Sentences with phrase «talking about a credit report»

We just talked about credit reports, and how they determine your credit scores.

This is a fancy way of talking about a credit report.

That's why when people talk about credit reports they always talk about credit cards.

We just talked about credit reports, and how they determine your credit scores.

My name is Doug Hoyes and my guest today is Eric Putnam of Debt Coach Canada and we're talking about credit reports and credit scores.

We just talked about credit reports, and how they determine your credit scores.

Not exact matches

Always check with the sources directly (i.e. one of the credit reporting agencies talked about above).

So if you haven't set up auto - debit or automatic payments on your student loans, it might be prudent to talk to your servicer about making the next monthly installment payment early (before the disaster strikes, assuming you have warning) to avoid late fees and negative credit reporting if you can't pay on the due date.

Talk to us about the pre-owned Chrysler 300 that has caught your eye or about any financial mishaps you have on your credit report.

If you currently have some finical mishaps on your credit report and are worried they might stop you from securing the used Toyota Highlander you've been wanting, be sure to talk to us about the bad credit financial assistance we offer.

Early we talked about how the credit reporting system was broken because it supports financial decisions that cost you more money.

Often, when we talk about raising a credit score by removing something negative from the credit report, the focus veers toward the item (s) being deleted — usually in terms of how bad and how many.

If you don't talk to your bank or card company about your desire to close the account — and presume they'll just take the final balance out of your deposit — you may end up paying several penalties and have negative activity reported to the credit bureaus.

In particular, I'm talking about the «bills» that show up on your credit report (auto loans, student loans, credit cards, mortgages, etc.).

Mainly, I'm talking about the types of accounts that show up on your credit report.

So let's talk about the impact that those retail accounts had on your credit reports, then your credit scores.

Talk to lenders and creditors about your account, and solicit letters of good faith to encourage your lender to remove any negative items from your credit report

This week I want to talk about how to handle a Paid Collection on your credit report and if it is worth the time to try and remove it?

People typically talk about credit in terms of a report, but it's actually reports.

Always check with the sources directly (i.e. one of the credit reporting agencies talked about above).

So, I'll rhyme off the three and then we can talk about them, number one a requirement to advertise the annual percentage rate, number two a requirement to report all short - term loans to the credit reporting agencies and number three a prohibition against introductory rates for payday lenders.

A lot of short - term lenders do not report active payday loans to the credit reporting agencies, I'm talking about Equifax and TransUnion here.

We'll talk about the impact of inquiries on your credit report on Day 4 of this Challenge.)

After carefully reviewing your credit report our staff will start to talk about the problematic items with your creditor and inform them of the errors contained in the report and try to persuade them to remove the questionable items.

While the three major credit bureaus and their regulating authorities often talk about the necessity to minimize errors, the simple fact is that the burden of ensuring your credit report is accurate falls entirely on your shoulders.

In order to apply for your mortgage, you'll need to talk honestly about your credit score (order your credit report from Equifax or TransUnion), debt load, savings, income, and other private financial details.

From there, a real live person reviews the information, pulls your credit report, talks to you about your situation, uses knowledge and expertise to explore all avenues, issues, and different loan options (all good ideas).

Maybe one of your loan holders is reporting inaccurate information about your student loan to credit bureaus, or you just want to sit down and talk about your unique student loan situation with an expert and get some legal advice.

The credit center has all the details about your credit report and score, and talks about how you can improve your situation.

It also requires them to give consumers one free credit report per year, which we will talk about in greater detail below.

We talked about what a credit report is, where it comes from, and why it's important to you as a consumer.

Now that you know who creates the credit reports, let's talk about where the information comes from.

Okay, so well, I think we've talked quite a bit about what the different aspects are to how rebuilding credit and how it affects your credit report.

Chris talks about how Credit Absolute helped him find discrepancies in his credit report that he was unaware of and how, after getting them removed, he was able to increase his credit and get a much lower interestCredit Absolute helped him find discrepancies in his credit report that he was unaware of and how, after getting them removed, he was able to increase his credit and get a much lower interestcredit report that he was unaware of and how, after getting them removed, he was able to increase his credit and get a much lower interestcredit and get a much lower interest rate.

Once in a while, someone thinks we're talking about a magazine, but in general people understand that to mean credit reports.

And those things, and some other steps that we would talk to the individual about, would put you in a position where your credit rating may actually in part recover, potentially substantially, even during the time that these things are on your credit report.

An honest credit repair company will ask questions about your credit history and may even view your credit reports before talking about what it will do.

Deleted Items [top] Normally, when Legacy Legal Services refers to a deleted item, we are talking about a listing that no longer appears on your credit report.

When we talk about no credit check payday loans what that means your traditional bank will require you to fill out pages of paper work and require you to put up some type of collateral along with running a traditional credit check through the big three credit reporting agencies.

No, we're not talking about some new P90X workout routine - we're talking about the number of times your credit report has been pulled.

The lowest possible credit score you can have will, however, vary depending on which credit reporting agency you're talking about.

Detweiler recommends sending a certified letter explaining that the office has damaged your credit reports and that if someone doesn't fix the mistake immediately, you will be talking to an attorney about a credit damage lawsuit.

Doug Parker, founder and CEO, RepairMyCreditNow.com, talks about the process of repairing bad credit, by getting erroneous and obsolete items removed from your credit report.

I mean I talk to employers on a daily basis about whether or not they should be using credit reports, how they should be using credit reports and risks and benefits associated with them.

If we talk about the literal term of trade lines, then it is a simple entry of your credit record by credit reporting authorities in your account's credit history.

However, today we are talking about the Open Date, Activity Date and Reporting Date and what they all mean when it comes down to credit.

MS. MITHAL: Well, I think it's interesting because I think this is why I started out my oral statement talking about consumer reports as opposed to credit reports.

There are a lot of ways to skin the cat so give the office a call, talk to a lawyer about your whole financial situation — loans, collection calls and letters, your credit report, how you pay bills, etc. — the consult is free.

CreditCards.com's Jeremy Simon talks about how unexpected items such as library fines, cell phone bills and speeding tickets can appear on your credit report and hurt your credit score.

Credit reports and credit scores — we've talked about them both a lot here at Free Money FiCredit reports and credit scores — we've talked about them both a lot here at Free Money Ficredit scores — we've talked about them both a lot here at Free Money Finance.