Sentences with phrase «takes less credit»

However, it also takes less credit risk, which we feel is a nice balance in a short term municipal bond fund.

Not exact matches

To take advantage, you must have an export credit sales volume of less than $ 5 million in the past three years before application, your company must qualify as a small business under the Small Business Administration's definition of the term and you must have been in business at least one year with a positive net worth.

About 51 % of the CFOs said Trump deserves «none of the credit» for unemployment declining from 4.8 % to 4.4 %, and less than half gave him any credit for jobs created since he took office.

«A good leader is a person who takes a little more than his share of the blame and a little less than his share of the credit.»

Once you've earned a degree — and likely taken employment somewhere — you become less of a credit risk.

The lender is taking on less risk, so they will usually grant a higher credit maximum at a lower rate for secured lines.

They are also less likely to have call protection, which means that if a company's financial condition or credit rating improves, the issuer can call its outstanding bonds and take advantage of lower funding rates.

Currently, participants who have not taken a distribution receive interest credits at the rate equal to the 30 - year Treasury bond yield plus 0.5 % but not less than 5 %; the «interest credit» rate is adjusted annually.

Because banks held few excess reserves, it took only modest adjustments to the size of the Fed's balance sheet, achieved by means of open - market purchases or sales of short - term Treasury securities, to make credit more or less scarce, and thereby achieve the Fed's immediate policy objectives.

Also be aware that you need a loan - to - value of 80 % or less, and likely a 720 + credit score to take advantage of current low rates.

As they have done so, credit spreads on these assets have declined, which means that investors are receiving less compensation for the risk they are taking on.

At higher interest rates, banks would have more options to generate returns while taking less risk (Federal Reserve's ultra-low rates have pushed financial market participants into riskier behaviors such as taking higher interest rate risk, credit risk, etc):

Besides, lenders take even more risk by offering loans to borrowers with damaged credit, and the terms are less competitive.

And the central bank would like consumers to spend a little less, if it means taking out more home loans and stretching their lines of credit.

The firm takes a bit more interest rate risk than other short term municipal bond funds and a bit less credit risk a strategy which has contributed to its long term outperformance.

As we get into the New Year and take a look at the 10 best credit cards, rethinking your credit card strategy can leave you with more money in the bank and less of it going towards interest.

Do you fear that some lesser gods make try to take credit?

That means, if you take the store credit, you're really only paying $ 14.97 per week - that's less than half the price of newborn disposable diapers!

This section addresses three basic questions: Taking AP classes makes students more likely to succeed in college; AP classes help students get into college; AP programs give students college credit so they can get a degree faster and it will cost less

Registration fees for classes that are cancelled with less than 1 week notice will be credited toward a future class taken at Whole Child Wellness.

It warns that the target of providing three million pensioners with the credit by 2006 has been missed, but notes that some of this is due to people, particularly in the less deprived areas or among ethnic minority communities, making a conscious choice not to take it.

Speaking to the House of Commons yesterday, paymaster general Dawn Primarolo insisted the tax credit was benefiting six million families and ten million children, and highlighted a take - up of 93 per cent among families on less than # 10,000 a year.

It's fair to say that I did embellish a serious point about an immigration loophole with a certain choice description, reflecting the frustration many Conservative MPs feel at their Coalition colleague's «differentiation» strategy - or put simply - rubbishing the Tories at every opportunity and taking the credit for «good» policies and distancing themselves from the less popular but invariably courageous and right ones.

Victory, as they say, has many fathers, but when you win by less than two dozen out of 126,000 votes cast, everybody can take credit.

So much so that, according to one source, the Senate had toyed with the idea of taking up the tax credit legislation at its noon session today — less than two hours before Cuomo is scheduled to deliver his speech.

Labour and Liberal Democrats divide evenly over support for low - paid people, while those Tories who take sides divide by two - to - one in favour of cutting taxes and paying less in income support, tax credits and housing benefit.

The universe is looking a lot less lonely these days, and Geoff Marcy can take a lot of credit for that.

