Sentences with phrase «taking additional credit risk»

As you can see, taking additional credit risk by lending to lower quality companies produces higher returns and higher volatility.

For investors willing to take additional credit risk in pursuit of higher levels of tax - free income, we believe that active management is paramount.»

Liquidity follows quality in the long run, but in the short run, the willingness of investors to take additional credit risk supports the prices calculated by the formulas.

Not exact matches

Because they haven't had the means to set up a program, lend the funds, take on the additional risk and comply with consumer credit laws.

A recent survey of institutional investors in Australia found that exposure to credit risk had increased in the first half of 1999 and that about half of the respondents intended to take on additional credit risk in their bond portfolios over the remainder of 1999.

Of course the banks already cap the size of their customers» credit lines to limit default risk, and charge additional fees when they allow customers to take (limited) cash advances.

There is nothing like the protection of the CDIC, and so Manitoba Credit Unions offer better rates in exchange for the additional risk savers take.

The type of data they provided is called customer management which helps the creditor provide new products to their customers without taking on additional risk by providing the creditor with their customer's credit activity and trends, The credit bureaus also provide data to help the creditors acquire new clients.

This is especially important if you are looking to move home, take out a further mortgage advance, switch mortgage companies or make a new car purchase in the near future, if so applying for additional credit now may really not be the way to go as you don't want to risk a more important credit application being declined.

Take on additional credit risk, like subprime lending inside the life companies through securities lending.

Additional economic indicators show consumers are willing to take on a lot more risk these days — including with high - interest credit card debt.

It's a world where taking an additional risk might mean a windfall of credits... or your lifeless corpse orbiting an asteroid.

Taken together with the risk of additional automobile insurance claims, it is easy to see why insurers offer more favorable rates to consumers with excellent credit scores.

Risk - based pricing means compensating the lender for taking the additional risk on a borrower with a lower credit score (the average FICO score for a conventional loan was 753 in 2016, according to Ellie MRisk - based pricing means compensating the lender for taking the additional risk on a borrower with a lower credit score (the average FICO score for a conventional loan was 753 in 2016, according to Ellie Mrisk on a borrower with a lower credit score (the average FICO score for a conventional loan was 753 in 2016, according to Ellie Mae).