That is because the bank is, to some extent,
taking less risk when they approve an installment loan that is backed with a collateral than when they approve you for a revolving loan that is not backed by any collateral.
Not exact matches
You're
less likely to
take risks when what you're doing is working.
Without passion, entrepreneurs are far more likely to give up
when trouble hits, and are far
less willing to
take essential
risks to keep the business moving forward.
But I am concerned that late - cycle entrants into
risk assets like stocks and high - yield bonds are
taking a leap of faith at a time
when there is
less room for markets to move up and growing
risks of them falling back.
Though I certainly wouldn't advise it as a strategy, investors would have historically outperformed the S&P 500 with much
less risk than a buy - and - hold simply by selling stocks
when the S&P reached 19 times earnings and staying in T - bills until the P / E reverted to 15, even if it
took years to do so.
When adolescents have easy access to EBC, they may be more likely to engage in sexual behaviour or to take more risks when they do so, e.g. by being less likely to use cond
When adolescents have easy access to EBC, they may be more likely to engage in sexual behaviour or to
take more
risks when they do so, e.g. by being less likely to use cond
when they do so, e.g. by being
less likely to use condoms.
He seems to be
taking less risks than
when he was 18.
You do
take on some
risk with attempting a vaginal delivery, but they are far fewer and
less catastrophic
when compared to the
risks of a major abdominal surgery.
When we swoop in and fix things for our kids before they get to experience the consequences of their own
less than perfect moments (forgotten lunches, unsigned permission slips, messy rooms with laundry that needs to be thrown down or
risk missing laundry day, etc) we are actually doing our kids a disservice, keeping them from a potential lesson in self love and what it
takes to «be with» imperfection and disappointments.
If you've taught her the importance of
taking care of her body all along,
when she's older she'll be
less likely to want to
risk drug use.
When asked whether «society should let him die,» Paul, a physician, no
less, unflinchingly answered: «That's what freedom is all about —
taking your own
risks.»
«
When your funding rate is low, I think everybody kind of retreats a little bit and is
less willing to
take risks.
Women can be just as
risk -
taking as men — or even more so —
when the conventional macho measures of daring — such as betting vast sums on a football game — are replaced by
less stereotypical criteria, according to new research led by the University of Exeter.
Patients who are unrealistically optimistic about their personal health
risks are more likely to
take preventive action
when confronted with news that is worse than expected, while unrealistic pessimists are
less likely to change their behavior after receiving feedback that is better than expected, according to researchers at the University of California, Riverside and Grand Valley State University in Allendale, Mich..
Increased autism
risk was also linked to other maternal gene variants related to
less efficient one - carbon metabolism, but only
when the mother did not
take the prenatal vitamins in the early months before and immediately after conception.
These types of people tend to have an emotional and physical reaction
when they do lose money — making them
less likely to
take risks at all.
When you're afraid to
take risks and go for what you really want, you convince yourself that your
less - than - juicy life — your relationships, your job, the dismal state of Mother Gaia — is as good as it gets.
Taking less than about 800 international units (IU) of vitamin D per day, with or without calcium, had no effect on bone - fracture risk when compared with taking a placebo or a calcium supplement
Taking less than about 800 international units (IU) of vitamin D per day, with or without calcium, had no effect on bone - fracture
risk when compared with
taking a placebo or a calcium supplement
taking a placebo or a calcium supplement alone.
Even
taking simple steps like opening a separate email account may not save your life but will make things much
less annoying
when you meet someone who just can't understand you are not interested (one of the few areas I think men are at just as much
risk as women).
«It's
less than we were hoping, but
when you decide to
take a
risk with an original story and a new intellectual property, it comes with a trade - off in the lack of pre-awareness,» Disney distribution chief Dave Hollis told TheWrap Sunday.
Many youth are highly addicted to involvement in these social networking sites, however, and are willing to
take the
risk to use a proxy to access those sites,
when it is far
less likely that their access will be detected.
It almost seems like the government wants to reward us for
taking the
risk of investing in stocks by getting us to pay
less taxes
when we do!
To
take the above example further, it's likely to make even more sense to pay
less on student loans
when you're at
risk of missing payments or defaulting on your loans.
Having a cosigner reduces the
risk the lender is
taking when loaning you money, and thus makes your interest and thus the price of your car,
less.
