Sentences with phrase «tax than the strategy»

The 35 % solution doesn't permit you to pay any less tax than the strategy of holding all your shares after exercising the option.

Not exact matches

He has more than 30 years of experience representing businesses of all sizes and high wealth individuals in developing and implementing tax strategies or negotiating with the IRS.

A combination of the lowered corporate tax rate under the US» new tax law and shipping demand rising faster than the company previously expected drove the aggressive investment strategy.

Individuals with a net worth of close to or more than $ 11 million ($ 22 million for couples) can still lower the tax hit to their heirs with the use of trusts and estate - planning strategies.

The IRS RMD rules can be a bit confusing, and failing to satisfy your annual RMD can be expensive, costing you an excise - tax penalty of up to 50 percent on the amount not distributed as required, warns Manisha Thakor, director of Wealth Strategies for Women at Buckingham and The BAM Alliance, a community of more than 140 independent registered investment advisors throughout the country.

Like Porter, Bryant urges a strategy of «picking winners and focusing on those winners» rather than spreading subsidies and tax breaks evenly around the economy.

Betterment offers a Tax - Coordinated Portfolio, a long - term strategy appropriate for investors in a federal tax bracket of higher than 15Tax - Coordinated Portfolio, a long - term strategy appropriate for investors in a federal tax bracket of higher than 15tax bracket of higher than 15 %.

For instance, there's the rather technical — but still key — matter of entrepreneurs pleading for a way to save that lets them defer tax, but also offers more flexibility than the RRSPs that are typically at the core of the savings strategies of Canadians who don't own businesses.

This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.

In my experience, a dividend growth portfolio strategy seems to be performing better as an investment than owning a home, in my honest opinion, I would rather rent in a great area than own a home in that area, jeez if I were able to get a lease agreement for 10 years indexed at inflation or at 2.5 % increase annually I would take it and take my down payment and invest it in my portfolio, and continue to contribute the max in my 401K, HSA, and Roth IRA, while enjoying living in a low tax bracket because of my contributions.

Follow the same steps outlined in Strategy # 2, with one exception: You'll target the income thresholds that determine whether your Social Security benefits are taxable, rather than income levels associated with a tax bracket.

If your expenses throughout the year were more than the value of the standard deduction, itemizing if a useful strategy to maximize your tax benefits.

Factors that could cause actual results to differ materially from those expressed or implied in any forward - looking statements include, but are not limited to: changes in consumer discretionary spending; our eCommerce platform not producing the anticipated benefits within the expected time - frame or at all; the streamlining of the Company's vendor base and execution of the Company's new merchandising strategy not producing the anticipated benefits within the expected time - frame or at all; the amount that we invest in strategic transactions and the timing and success of those investments; the integration of strategic acquisitions being more difficult, time - consuming, or costly than expected; inventory turn; changes in the competitive market and competition amongst retailers; changes in consumer demand or shopping patterns and our ability to identify new trends and have the right trending products in our stores and on our website; changes in existing tax, labor and other laws and regulations, including those changing tax rates and imposing new taxes and surcharges; limitations on the availability of attractive retail store sites; omni - channel growth; unauthorized disclosure of sensitive or confidential customer information; risks relating to our private brand offerings and new retail concepts; disruptions with our eCommerce platform, including issues caused by high volumes of users or transactions, or our information systems; factors affecting our vendors, including supply chain and currency risks; talent needs and the loss of Edward W. Stack, our Chairman and Chief Executive Officer; developments with sports leagues, professional athletes or sports superstars; weather - related disruptions and seasonality of our business; and risks associated with being a controlled company.

The NUA tax strategy allows certain clients whose qualified retirement plans contain these appreciated employer securities to eventually pay taxes on the appreciated value of those securities at the lower long - term capital gains tax rate, rather than at the ordinary income tax rate that would otherwise apply to retirement plan distributions.

More control over gain and loss tax exposure through ownership of individual securities, rather than mutual funds or strategies managed by third parties, except when appropriate.

Weakness in the U.S. currency rather than factors on the Canadian side are likely to be the primary catalyst for a slide in USD / CAD, according to BMO's global head of foreign - exchange strategy Greg Anderson, who cited a market that's gotten ahead of itself with regard to Federal Reserve tightening and a tax proposal that's likely to be dollar negative.

He says that large, multinational corporations have many more strategies available to them to reduce tax burdens than smaller, domestic firms do.

Given that the average income of UKIP voters is lower than that of supporters of the other main parties, and that households with incomes of # 30,000 a year or more are amongst those least likely to vote UKIP, the emphasis on tax cuts for middle and higher earners seems like an odd strategy.

People in Wales have been hit even harder than those in the rest of the UK by this Tory - led Government's failed economic strategy, with wages down # 1700 on average, energy bills up # 300 and 40,000 families hit by the hated bedroom tax.

