Sentences with phrase «tax free funds»

Using our original example, if you sold your primary residence for $ 325,000, originally paid $ 250,000 for the property, and made $ 25,000 in capital improvements, your exclusion on the capital gain would be $ 50,000 in tax free funds ($ 325,000 minus $ 275,000).

Their tax free funds and living the life of the wealthy should be investigated.

Because money in an HSA can be carried over from one year to the next, you could carry these very tax free funds into retirement.

The tax free funds may be exposed to risks related to a concentration of investments in a particular state or geographic area.

The Adviser of the Near - Term Tax Free Fund has contractually limited, through April 30, 2018, the total fund operating expenses (exclusive of acquired fund fees and expenses, extraordinary expenses, taxes, brokerage commissions and interest) to not exceed 0.45 %.

Under normal market conditions, the Near - Term Tax Free Fund invests at least 80 percent of its net assets in investment grade municipal securities whose interest is free from federal income tax, including the federal alternative minimum tax.

The Near - Term Tax Free Fund will maintain a weighted - average portfolio maturity of five years or less.

Our Near - Term Tax Free Fund (NEARX), which offers tax - free municipal income, appears to be well - positioned to minimize the impact of rising yields by keeping a short duration.

The Near - Term Tax Free Fund invests at least 80 percent of its net assets in investment - grade municipal securities.

Though the Near - Term Tax Free Fund seeks minimal fluctuations in share price, it is subject to the risk that the credit quality of a portfolio holding could decline, as well as risk related to changes in the economic conditions of a state, region or issuer.

In the meantime, learn more about the Near - Term Tax Free Fund (NEARX) by clicking here!

But with the 50 - percent allocation in a short - term municipal bond fund, such as the Near - Term Tax Free Fund (NEARX), they were around 6 percent short of the full returns from the S&P exposure, coming in at $ 173,925.

The expense ratio after waivers is a contractual limit through December 31, 2014, for the Near - Term Tax Free Fund, on total fund operating expenses (exclusive of acquired fund fees and expenses, extraordinary expenses, taxes, brokerage commissions and interest).

To learn more about how the Near - Term Tax Free Fund might fit into your portfolio, request an information packet here.

Check out the following chart, which shows hypothetical investments of $ 100,000 in the Near - Term Tax Free Fund and S&P 500 stocks at the end of 1999.

The Near - Term Tax Free Fund invests at least 80 percent of its net assets investment - grade municipal securities.

The Near - Term Tax Free Fund may invest up to 20 percent of its assets in securities that pay taxable interest.

Our own Near - Term Tax Free Fund (NEARX) saw its 21st straight year of positive returns in 2015, a rare accomplishment that has been achieved by only 39 out of 31,306 equity and fund bonds — around 0.12 percent — according to Morningstar data.

The expense cap is a contractual limit through April 30, 2016, for the Near - Term Tax Free Fund, on total fund operating expenses (exclusive of acquired fund fees and expenses, extraordinary expenses, taxes, brokerage commissions and interest).

Many people realize that rising interest rates affect yields and prices, but what others might not know is that if you stick closely to short - term, investment - grade debt securities - the very kind our Near - Term Tax Free Fund (NEARX) invests in - the impact of such a rate hike is not as dramatic as some investors might think.

I have 2 lacs rupees now, I would like to invest whole - sum in ELSS for 3 years long term plan for tax exemption and good returns, But still i am not able to choose the best and i have already a bank account in HDFC, If would opt HDFC tax free fund.

Not exact matches

Withdraw retirement income first from non-registered accounts so that funds in registered accounts (such as RRSPs) can continue to compound tax free.

One of the pluses of these accounts is that unspent funds continue to grow tax - free.

Traditional IRAs are funded with pre-tax dollars, which can help lower your taxable income, and contributions also grow tax free.

What's great about this is that the funds you don't withdraw grow to be tax - free after five years, and you are over 59.5 years of age.

When HSA funds are used to pay for health - care expenses in retirement, patients take advantage of the tax - free trifecta: current tax deduction, tax - free growth, and tax - free distribution.

«If you have ample funds and are looking to get rid of a little every month, it would not be irrational to buy a whole - life, universal - life or variable - life policy, where the cash value grows income tax - free as long as the policy is held until death,» Hunt said.

One caveat: although the transactions can be structured to be virtually estate - tax free, the person who sets up the trust must pay income tax on all funds earned by the GRAT.

Also unlike retirement plans, HSA funds avoid current taxes and can also be spent tax - free for eligible medical expenses.

People are hit with a double whammy because, not only do they find that their investments have disappeared, they now owe tax on the funds for removing them from the tax - free environment.

But Roth IRAs also allow you to take out funds tax - and penalty - free to pay for qualifying educational expenses after five years.

However, when you withdraw your funds in retirement, those withdrawals (including any interest earnings) will be made tax - free.

These benefits would (i) largely go to developers and contractors for infrastructure projects like new pipelines that would happen even without new incentives and so be highly regressive; (ii) raise costs by failing to reach the tax - free pension funds, sovereign wealth funds and international investors who are the most plausible sources of incremental infrastructure finance; (iii) not encourage at all the highest return maintenance projects like fixing potholes that do not yield a pecuniary return for investors; and (iv) by offering credits at an unprecedented 82 percent rate, invite all kinds of tax shelter abuse.

If you haven't read a fund prospectus lately and you have a few hours free (maybe after you've done your taxes), try reading this.

