Sentences with phrase «term as a lump»

100 - 120 % of premiums paid are returned at the end of the policy term as a lump sum survival benefit.

100 - 120 % of premiums paid are returned at the end of the policy term as a lump sum survival benefit.

Not exact matches

«As circumstances change, a homebuyer always has the opportunity to make lump - sum payments, change to different terms or accelerate payments.»

The logic behind this (as I remember it from one of Clegg's speeches) was that by the time the child reaches 18 years old, a lump - sum windfall may deliver a short - term benefit but will be of little use in the long - run if they had a poor education.

Naturally, many people who fall in the «right» category are deeply offended to be lumped in the same category as these people and would prefer to simply call this group the more descriptive term «racists.»

«The new GI Bill has a change from the current bill that anyone who has written a tuition check will appreciate: Like the WWII - era GI Bill, the new bill makes its tuition payments available as a lump sum for a semester, quarter, or term, which is how most institutions charge tuition.

This may be so because the physical strength and aggressive behaviors that males develop through male - male competition can also be used in male - female sexual interactions, which are all lumped into «male sex drive» a term proposed by Singh as a complement to Darwin's «female choice.»

After studying this chapter, you will be able to: Explain the basic nature of a joint stock company as a form of business organisation and the various kinds of companies based on liability of their members Describe the types of shares issued by a company Explain the accounting treatment of shares issued at par, at premium and at discount including oversubsription Outline the accounting for forfeiture of shares and reissue of forfeited shares under varying situations Workout the amounts to be transferred to capital reserve when forfeited shares are reissued; and prepare share forfeited account State the meaning of debenture and explain the difference between debentures and shares Describe various types of debentures; Record the journal entries for the issue of debentures at par, at a discount and at premium Explain the concept of debentures issued for consideration other than cash and the accounting thereof Explain the concept of issue of debentures as a collateral security and the accounting thereof Show the items relating to issue of debentures in company's balance sheet Describe the methods of writing - off discount / loss on issue of debentures Explain the methods of redemption of debentures and the accounting thereof Explain the concept of sinking fund, its use for redemption of debentures and the accounting thereof Topic List Features of a Company Kinds of Companies Share Capital of a Company Nature and Classes of Shares Issue of Shares Accounting Treatment Forfeiture of Shares Meaning of Debentures Types of Debentures Issue of Debentures Over Subscription Terms of Issue of Debentures Interest on Debentures Writing - off Discount / Loss on Issue of Debentures Redemption of Debentures Redemption by Payment in Lump Sum Sinking Fund Method

Payments can be given all at once in a lump sum, as a regular monthly term payment or through a line of credit at times and in amounts that you choose.

As a review, the federal estate tax is a lump sum «wealth tax» or a termed by some «death tax» in the neighborhood of 45 % of the gross taxable estate.

While it is possible that your credit card issuer will refuse to accept a partial settlement of your debt, it is just as likely that you may be allowed to settle for either a lump sum payment, a renegotiation of your payment terms that may give you more time — typically an extra 90 days — or a combination of the two, in order to settle your account before it gets charged - off.

While this usually is one lump sum, some policies offer the option of a more long - term payment arrangement, such as a fixed monthly amount.

As is typical for such cursory analyses, the article lumps together ETFs with the word «dividend» in their name, and focuses on short - term (up to three years) returns to draw conclusions about the funds» performance.

Term life insurance is defined as a contract between the owner of the policy and the insurer, for a policy on the life of the insured, whereupon the insured's death, the insurer pays a lump sum death benefit to the beneficiary.

No more lapses As the policy premium is single and is paid up in a lump sum, therefore, you do not have to stress over policy getting lapsed in a case of premium non-payment hence, making the policy valid for the entire policy term, which creates a good cash value while you render policy benefits in the end.

For 5 lakh amount, can go for long term as I will not require this fund in at least for 5 - 7 yrs, I want to know as it will be lump sump amount so how can I allocate it different investment instrument, MF being primary, and want to put this money in moderate risk.?

Most first and second mortgages the terms are standard but there are points that could be negotiated such as: 3 month termination penalty, NSF charges, annual lump sum payments, pre-payment options.

As an asset based policy, it provides cash indemnity for long - term care services and a lump sum life insurance death benefit.

prepaid interest paid to lender as a lump sum on closing that lowers your monthly payment for the life of your loan, already specified in the loan terms.

Determining an investments horizon, or term, is often based on the intention behind the investment more than the investment itself, such as when the funds will be used for other goals, or whether a lump sum or an income stream is the desired result.

As with any alteration to your payment schedule, make sure you check with your lender about how many times a year you can make a lump sum payment on your mortgage, as there are typically terms surrounding thiAs with any alteration to your payment schedule, make sure you check with your lender about how many times a year you can make a lump sum payment on your mortgage, as there are typically terms surrounding thias there are typically terms surrounding this.

If you don't pay off the full amount of the loan by the end of the term, or if you can't afford to make equal payments over the life of the loan, the final payment must be made as a lump sum.

Homeowners can receive payments in a lump sum, on a monthly basis (for a fixed term or for as long as they live in the home), or on an occasional basis as a line of credit.

