Sentences with phrase «taking less risk»

The higher the deductible the less expensive your premium will be, because the insurer is taking less risk of paying out for claims.
That is because the bank is, to some extent, taking less risk when they approve an installment loan that is backed with a collateral than when they approve you for a revolving loan that is not backed by any collateral.
In fact, you are taking less risk as a homeowner.
How, you should ask, can a simple, index - based portfolio outperform so many professional investors while taking less risk?
As we're taking less risk than these funds it's harder to do this in an up market (as May was), than a down one.
Now that your paycheck is so iffy, you might compensate by taking less risk with your portfolio.
Our first Asset Risk Consultants (ARC) comparison went well; we were pleased to see that we outperformed across all relevant risk profiles, despite taking less risk than the comparable ARC categories.
The Strategic Growth Allocation seeks to achieve returns comparable to the S&P 500 while taking less risk and is appropriate for investors with an objective of long - term growth.
It may be that you can increase your long term investment returns by taking LESS risk!
Dividend investing is an amazing way for young investors to build a solid portfolio by taking less risk.
How to earn more while taking less risk.
And because you're more diversified there is a high probability that you're taking less risk than the individual bonds.
If we look only at the equity portion of a portfolio, rebalancing is going to lead to a lower long - term return, but the lower return will come from taking less risk.
PIMCO is taking less risk, selling US and UK debt, and buying German debt.
This fund may be attractive to investors who are looking to at least beat inflation while taking less risk than the broader market.
At a loan - to - value ratio of 70 % to 80 %, lenders are much more likely to extend credit — as they are taking less risk.
We know that taking less risk leads to higher returns because recovering from a large loss of capital can be difficult.
I am sure the gap must be filled by some kind of co-publishing arrangement, which will mean selective independent publishers taking less risk and matching the author's input with their marketing input.
In their world, the only way to earn a return greater than the market is to take more risk, and likewise, the consequence of taking less risk than the market is earning a lower return.
In fact, you are taking less risk as a homeowner.
At higher interest rates, banks would have more options to generate returns while taking less risk (Federal Reserve's ultra-low rates have pushed financial market participants into riskier behaviors such as taking higher interest rate risk, credit risk, etc):
While I appreciated O'Leary's forthright and numbers - based approach, I was surprised that taking less risk was something that he looked upon favorably.
In her opinion, women tend to take lesser risks, and are happier building businesses that are more people driven and are less likely to scale up.
It finds that banks with boards of directors independent from management take less risk.
How to invest 1 million dollars If you have a million bucks to invest, most people would want to be more conservative with it and take less risk, here we give you some options to do just that.
He seems to be taking less risks than when he was 18.
An active, intimate partnership leads to a longer and more fulfilling life because people adopt safer behaviors, take less risks and exude more confidence if someone is depending on them.
«The goal was to produce a vehicle that was liked by everyone... and as a result, we took less risk and tried not to stray too far from designs that had been a success.
11:30 — Barnsley: Self - publishing is a nursery of talent — you can test the market first and the publisher can take less risk, so in some respects we welcome self - publishing.
Traditional publishing is getting more and more conservative, taking less risks, publishing more of the same to stay safe.
All in all, after all the arguments both ways, I fail to understand why publishers who take less risk with ebooks as with pbooks should be compensated the same regardless of the form...
You suggest that because the author finances production, the «co-publisher» takes less risk and therefore less of a royalty; that may be true in some cases but it isn't the norm.
You'll make more money that way, and take less risk.
As your withdrawal date gets closer, it's sensible to take less risk, so your investments are automatically rebalanced and reallocated along the way, to save you from doing it.
The idea that there are seasons to take more risk and seasons to take less risk is obvious in hindsight, but implementing that idea is tough, and the author leaves us with not enough to do it.
What we're saying is that you can take less risk and not sacrifice expected return.
Some people are more aggressive and say you can have your cake and eat it too: you can take less risk and have better returns.
Most target - date retirement funds follow this general approach on the theory that investors want to take less risk as they age, although not all target - date funds start with the same stock percentage at retirement or end up with the same percentage in bonds, and some may not arrive at their most conservative stocks - bonds mix until you're in your late 70s or early 80s).
Due to the asymmetry of returns required to recover from portfolio losses, it is possible for an investor to take less risk and simultaneously achieve higher long - term returns.
Interest rates are based on the banks capital risk should the loan go into default, but because a VA Loan is backed by the government the bank takes less risk.
If you plan to use the money you're investing within two years to send your child to college, you probably want to take less risk (it's not helpful if a $ 50,000 investment drops to $ 25,000 as your child opens an acceptance letter to her favorite school).
Double liability took less risk prior to crises, but took more risk after crises, adding to system stability.
Take less risk, get more return, within reason.
For a portion of my portfolio, I may decide to take less risk and go for VCAIX at 3 % vs taking more risk and investing in another fund that produces 4.48 % gain.
Stock investing is risky by nature, and in general, those who take less risk tend to earn better returns over time.
They would have made less money and taken less risk.
This Fund seeks to generate equity - like returns over the long - term, take less risk than the market and avoid permanent impairment of capital.
This increase in dev costs is steering them in directions that don't necessarily jive with gamers, causing them to take less risks on new and potentially exciting IP's or game mechanics and sticking with tried and true properties that are more of a guarantee.
They can test the waters, keep the IP alive, and take less risk.
From a business perspective with work - for - hire you're obviously taking less risks on the funding side of these titles, as they are usually being covered by the partner.
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