Not exact matches
Assumptions and forecasts used by SSgA FM in developing the Fund's asset allocation glide path may not be in line with future capital market returns and participant savings activities, which could result in losses near, at or after the
target date year or could result in the Fund not providing adequate income at and
through retirement.
Most
target -
date funds are «
through» funds — meaning that they manage your money
through your
retirement date and beyond.
Many employers include
target date funds
through their
retirement savings offerings, but you likely won't be able to control what's included to achieve your ideal glide path.
Open - architecture,
through -
date»
target -
date funds find niche in serving participants»
retirement...
Other
Target Date fund allocations vary significantly, in part based on a fund's strategy of either «to» or «
through»
retirement.
Principal invested is not guaranteed at any time, including at or after the fund's
retirement target date; nor is there any guarantee that the fund will provide sufficient income at or
through the investor's
retirement.
«This arrangement can help American workers avoid the serious risks of market volatility during the years just prior to
retirement, while seamlessly creating guaranteed, lifelong income
through investments in popular
target -
date funds or asset - allocation programs,» said Christine Marcks, president, Prudential
Retirement, in the release.
Per Ramit's advice, I've opened a
target date retirement fund
through Vanguard.
In developing the series of salary multipliers corresponding to age, Fidelity assumed age - based asset allocations consistent with the equity glide path of a typical
target date retirement fund, a 15 % savings rate, a 1.5 % constant real wage growth, a
retirement age of 67 and a planning age
through 93.