«We've heard several times over the past few years that nothing is more cognitively and physically taxing in the project - learning environment than managing student work groups,» McDowell writes in «Leading Student Work Groups in the 21st Century,» an in - progress article that discusses the tools, best practices, and scholarly strategies for student work groups in the project - learning environment.

This is why dividends, and to a lesser extent long - term capital gains, are part of an income investment strategy and why Buffett pays a lower tax rate than his secretary.

But when an investment goes down in value, lower than what you paid for it, there's a great strategy, it's called tax loss harvesting.

Today's tip: «Despite their promise to ease your tax burden on withdrawals, RRSP meltdown strategies are usually more lucrative for brokers than for investors.»

Alternative minimum tax planning strategies may be different than regular tax strategies.

We nudged them toward broad - market ETFs that track traditional indexes, rather than niche products or those using more elaborate strategies, and we awarded bonus points to ETFs that are more tax - efficient.

Under current rules, which remain in effect until 2011, starting CPP at the earliest age of 60 entails a 30 - per - cent reduction in monthly payments but «you would have to live well past 75 in order to receive more from the plan than by waiting until the normal retirement age of 65,» writes tax and estate lawyer Christine Van Cauwenberghe in her book, Wealth Planning Strategies for Canadians 2010.

After all, even with above 30 % in taxes on all dividends, I feel much more comfortable with this strategy than using an index where I receive all the good but also all the bad companies of an index.

More conservative investors could also use the strategy to create a more market neutral portfolio by going long QVAL and dynamically shorting S&P 500 futures — a DIY hedge fund for a lot less than 2/20 and a lot more tax - efficient.

Portfolio Strategies Capital Pains: Rules for Capital Losses The tax code limits the deduction that can be taken for net capital losses, but it also allows losses to be offset by gains from assets other than investment securities.

Generally, for tax and asset protection purposes, it is better strategy to have the ILIT purchase the life insurance rather than transferring an existing policy to it.

But if you're in a low tax bracket (where Canadian dividends are taxed more favourably than capital gains), you should choose the latter strategy.

After a brief talk about how taxes work, I told her the good news — that our family was using several tax and income splitting strategies to make sure we weren't paying a dime more in tax than we had to.

«This new tax law is less than a month old but we think it's already raising the bar for advisors to proactively re-evaluate their municipal bonds investing strategies,» he says.

In other words, the tax situation for those with a LIRP is much more secure and predictable than those with other strategies.

Here's a tax - saving strategy for people who hold appreciated bonds (other than municipals) in a taxable account: sell them, and buy them back.

As with many financial aspects, it is important to choose strategies, products or services that work for your overall situation rather than making decisions primarily or exclusively on tax consequences.

Hey Thomas, thanks, I am still debating the loan strategy but even if I do get the full amount I am pre-qualified for the tax refund is still higher than the amount borrowed, which works well in my favour

If your client is looking to grow her wealth over the long - term and is not concerned with generating immediate income, funds that focus on growth stocks and use a buy - and - hold strategy are best because they generally incur lower expenses and have a lower tax impact than other types of funds.

By implementing this strategy we are able to maintain a low fee and tax efficient approach while better controlling for risk than traditional indexing strategies do.

Because ETFs seek to track the market, they typically turn over securities less frequently than strategies seeking to beat the market; this lower turnover may result in lower capital gains; these vehicles can also be structurally tax efficient.

Rather than playing Goldilocks with your investment portfolio by trying to figure out whether the short - term stock market is too hot or too cold, you would be better served by focusing on your long - term asset allocation, and low - cost, tax - efficient investment strategy.

I find far too often people are preoccupied with tax deferral at all costs rather than minimizing tax over their lifetime — which to me is a more prudent strategy for those with patience and foresight.

For investments outside of your retirement portfolio you can use strategies like investing in tax free municipal bonds and holding on to investments for longer than a year to lower capital gain taxes.

The strategy works as long as the marginal tax rate you would have paid had you not contributed is higher than the marginal tax rate you are expecting or projecting to pay in those retirement years.

In the long run buy - and - hold will be more tax efficient and less costly than more active strategies.

With more than 130 † investment options, we provide access to world - class money managers, Jackson - exclusive investments, optional guarantees ‡, tax advantages, and the freedom to adapt your investing strategy for your evolving needs and goals.

In fact, maxing out one's «tax advantaged» account could be deemed an extremely poor retirement strategy for a wealthy person if you believe that taxes are likely to increase and that you dollar is worth more now than in the future.

This change would take effect in 2012 rather than 2013, but it still has an impact on ISO strategies this year because of the way state taxes interact with federal (deductible against regular income tax but not against AMT).

Typically, it is advisable for those practicing self banking strategies to utilize policy loans rather than outright withdrawals due to the tax issues involved; however, even if a cash withdrawal is used, the result is on par with traditional retirement accounts.

That being said, using a tax - minimizing investment strategy in a taxable account could work out better in the long run if your long - term capital gains tax rate ends up being lower than your income tax rate in retirement.