increasing those standard deductions, the Trump proposal, if actually enacted, would tip the scale for some, maybe many, homeowners in favor of taking the standard deduction and away from choosing to itemize.

In June, real estate company Coldwell Banker took the plunge by partnering with Buzzfeed to illustrate some of the emotional and light - hearted experiences of becoming a homeowner.

Rajan shows how the individual choices that collectively brought about the economic meltdown — made by bankers, government officials, and ordinary homeowners — were rational responses to a flawed global financial order in which the incentives to take on risk are incredibly out of step with the dangers those risks pose.

On the other hand, banks typically take longer to respond to an offer (or a question) than a homeowner because the offer must be reviewed by several individuals or companies.

This homeowner saves an eye - popping $ 1,015 per month by taking a cash out loan at a higher rate.

The U.S. tax code offers incentives to homeowners, and by taking advantage of these breaks, 1040 - filing citizens can maximize their financial investment in homeownership.

While New York has been a leader in protecting homeowners against foreclosures and defaults, the state should promote available mandated low - cost checking accounts to help poorer residents take advantage of the security of the banking system and avoid having their savings swallowed by various small bank fees, said attorney Kirsten Keefe of the Empire Justice Center.

An anonymous limited - liability company backed by wealthy homeowners who take helicopters to and from East Hampton has contributed half of all money raised by Republicans in their bid to gain control of Town Hall.

The Government Finance Officers Association said the changes to those two deductions — which are taken more often by filers in high - tax states in the Northeast — would increase taxes on homeowners in Connecticut earning between $ 50,000 and $ 200,000 by 13.5 percent.

Homeowners with private septic systems are being urged to take three simple steps to protect water quality by ensuring their systems function properly:

The bill, slated to be signed by the mayor, mandates that companies must disclose that their consultants can not perform services without a contract, accept a payment before completion of services or take power of attorney from a homeowner, according to the Council.

Instead of doing good, Diaz took big checks from insurance lobbyists and stuck Floridians with higher rates; Diaz used his office to enrich himself while raising property taxes by $ 500 million — increasing the cost of living for Miami homeowners.

By the second year, the homeowners in municipalities living within the tax cap would receive a receive of their tax increase if the local government is taking «meaningful concrete steps» toward a permanent structural savings such as sharing services or consolidating local governments.

After an outcry from Peekskill homeowners who were charged hundreds of dollars extra for their monthly water bills once new water meters were installed by the city, Peekskill officials say those affected homeowners can take up their dispute with city comptroller, who's been authorized to make any necessary changes.

The Mayor, Governor, Senator and Secretary answered several on topic questions, including why the approved projects do not include any in Brooklyn and Queens and whether actions taken by «other jurisdictions» are sufficient, when will the resiliency efforts be complete and when will the majority of Build It Back homes be completed, what complexities Secretary Donovan saw when his Department approved the Build It Back program and why is New York City slower than Nassau and Suffolk Counties to deliver post-Sandy assistance to homeowners.

«Jeff Klein and his fellow Senate Democrats raised taxes on New Yorkers by more than $ 14 billion dollars the last two years, cost the state tens of thousands of jobs, took away billions in property tax relief from homeowners and spent taxpayer money like drunken sailors.»

The legislature took steps Thursday to address the issue of failing concrete foundations reported by nearly 500 homeowners in eastern Connecticut.

Less ubiquitous, however, were images of the secondary setback suffered by New Orleans homeowners: an onslaught of aggressive mold left behind by the receding waters, an example of which can be seen in this photo taken less than a month after the storm hit, showing the scarred walls of Danielle Boyce Batten's home in Lakeview, where the 17th Street Canal levee was breached.

... I've never once heard a man explain away a burglary by questioning why a homeowner bothered taking such good care of his house if not to entice others to break in... I've never once heard a man explain away a carjacking by questioning why a driver bothered driving such a nice car.»

This new series, presented by architect Hugh Wallace, follows six homeowners who have taken on the task of a lifetime.

A higher deductible means more risk being taken on by the homeowner, and that additional risk makes it cheaper to insure the policyholder.

This gives Arizona homeowners additional time to take advantage of the refinancing benefits offered by HARP.

This gives eligible homeowners another year to take advantage of the program, by lowering their mortgage rates and possibly switching from an ARM to a fixed - rate loan.

