Winterberg says advisors have to offer an equivalent robo - advisor service but also make clear that they do much more than just «turnkey asset management and stock selection... This week of all weeks they should be saying that to clients, how they create financial plans and go beyond just investments but
talk about cash flow, taxes, estate plans and college planning.
Not exact matches
Respondents also
talked about the importance of being
cash flow positive as soon as possible, and having enough liquidity on hand when a business is founded.
While most of these questions are discussions you'll have with your lender, you'll also want to
talk to your accountant and / or business partner
about how the cost of paying back your loan will affect your expected
cash flow.
Before we dig further into the specifics of the New Constructs discounted
cash flow model, let's
talk about how a DCF works in general.
When analysts
talk about the so - called quality of earnings, they often recommend investors buy shares of companies where the
cash flows don't differ substantially from the reported net income.
The focus remains squarely on operating earnings, and when
cash flow is discussed, it is painfully clear that these people have no idea what they're
talking about.
You get guys who go on CNBC and
talk about the stock market as if it is simply a thermometer of current economic conditions (rather than a discounted stream of very long - term
cash flows).
What's interesting is that Buffett
talks about See's as the most attractive type of business in this example, and certainly a business that produces steadily rising
cash flow on a very low capital base is a great business.
As an entrepreneur, you have amazing amount of transparency and clarity into
cash flow, and that's what you're
talking about in terms of sweating it or making payroll, or signing a personal guarantee that could potentially put you into bankruptcy if things aren't successful, that type of pressure.
«We
talked about what we could do differently in our operations that would set us apart, or different ways to maximize our efficiencies and potentially bring in more
cash flow,» Sinner says.
We're
talking about personal finance apps — applications designed to help you keep track of your
cash flow, monitor your spending and help you achieve those big - ticket money goals.
Everybody is
talking about a recession in 2008 and thank goodness this is a very recession proof business and our
cash flow has never been stronger.
That's true whether we're
talking about the P / E ratio (first graphic below) or price - to - free
cash flow ratio (second graphic).
This piece will
talk about shrinking time horizons, or equivalently, a rise in discount rates for distant and risky
cash flows.
I have not
talked much, if at all
about the «bank stress tests» for one major reason: in life insurance, there are detailed rules for performing
cash flow analyses.
But in real practice, taking a certain percentage fixed percentage, of someone's portfolio, I think you need to be a little bit more sophisticated of looking at like you were
talking about earlier: what are the different
cash flows?
And I started to wrap my head around this
cash flow thing that Kirk had
talked so much
about.
We may not be
talking about a bumper crop in that field of opportunity... but we could be harvesting a decent
cash flow over the next while.
Munger:» Warren often
talks about these discounted
cash flows, but I've never seen him do Buffett: «It's sort of automatic.
«Warren
talks about these discounted
cash flows.
March 14th, 2016 In a previous blog spot we
talked about the differences between getting a business loan based on a company's assets or on its
cash flow.
This is that passive income
cash flow we're
talking about.
Cost is
cash flow; we're not
talking about sequestering money but instead changing the directions in which it is
flowing.
Patrick Griffin, EVP of Business Development at Ripple Labs
talks about the disruptive force of distributed ledgers, but also their tremendous potential as a new model, and how they can help manage
cash flows between financial institutions.
If you are an experienced and are applying for a senior - level position, you can
talk about your background and area of expertise in the finance resume objective, like in auditing,
cash flow management, merger and acquisition management and so on
This included the following: (i) Withholding pertinent information; (ii)
Talking more than listening; (iii) Cancelling scheduled meetings; (iv) Not completing tasks you have committed to completing; (v) Not asking for help when you are confused; and (vi) Being unrealistic
about your budget and
cash -
flow.
Although I didn't understand everything
talked about, nor the terminology here and there, but what I did get the most out of is how
cash flow is a temporary solution.
Make sure to
talk to them
about all potential negatives and ebbs and
flows of
cash flow.
If you want to increase
cash flow then we can
talk about reducing debt.
To Mike's credit, he did follow in the rest of the book
talking mostly
about cash flow, tax benefits, and great management systems.
Are you
talking about short term
cash flow or long term
cash flow?
What's special
about his program is that it deals with an asset class that most people overlook yet that you can buy often for 5 % to 25 % of market value (so a 75 % to 95 % discount off market value) and use multiple creative selling strategies to create «no hassle», truly passive
cash flow from real estate without having to
talk to banks or qualifying for loans.
I'm not
talking about the
cash buyer that purchases multiple properties a month to fix and flip or to fix up and use for
cash flow.
When you've completed this course, you'll be able to comfortably «
talk the
talk» with your investor clients
about such items as:
cash flow, NOI, depreciation, rate of return, income tax savings and much more.
This is the
cash flow danger red alert that no one is
talking about.
@Jay Hinrichs Of course but I'm obviously
talking about 75 LTV, conventional financing for your typical $ 100k SFR that you'd want to see $ 250 / month
cash flow from in a B or C location.
Talk about negative
cash flow.
In a longer term hold, when you
talk about «return of capital», are you
talking about ROI (so an investor puts in $ 100k, they need to get back their $ 100k through the
cash flow, ie their 8 % preferred return, plus split of the overage, over 5 years for example) or are you
talking about another setup, for example the investors gets back their capital through a refinance, and how does that work?
What I mean by that is
cash flowing enough to save for reserves like capex, repairs, vacancy, etc. so I'm interested in what property you're
talking about.
What most are
talking about here are vanilla
cash flow properties and the reason people flood to them is with financing for investment properties finally coming back its the easiest thing to buy and what most folks are used to...
I think for REI it could be more
about the exact location if we are
talking long term highest
cash flow and max profits.