You can get the same vibe for way (way) less and take all the credit when your guests can't stop complimenting you on it.

In fact, Luisa actually credits Susie and Elizabeth for helping her take her future husband seriously even though he was less well - dressed and more nerdy than how she had imagined her partner.

There's something slightly less seedy about continuing a story versus re-booting it, so this Vacation deserves a modicum of credit for a new (ish) story in which Rusty Griswold takes his own family on a cross-country trip to Wally World.

Not a movie so much as extended takes edited together (by no less than 3 credited editors) of improvised scenes from previous characters in another Judd Apatow movie.

So we're really rather glad that Frank Miller, otherwise known in the screenwriting world for the «Robocop» sequels and for gifting other screenwriters with comic book fodder in «Elektra,» «Sin City,» «300» and his gritty take on Batman, chose «The Spirit» as his solo directorial debut (he's credited as co-director with Robert Rodriguez on «Sin City» but we believe that even less now having seen what he did when left to his own devices).

Taking on the considerable task of directing, writing and starring in his film, Everett lavishes great care on a subject he clearly holds in high esteem, and to his credit, does not shy away from painting a less - than - glamorous portrait of an aging Wilde, syphilitic and lecherous as he lives out his exile in Europe following his scandalous imprisonment for gross indecency.

To his credit, Chandor took a road less traveled.

Always, he understood that gains could be achieved only by maintaining a strategic vision, forming broad alliances, ignoring the temptation to micromanage, and allowing others, with less at stake, to take most of the credit.

If you have no cap, you could, in theory, preside over the greatest federalization of education finance in the history of the United States, because the federal government would be the one taking in less revenue as a result of offering these tax credits.

States could take the tax credit approach a step further by making them fully refundable so that low income families whose tax liability is less than the credit would receive the remainder as a tax refund.

Andrew Coulson compared vouchers and tax credits empirically and found that credits are less prone to regulation, probably because no one has tax dollars taken away and sent to someone else.

This is no small matter, as the U.S. poverty rate in 2003 was just 8.1 percent if those items are included, 23 percent less than the officially reported 10.5 percent poverty rate for that year (which fails to take into account food stamps, Medicaid, school lunch programs, earned income credits, and other cash transfers).

This program takes a total of 36 credit hours to complete, and many students are able to complete this degree in less than two years.

At some universities, a score between 3 and 5 on an AP exam can translate directly into college credit for a student, allowing them to take more advanced classes or take less coursework overall during their time in college.

Pricing will likely be somewhere north of the Model S, which starts at around $ 70,000 for the base model with the 60 kWh battery pack before tax credits, although it is possible the less powerful battery option won't be offered on the Model X given its higher weight and low take rate for it on the Model S. Expect 85 - kWh versions to start in the low 80s and move up from there.

We will do what it takes to earn your business, even with less that perfect credit!

I have been trying to get a car for a year, sat at many dealership for hours only to be told, sorry, I was told to go check out Ms. [email protected], so I call her told her about my situation she took a credit app told me to come in that my car is ready for pickup, of course I didn't believe her so for weeks I was hesitant, finally went in and my car was sitting waiting on me, The process was less than a hour, everyone was just awesome.

Rusty Wallis Volkswagen makes financing your dream car a breeze by offering an online credit application that takes less than 30 seconds to approve.

Many things are taken into account when awarding drivers with financing who have less than perfect credit.

If the rate is low, paying the loan off could be less costly than taking a gamble with a 0 % APR credit card offer.

The company is also very clear about what it takes to qualify for one of its loans: a minimum FICO score of 660, a debt - to - income ratio of 50 % or less, three years of credit history, two open and satisfactory trades, no current delinquencies and no delinquencies greater than 90 days in the last 12 months.

Remedy: You can try paying down debt, taking on less debt in the future or increasing your available credit on your credit cards by requesting a credit limit increase from your card issuer.

For example, the hard inquiries left from those account openings during the past year are likely to be taking a larger toll on your score — perhaps by even more than the typical five points or less — than they would, had your credit history been more established.