Put more tax - efficient investments (low - turnover funds like index funds or ETFs, and municipal bonds, where interest is typically free from federal income tax) in taxable accounts.

Goldman Sachs Financial Square Tax - Free Money Market Fund changed its name to Goldman Sachs Investor Tax - Exempt Money Market Fund, effective March 31.

For Franklin California Ultra-Short Tax - Free Income Fund Classes A1 and Advisor Class use the inception date of its predecessor, Franklin California Tax - Exempt Money Fund.

«As long as the funds in these accounts are used to pay qualified higher education expenses, like tuition, books, and room and board, the earnings will be withdrawn tax free,» he said.

Although municipal bond yields are generally lower than taxable bond fund yields, some investors in higher tax brackets may find they have a higher after - tax yield from a tax - free municipal bond fund investment instead of a taxable bond fund investment.

Municipal — State Fidelity Arizona Municipal Income Fund (FSAZX) Fidelity ® California Limited Term Tax - Free Bond Fund (FCSTX) Fidelity ® California Municipal Income Fund (FCTFX) Fidelity ® Connecticut Municipal Income Fund (FICNX) Fidelity ® Massachusetts Municipal Income Fund (FDMMX) Fidelity Maryland Municipal Income Fund (SMDMX) Fidelity ® Michigan Municipal Income Fund (FMHTX) Fidelity ® Minnesota Municipal Income Fund (FIMIX) Fidelity ® New Jersey Municipal Income Fund (FNJHX) Fidelity ® New York Municipal Income Fund (FTFMX) Fidelity ® Ohio Municipal Income Fund (FOHFX) Fidelity ® Pennsylvania Municipal Income Fund (FPXTX)

Municipal - National Fidelity ® Conservative Income Municipal Bond Fund (FCRDX) Fidelity ® Conservative Income Municipal Bond Fund - Institutional Class (FMNDX) Fidelity Tax - Free Bond Fund (FTABX) Fidelity ® Municipal Income Fund (FHIGX) Fidelity ® Intermediate Municipal Income Fund (FLTMX) Fidelity ® Limited Term Municipal Income Fund (FSTFX) Fidelity Municipal Income 2019 Fund (FMCFX) Fidelity Municipal Income 2021 Fund (FOCFX) Fidelity ® Municipal Income 2023 Fund (FCHPX) Fidelity ® Municipal Income 2025 Fund (FIMSX)

While ROBS has many stand - alone benefits, like tax - deferred savings and debt - free financing, when combined with traditional funding methods, it can increase buying power while preserving the business owner's personal savings.

State Municipal Money Market4 Retail Municipal Fidelity ® Arizona Municipal Money Market Fund (FSAXX) Fidelity ® California AMT Tax - Free Money Market Fund (FSPXX) Fidelity ® California AMT Tax - Free Money Market Fund - Institutional Class (FSBXX) Fidelity ® California Municipal Money Market Fund (FCFXX) Fidelity ® Connecticut Municipal Money Market Fund (FCMXX) Fidelity ® Massachusetts AMT Tax - Free Money Market Fund (FMSXX) Fidelity Massachusetts AMT Tax - Free Money Market Fund - Institutional Class (FMAXX) Fidelity ® Massachusetts Municipal Money Market Fund (FDMXX) Fidelity ® Michigan Municipal Money Market Fund (FMIXX) Fidelity ® New Jersey AMT Tax - Free Money Market Fund (FSJXX) Fidelity ® New Jersey AMT Tax - Free Money Market Fund - Institutional Class (FSKXX) Fidelity ® New Jersey Municipal Money Market Fund (FNJXX) Fidelity ® New York AMT Tax - Free Money Market Fund (FSNXX) Fidelity ® New York AMT Tax - Free Money Market Fund - Institutional Class (FNKXX) Fidelity ® New York Municipal Money Market Fund (FNYXX) Fidelity ® Ohio Municipal Money Market Fund (FOMXX) Fidelity ® Pennsylvania Municipal Money Market Fund (FPTXX)

If taxable bond funds or individual bonds are held in a tax - free account such as a Roth IRA, then the income from them would be free from federal taxes, provided certain requirements are met.

There are also a couple benefits that 529 plans offer — you can withdraw the amount of any scholarships your student receives tax - free, and you can use the plan to fund another child's or relative's education should the designated beneficiary decide to skip college.

Tax laws then free these nouveaux rentiers from taxation, while borrowing IMF funds to subsidize their capital flight.

Performance for class B, C, M, R, and Y shares prior to their inception is derived from the historical performance of class A shares, adjusted for the applicable sales charge (or CDSC) and, except for class Y shares, the higher operating expenses for such shares (with the exception of Putnam Tax - Free High Yield Fund and Putnam AMT - Free Municipal Fund, which are based on the historical performance of class B shares).

These benefits would (i) largely go to developers and contractors for infrastructure projects like new pipelines that would happen even without new incentives and so be highly regressive; (ii) raise costs by failing to reach the tax - free pension funds, sovereign wealth funds and international investors that are the most plausible sources of incremental infrastructure finance; (iii) not encourage at all the highest return maintenance projects like fixing potholes that do not yield a pecuniary return for investors; and (iv) by offering credits at an unprecedented 82 per cent rate, invite all kinds of tax - shelter abuse.

Find out everything you want to know about Rollovers for Business Start - ups and how you can use their retirement funds to invest in a small business tax - free.

Nuveen AMT - Free Muni Credit (NVG) is a closed end fund that seeks current income exempt from regular federal income tax.