You can buy an annuity (also known as a lifetime or fixed - term pension) from a super fund or life insurance company with a lump sum from your super or other savings.

«Traditionally it was a lump sum and it has slowly started to be term — nowadays, many times consumers can take as long as six months to a year to pay, where in the past they didn't do that,» Garneau says.

Furthermore, unlike installment loans that are repaid via multiple payments over the course of the loan, short - term cash advance loans are typically repaid as a single lump - sum payment that includes both the principal plus any and all applicable financing fees.

Unlike installment loans, which are repaid via multiple payments, short - term loans are typically repaid as a single lump sum at the end of the loan terms, which includes both the principal and all finance charges.

Unlike installment loans, short - term cash advance loans are repaid as a single lump sum at the end of the loan period.

For example, if you decide to take a loan against your 401 (k), there is most likely a fee tied to this, either as a single lump sum or a percentage during the term of the loan.

The other questions are ones to ask the insurance company as there could be terms for taking an annuity initially and then converting to a lump sum or setting the terms on how often the annuity pays out.

Others, known as balloon loans, may let you make smaller payments, such as just paying the interest, and then require a lump sum payment at the end of the term.

As with many ancient working breeds, there is little direct evidence in word or picture to prove how the Corgi came to be; unlike the pets of aristocrats, working dogs were largely undocumented and tended to be lumped together as «curs» — not a derogatory term in those times, but simply used to distinguish ordinary canines from dogs of high breedinAs with many ancient working breeds, there is little direct evidence in word or picture to prove how the Corgi came to be; unlike the pets of aristocrats, working dogs were largely undocumented and tended to be lumped together as «curs» — not a derogatory term in those times, but simply used to distinguish ordinary canines from dogs of high breedinas «curs» — not a derogatory term in those times, but simply used to distinguish ordinary canines from dogs of high breeding.

Called apocrine cysts in medical terms, these lumps present as hard firm masses and may crack open and gradually disappear without intervention.

Yeah, I guess it's trying to be inclusive, but the term ends up implying that white is the default, and then everyone else is lumped together as a single «other.»

Some DOC molecules have a recognizable chemical structure that can easily be defined (such as fats, carbohydrates, and proteins) however most have no readily identifiable structure and are lumped under the term humic or tannin substances.

Lumping all these behaviours under the term «cyberbullying» ignores the fact that women and girls, as well as LGBTQ communities and racial minorities, are disproportionately targeted by hate on the Internet, and it erases the sexism, racism, homophobia and transphobia often underlying the abuse.

Bevan says the ruling and the expert evidence adduced in these cases has exposed the inadequacy of the lump sum award — as a means of compensating future care needs in many long - term catastrophic injury cases — and that the discount rate (currently set at 2.5 %) for lump sum awards under DA 1996, s 1 is set too high and thus under - compensates some claimants.

Generally speaking, this is initially the most affordable life insurance you can buy that offers a lump sum death benefit paid to your beneficiary so long as you keep paying premiums and you pass away within the term.

As is obvious from its name, a lump - sum claim payout term insurance plan provides the nominee with a lump - sum, i.e. a one - time complete payout.

Their premiums are often lump - sum payments and significantly higher, especially early in, than that of a term life policy, but because once the investment has been made, it is made, they can be used as security for loans and leveraged in a variety of ways to free up liquid capital, and their cash value is tax deferred.

The main difference between an endowment plan and term insurance plan is as follows - In case of term insurance plans, a lump sum is paid to the beneficiary if the Life insured dies within the maturity period.

People who buy these Critical Illness riders will get a fixed lump sum amount as soon as the diagnosis is carried out by any of the prior conditions specified in the terms and conditions column of the document of the policy.

Transamerica, an A + rated company founded in 1904, offers unique options, with a few of their term life products, such as Living Benefits for early access to death benefits in the case of terminal or chronic illness; Income Protection Options to allow customers to select from a combination of income stream and lump sum payouts for beneficiaries; no required medical exams for policy amounts below $ 250,000; and low, $ 25,000 minimum face amount requirements.

This HDFC life term plan provides a lump sum amount as the death benefit to the family in the event of death of the insured.

Term life insurance, as the name suggests, is a life insurance policy that covers a set number of years and would pay the lump sum death benefit to the beneficiary if the insured person died during the term of the polTerm life insurance, as the name suggests, is a life insurance policy that covers a set number of years and would pay the lump sum death benefit to the beneficiary if the insured person died during the term of the polterm of the policy.

So, if you buy a $ 500,000 level term policy for a 20 year term and were to die unexpectedly in the 19th year of the policy, and providing you have kept up with the premiums and not allowed the policy to lapse, then the person (s) you have named as a beneficiary will receive a non-taxable lump sum payment of $ 500,000 dollars.

Upon completion of the policy term, you can choose to receive the bonuses accumulated as a lump sum or use it to increase your monthly income sum for the next 15 years.

Should you survive the term policy you purchased you will get your «life insurance premiums refunded» back to you as a lump sum.

This online term plan is designed to pay out the entire sum assured as lump - sum on death of the policy holder or on diagnosis of Terminal Illness.

If death occurs during the term, level term typically pays the death benefit as a lump sum.