In our first segment,
we talked about debt management plans, credit counselling which is what Heather and her agency does and I had her explain in detail how it all works, who is paying who, the banks are paying, you're paying, there's a bunch of money changing hands.
Their page dedicated to «debt consolidation» mentions that term only once — in the title — and the rest of the page
talks about their debt management programs.
Not exact matches
Turner: One of the things that people in the industry often
talk about when it comes to money
management is this barbell, where as you said you have low - cost, passive index tracking funds and at the other end you have higher fees, higher active share, things like private
debt which you mentioned, and it's those in the middle that are charging higher fees for something that looks quite a lot like beta that are really going to struggle.
(1) Large purchases (at least $ 75 million of pre-tax earnings unless the business will fit into one of our existing units), (2) Demonstrated consistent earning power (future projections are of no interest to us, nor are «turnaround» situations), (3) Businesses earning good returns on equity while employing little or no
debt, (4)
Management in place (we can't supply it), (5) Simple businesses (if there's lots of technology, we won't understand it), (6) An offering price (we don't want to waste our time or that of the seller by
talking, even preliminarily,
about a transaction when price is unknown).
The second program that we will
talk about is Consumer Credit Counseling and also known as
Debt Consolidation or
Debt Management.
We couldn't responsibly
talk about money
management without including
debt management.
This term will apply to whatever applicable law each state has regulating a wide range of services from simply charging a fee to
talk to consumers over the phone
about their
debts right through credit counseling,
debt management plans and
debt settlement plans.
We can
talk about, again, bankruptcy or a
debt management program.
If you need additional help, a credit counseling service will take the next step of
talking with you
about a
Debt Management Plan.
In Canada, you might choose to consolidate your
debts through a
debt consolidation loan, talk to a credit counsellor about a Debt Management Plan or settle your debts through a Consumer Propo
debt consolidation loan,
talk to a credit counsellor
about a
Debt Management Plan or settle your debts through a Consumer Propo
Debt Management Plan or settle your
debts through a Consumer Proposal.
If you need to
talk to someone
about Debt Management or would like to discuss the alternatives, please call 0800 043 40 50 to speak to an adviser.
If you find yourself living paycheck to paycheck or unable to meet your monthly obligations, maybe you should visit a website like DebtHelp.com or
talk to a
debt management professional to see
about setting up a plan to possible consolidate some of you
debts.
Call us today and
talk to one of our experienced, trained credit counselors
about tailoring a
debt management plan that will help you with consolidating bills and start you on the journey to financial freedom.
When it comes to personal
debt management he really knows what he's
talking about.