Far better if the consultants actively analyzed
risk, and encouraged plans to
take more /
less risk when circumstances favored / disfavored it.
When you offer a larger down payment, your lender takes on less risk when extending you cre
When you offer a larger down payment, your lender
takes on
less risk when extending you cre
when extending you credit.
The goal of this transition is to
take on
less risk as your child approaches the time
when the portfolio will be drawn upon for their education.
Partly, this is because I am not a believer in the conventional view that a person should
take a lot of investment
risk when young and
less as they age.
Through grading trades, a trader can
take out the guesswork and find out exactly which trades do well,
when he should
risk less and which trades to avoid completely.
Therefore, it's best to
take out life insurance as early as possible,
when you are
less of a
risk to the insurer and your premiums will be lower.
«Back in 2009,
when the environment was a lot
less risky than today, people didn't want to
take risk.
For example, diversifying a portfolio between stocks and bonds tends to reduce
risk, because bonds are
less volatile than stocks and may continue to perform well
when the stock market
takes a hit.
By looking at valuation through the cycle, Meigs will
take more
risk when properly compensated, and
less risk when not properly compensated.
The idea is that you
take more
risk on the stock market
when you're young, and
less risk as you near retirement.
Philadelphia insurance companies
take far more than your zip code into account
when determining the relative
risk of your policy, and if one company views many of the factors associated with your policy as
less risky than the other companies, the rate that company can quote you will be significantly
less costly than its competitors.
When the ratio falls, it tells us that investors are
less interested in
taking excessive
risks.
A bunch of fundamentally solid funds have been hammered by their absolute value orientation; that is, their refusal to buy stocks
when they believe that the stock's valuations and the underlying corporation's prospects simply do not offer a sufficient margin of safety for the
risks they're
taking, much
less compelling opportunities.
And the
less you know about a company, the more
risk you
take on
when you invest in it.
As bond prices rise, fixed rates will also rise and the spread between the two reflects the
risk investors are willing to
take when they move their money from a secure product, like bonds, to invest in a
less secure investment, such as mortgage securities.
Usually you want to
take less investment
risk when the student is actually in college, so you can enter a lower rate of return in the manual override columns for years you want to be more conservative.
Of course, you can still do that too, but
when the game gives you solid vantage points, with
less risk from
taking fire, it makes the whole experience a lot smoother.
When life throws you a curve ball or you are ready to
take a big
risk, you want the experience, expertise and energy of Barash & Everett, LLC, not some
lesser - experienced lawyers who you pay for on - the - job legal training.
If you mean that some young lawyers want ABS because they have been duped into thinking it is a magic elixir, they will be in for a shock
when they discover that their jobs have been
taken over by minions who, while
less educated than lawyers and doing a lousy job, will nevertheless charge the public more to cover the increased
risk that their megacorp employer is incurring by having so few qualified and hands - on lawyers on staff.
When you choose a higher deductible, the insurer is
taking on
less risk by avoiding smaller claims, so it rewards you by lowering your premium on that portion of the policy.
Philadelphia insurance companies
take far more than your zip code into account
when determining the relative
risk of your policy, and if one company views many of the factors associated with your policy as
less risky than the other companies, the rate that company can quote you will be significantly
less costly than its competitors.
Insurance companies offer reduced rates
when drivers increase their car insurance deductible amounts because drivers
take on more
risk, making the policies
less costly for the insurer — this is an essential component of how car insurance works.
When parents encourage and provide opportunities for positive and healthy
risk -
taking, young people have
less need to
take negative
risks.
Because mediation is focused on helping couples resolve their differences amicably there is
less risk of the separation being hostile as it can often be
when taken through the court system.
However, we note that patterns of developmental trajectories of risky decision making may depend on the methodology employed, with a recent meta - analysis [44] showing that
when completing behavioral lab - based tasks, adolescents
take more
risks than adults (as expected), but are comparable, or in some cases,
less risky than children (contrary to the expected curvilinear trajectory over time), whereas real - world behavioral measures show that adolescents
take more
risks than both children and adults.
• They are considerably
less risky than investments in properties that are vacant and produce no income upon acquisition; in such a case the investor
takes significant
risk as he / she does not know
when a tenant will be found and
when found what the exact income of the property will be