If this is the case, another option to consider is
temporary vehicle coverage which allows you to insure your car on a month to month or week to week basis.
Holidayers heading to Rio Rancho, NM for a few weeks away from their everyday life may be more interested in
temporary vehicle coverage which offers a way for non-residents, holidayers, students and anyone who does not drive every month, to insure their cars.
Not exact matches
Most personal automobile policies define your auto as «The
vehicle described on the
coverage selections page» and «Any auto used as a
temporary substitute for the described auto while that auto is out of normal use because of breakdown, repair, servicing loss or destruction» Would a Zipcar fit this description?
Your new car is covered by your existing auto insurance policy as a
temporary replacement or newly acquired
vehicle as defined in your auto insurance policy wordings BUT, only
coverage as specified on your previous
vehicle.
These can be applied for at the time a traveler needs the
coverage when using a
temporary vehicle.
Both provide auto liability
coverage for a
vehicle used as a
temporary substitute for a covered auto that is out of service.
The need for a
temporary replacement
vehicle is typically on the heels of an accident that would have been covered under your auto insurance's collision or comprehensive
coverage.
In a covered accident, comprehensive
coverage extends beyond your own
vehicle to include
temporary substitute cars, newly - acquired cars, and cars you're using but aren't owned by anyone in your household.
The liability
coverage is the most important at this time since the
temporary ownership of the rental
vehicle is now transferred.
If you are caught operating a
vehicle without the proper insurance
coverage, you may lose your license plate and be given a
temporary plate that allows you three days to remedy the situation, or your
vehicle may be impounded.
Whether it's 1 day car insurance or
temporary car insurance, many drivers choose to add collision and comprehensive
coverage, which give you a way to protect your own
vehicle from property damage in any covered circumstance.
Furthermore, some
temporary car insurance
coverage carriers can provide you with better discounts depending on the type of
vehicle you drive while others may offer a discount if you are part of a certain group, organization, alumni or even if you own a certain type of credit card.
If you have insurance and are pulled over by a police officer but you can not provide proof of
coverage, the officer can either confiscate your plate and give you a
temporary one that gives you three days to provide proof of
coverage or the officer can impound your
vehicle.
Additionally, insured drivers who can not provide proof of
coverage when asked can either have their
vehicle impounded or may have their plates revoked and replaced with
temporary plates that give them three days to provide proof that they have insurance.
Additionally, insured drivers who can not provide proof of
coverage when asked may either have their
vehicle impounded or have their plates revoked and replaced with
temporary plates that give them up to three days to provide proof that they had insurance at the time it was requested.
You can also lower your annual Edina automobile insurance by choosing to insure your
vehicle under
temporary coverage rather than annual
coverage.
Rental reimbursement / transportation expenses
coverage covers costs related to obtaining a
temporary form of transportation when your insured
vehicle is being repaired or is in the process of being replaced.