Sentences with phrase «taking additional risk»

Risk - based pricing means compensating the lender for taking the additional risk on a borrower with a lower credit score (the average FICO score for a conventional loan was 753 in 2016, according to Ellie Mae).

It's a world where taking an additional risk might mean a windfall of credits... or your lifeless corpse orbiting an asteroid.

It's like being a bond manager — if the excess returns are small from taking additional risk, you don't take additional risk.

Probably get 5 - 6 % per year in option premium without taking any additional risk (you are already taking the risk because you own the stocks).

This ultimate combination, Portfolio 7, is a result of my longstanding commitment to find higher expected rates of return without taking additional risk.

The ultimate combination is a result of my long - standing commitment to find higher expected rates of return without taking additional risk.

I do think there is something to be said about taking additional risk when you are younger, but I think proper diversification is critical.

You can make yourself wealthier, beginning today, without working any harder, taking any additional risks, trimming any lifestyle expenditures or learning any new systems of investing.

It just doesn't make sense to take that additional risk on top of the financial risk already inherent in early stage investing.»

«And, yes, they do take additional risks, attempting harder climbs when they have that kind of confidence in their abilities.»

One way funds top the performance charts is by taking additional risks, concentrating a portfolio or going hard into the hot asset; investors enter when the fund is on a hot streak, and then are disappointed when the market turns and the strategy falters.»

As you know, for those willing to take additional risk, I have advocated the use of balance funds in an emergency fund.

All things held equal, you could increase your spending by 3.33 % for those remaining 29 years without changing your investments or taking any additional risks.

We were faster to pull the trigger on our more conservative portfolio because we clearly didn't want to take additional risk.

So, be willing to take some additional risk if people mindlessly panic if the UK / Britain exits the EU.

I no longer have the urge to swing for the fences (although once in a very rare while I may take additional risks with a very small portion of our portfolio), and our investment emphasis is for modest growth with capital preservation while we nix the aggressive, high - risk investment pursuits.

For those wanting higher yields and willing to take additional risk, utilities are one sector worth consideration as part of an overall portfolio strategy.

More importantly, why should someone who has no NEED to take additional risks do so at the cost of a lower certainty of a comfortable retirement?

But the potential is there for those willing to take additional risks.

But insurers may assume that landlords take additional risks that owners do not have.

Not exact matches

Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.

It's hard to convince small business owners that if they work extra hard or take on additional risk to expand their businesses, that the government is entitled to more than half of the rewards.

The inevitable trade - off is that you will be taking on some additional risk; if the growth doesn't materialize, the stock price could fall.

Otherwise, there's no point in taking on the additional risk — not to mention the added expense — of active management.

Because they haven't had the means to set up a program, lend the funds, take on the additional risk and comply with consumer credit laws.

Therefore, our best plan of action right now is simply to focus on managing our existing open positions, rather than taking on additional risk exposure.

And the seed folks typically try to get all their ownership early on so they don't want or need to take on that additional risk at that stage.»

For example, some investors may have taken on more risk in their portfolios in recent years by moving into lower - quality bonds or dividend stocks, in an attempt to generate additional yield.

A recent survey of institutional investors in Australia found that exposure to credit risk had increased in the first half of 1999 and that about half of the respondents intended to take on additional credit risk in their bond portfolios over the remainder of 1999.

When you invest in global bond funds, however, you will take on additional risk.

The Enterprise Compensation Committee discharges the board of directors» responsibilities relating to the compensation of our executives and directors; reviews and discusses with management the Compensation Discussion and Analysis and performs other reviews and analyses and makes additional disclosures as required of compensation committees by the rules of the SEC or applicable exchange listing requirements; provides general oversight of our compensation structure, including our equity compensation plans and benefits programs, and confirms that these plans and programs do not encourage risk taking that is reasonably likely to have a material adverse effect on Hewlett Packard Enterprise; reviews and provides guidance on our human resources programs; and retains and approves the retention terms of the Enterprise Compensation Committee's independent compensation consultants and other independent compensation experts.

However, as part of a larger portfolio there may be additional steps an investor can take to reduce risk and diversify strategies.

MEII took the additional step of training loan officers at the participating local banks on how to evaluate risk — a skill most local loan officers lacked.

Disadvantages: unfamiliar or poor user experience; can be expensive in some cases; international settlement can take a long time and involve additional foreign exchange costs and counterparty risk.

Of course the banks already cap the size of their customers» credit lines to limit default risk, and charge additional fees when they allow customers to take (limited) cash advances.

This outlook is predicated on economic activity that already has taken place and does not consider any additional risks from exogenous factors... Significant deterioration also will be seen in corporate profits and federal tax receipts.

This new mechanism will liquidate additional expenses, errors, risks and delays taking place with the paper guarantees, and will allow watching the guarantee status via programming code.

A Side Hustle is, «a way to create additional income without taking on the risks of going full throttle into the world of working for yourself.»

In all, we «guestimate» that TLTRO II could attract more than EUR100bn in additional net demand, resulting in a cumulated TLTRO II take - up of at least EUR500bn, with upside risks.

As you can see, taking additional credit risk by lending to lower quality companies produces higher returns and higher volatility.

If they're not able to make it directly, as interest and no additional risk, they will make it some other way, perhaps by taking a share of the enterprise, which means they (the banks or lenders) could end up owning parts of, or a majority of, many businesses.

I am more comfortable with the risks Mayfield presents if he isn't taken too early and if I get additional picks.

In an effort to continue minimizing the risk of injury in high school football, three additional rules will take effect next season to address helmets coming off players» heads during games.

Many of us who post here do so out of concern for those women who were inadequately informed and who didn't realize the additional risks they were taking on.

Finally, a child mainly drinking from his bottle throughout the day and / or taking it to bed with additional milk may be at risk for developing obesity due to extra and unnecessary caloric intake.

Taking antibiotics when they are not needed creates additional health risks as it increases the chance a patient will experience an adverse drug reaction, and also leads to the development of antibiotic - resistant bacteria which affects everyone in the community.

Anyone who has worked in the defence engineering industry will know that financial risks start - out as innocuous looking technical risks on the Defence Contractor's premises, where selected ones are deliberately concealed by the Contractor during the design and development phase, then skilfully transferred to MoD Abbey Wood, Bristol where they morph into «show stopping» risks and come to the fore immediately after the main investment decision has been taken (as they have done so spectacularly on the Type 45 destroyers with total power blackouts), ultimately ending up as an additional cost burden on the Front Line Commands, who have recently been given responsibility for the defence equipment budget — resulting in sleepless nights for many other people too!

«We must take every possible precaution to reduce the risk of additional fires.»

Existing studies show that impulsiveness is predictive of online risk taking behaviours, but this additional research with British and Italian young adults highlighted that high self - monitoring — or adapting behaviour in line with perceived social norms — was equally predictive of posting risky content, which Dr White says could mean young people think it's the best way to behave.

Following additional scrutiny after Vioxx's withdrawal, and the addition of cardiovascular experts to the trial's data safety monitoring board, the DSMB concluded that patients taking a high dose of Celebrex had a 3.4-fold increase in the risk of heart attacks or strokes compared to those on placebo; those on a moderate dose had a 2.5-fold increase in risk.