Sentences with phrase «talk about consumer proposals»

We're talking about consumer proposals.

Not exact matches

If you have filed bankruptcy already you can talk to your trustee about the possibility of filing a Consumer Proposal even while bankrupt.

Talk to your trustee about whether or not you can afford a consumer proposal and if this is a good option for you.

Today on Debt Free in 30 I talk with mortgage agents Michael Smele and Bev Gay about whether it's possible to buy a house after, or even during, a personal bankruptcy or consumer proposal.

If you're struggling to find a way to break the debt cycle, talk to us about how a consumer proposal might be your best solution.

Doug Hoyes: So, let's talk about the rebuilding then because myth number three that people are totally worried about is well, if I go bankrupt or file a consumer proposal it's going to ruin my credit forever.

If you don't qualify for a debt consolidation loan, or can not afford to repay your debts in full, talk to us about a consumer proposal.

Licensed bankruptcy trustee Doug Hoyes, talks about why a consumer proposal is better than bankruptcy including what the key differences are between these two options available under the Bankruptcy and Insolvency Act in Canada.

So, we just talked about one of the solutions when you are being pursued, your wages are about to be garnisheed, you can file a consumer proposal.

Doug and Ted both talked about the best tactics and tools to use to re-enter the credit market wisely after filing a consumer proposal or bankruptcy.

Talk to us about Consumer Proposals, Bankruptcy, Debt Consolidation, Business Arrears and Restructuring, Credit Counselling, Creditor Negotiations

I'd like to tell you about someone who came to talk to me about filing a consumer proposal.

One is by coming in to talk to us about filing a consumer proposal.

If you have a lot of assets or a high income, you should talk to your trustee about a consumer proposal.

If your unsecured debts exceed this amount, talk to us about a Division I proposal which is also an option available to consumers under the Bankruptcy & Insolvency Act.

Now you were talking about offering this settlement and how that all works, I'd like to get into a bit of that but we're going to take a quick break first, and we're going to come back and talk more about consumer proposals with Ted Michalos here on Debt Free in 30.

So, before the break, Ted, you were talking about the advantages of a consumer proposal, particularly as compared to a bankruptcy.

So, what I'd like to do is take a quick break and then we're going to come back and talk about what happens to your 407 debt if you file a bankruptcy or a consumer proposal.

They may not mention the word consumer proposal but instead will talk about a Canada government debt relief program.

Doug Hoyes: So, the message here is for those types of debts that you just talked about, a bankruptcy or a consumer proposal, very quickly stops wage garnishments, and that for a lot of people is the whole reason that they do them.

Ted Michalos: Alright, when you do speak to a professional they're going to talk to you about credit counselling as a solution, consumer proposals, maybe even personal bankruptcy.

So we're going to talk about the cost of a consumer proposal, but let's start again with the basic question, what exactly is a consumer proposal?

You can read more on consumer proposals or you can talk to our professionals about these or other tips by calling us at 310-4321, email us, or visit our nearest location for a free consultation.

Doug Hoyes: And we've talked a lot about consumer proposals and bankruptcies on this show cause that's my area of expertise.

Guest commentary by Billy Martell, Bankruptcy Trustee and Consumer Proposal Administrator, Hamilton, Ontario Embarrassment is a common feeling a lot of people experience when talking about or dealing with their debt.

In Canada, you might choose to consolidate your debts through a debt consolidation loan, talk to a credit counsellor about a Debt Management Plan or settle your debts through a Consumer Proposal.

So, before we talk about the new legislation what you just described in Fred's situation sounds a little bit like a consumer proposal.

Doug Hoyes: Maybe we can talk about some specific examples of consumer proposals then that work.

This spring I talked about why everyone seems to be advertising consumer proposals.

Talk to one of our bankruptcy trustees about how a consumer proposal can lower your monthly payments.