Instead of taking on private mortgage insurance, some homeowners have managed to avoid a 20 percent down payment by securing a piggyback loan (also known as the 80 - 20 loan).

The relationship - based nature of private lending, facilitated by a local North Bay mortgage broker, offers advantages such as easier qualification criteria that can take into the specific situation of a homeowner, which also offers a shorter approval process.

Additionally, existing homeowners can take advantage by refinancing their current mortgage into a FHA loan.

The financial responsibility of maintaining a household can take new homeowners by surprise.

But by taking a close look at the additional options available, it's clear that becoming a homeowner under a number financial circumstances is indeed a possibility.

Many current homeowners have taken advantage of the low rates by refinancing their home loans, freeing up money to be spent elsewhere.

Home renovations are the No. 1 reason homeowners take out HELOCS — or Home Equity Lines of Credit, but that doesn't mean they're popular by any means.

However, homeowners must 1) have a loan that is owned by Freddie Mac or Fannie Mae, and 2) must have taken out that loan prior to June 1, 2009 in order to qualify.

When you determine whether you are a first - time homeowner you must take into account any previous ownership of a principal residence by your spouse.

With mortgage rates being at all - time lows many homeowners are looking to take the rate bonanza a step further by going for a 15 year mortgage.

Qualified homeowners hoping to refinance and take advantage of today's extremely low current mortgage rates have been given a boost by Citigroup's announcement to lend $ 1 billion in mortgage loans on primary residences.

Miami, FL — July 21, 2014 There are many great reasons for homeowners to refinance their homes in 2014; freeing up capital for home improvements or other debts or lowering monthly payments by taking advantage of lower interest rates.

We take our reputation very seriously, and we've earned the trust of hundreds of homeowners across the country by being accurate and accountable.

If, on the other hand, you're a homeowner who needs extra money for home repairs, or to build home improvements, it is likely that a home improvement loan secured by your property will give you better loan terms than simply taking out a personal loan.

A homeowners insurance policy with actual cash value coverage typically determines value by taking the cost to replace your personal belongings and reducing that amount due to depreciation from factors such as age or wear and tear, says the Information Information Institute (III).

A 2015 study by the NAR found that 1.5 million previous homeowners might be eligible to buy within the next five years, based on the time it takes to boost credit scores and save for a down payment, as well as mandatory wait times to buy another house.

This extra tax may come as a surprise to first time homeowners because in a rental situation all of the property tax is taken care of by the landlord (that may be the reason for your outrageously high rental costs!)

• Unlike in the U.S., underwriting standards for qualifying mortgage borrowers in Canada have been maintained at prudent levels resulting in mortgage borrowers here being much more creditworthy; • Canadian mortgage lenders never offered low initial «teaser» rate mortgages that led to most of the difficulties for mortgage borrowers in the U.S.; • Most mortgages in Canada are held by their original lender, not packaged and sold to third parties as is typical in the U.S., and consequently, Canadian mortgage lenders have a vested interest in ensuring that their mortgage borrowers are creditworthy and not likely to default; • Only 0.3 % of Canadian mortgages are in arrears versus 4.5 % in the U.S. and what even before the start of the U.S. housing meltdown two years ago was 2 %; • Canadians tend to pay down their mortgage faster than in the U.S. where mortgage interest is deductible from taxes, which encourages U.S. homeowners to take equity out of their homes to finance other spending, a difference that is reflected in the fact that in Canada mortgage debt accounts for just over 30 % of the value of homes, compared with 55 % in the U.S.

If you're a homeowner, for example, you might tap the equity in your home for retirement income by downsizing to a smaller, less expensive house that's also less costly to maintain or by taking out a reverse mortgage, which can provide regular income, a reserve of cash you can dip into when necessary or both.

«Through initiatives like the one we are announcing today, the Obama Administration is taking aggressive steps to fight for middle class homeowners who have played by the rules and are trying to get ahead,» said Vilsack.

«This pilot program will help homeowners» to take advantage of historically low interest rates, and by working closely with lenders, we are helping rural homeowners protect one of the most important investments they will ever make.»

A bankruptcy (or a consumer proposal) stops or prevents any legal action taken against a homeowner for the shortfall incurred by the lender.

A report by Mortgage Finance magazine revealed that in 2014, homeowners took out over $ 15 billion in reverse mortgages nationwide.