Sentences with phrase «term borrowing»

The phrase "term borrowing" refers to the act of borrowing money for a specified period of time and with a set repayment schedule. It means you are taking a loan for a certain length of time and are expected to pay it back within that timeframe. Full definition
That will keep short term borrowing costs very low.
The direct lenders associated with short term borrowing do not use the traditional credit reports from the «Big 3» credit bureaus when they're making an approval determination.
The bond purchases have helped keep long - term borrowing rates low.
He says bond issues, which represent long - term borrowing by taxpayers, are traditionally used for infrastructure projects like subway improvements, bridges or other long - lived items.
• You borrow exactly what you need from a lender who is interested in helping you meet your short - term borrowing needs.
However, the variable rates on most lines of credit means that your interest rate may change with the market — this makes long - term borrowing more risky.
The home equity loan is also a long - term borrowing commitment wherein the lender gives you the lump sum of the loan.
The money market is the name given to the arena where most of this short - term borrowing takes place.
A payday loan is a type of short - term borrowing where a lender will extend high interest credit based on a borrower's income and credit profile.
An end to the purchases would eventually mean higher long - term borrowing costs for governments and companies.
Short - term borrowing rates have been falling, as there is a lack of demand to borrow short - term.
The laws and regulations on short term borrowing have changed in recent years, and the field has become more varied and competitive.
And short - term borrowing options are the most popular.
It is true that Kuyper's theology was briefly popular among Afrikaner theologians and that some of these theologians used terms borrowed from neo-Calvinism to justify apartheid.
The impres - sive scope of the article is offset by Kuspit's eagerness to subsume the work he discusses into vague categories, using terms borrowed from psychology and philosophy; the art is too often treated as proof or illustration of social and psycho - social conditions.
The delay of $ 750 million will be combined with short - term borrowing of $ 250 million from a series of other state accounts — including the so - called «rainy - day fund,» a step that critics have previously said Paterson should take to avert budget cuts.
mREITs typically manage and mitigate risk associated with their short - term borrowings through conventional, widely - used hedging strategies, including interest rate swaps, swaptions, interest rate collars, caps or floors and other financial futures contracts.
When the financial crisis hit, Oyster Bay depleted its reserves and has relied on short - term borrowing since 2011 to pay its bills.
The transaction will be financed through a combination of medium - and long - term borrowings amounting to about C$ 3.4 billion together with C$ 1.4 billion contingent convertible debentures, Hydro One said.
When the cruelties of a hundred years found retribution, and Nineveh fell to her foes, «to heaps and ruins they turned it,» as the Chronicle relates in seemingly casual terms borrowed from the boastful records of the mighty monarchs themselves.
Cutting public services and jobs now will hit local economies, stunting economic growth, and ultimately force long - term borrowing up
The executive plan estimates $ 50.6 billion in long - term borrowing between Fiscal 2018 and 2022 to pay for the commitment plan, off from the $ 51.2 billion that was forecast in the preliminary plan.
Most folks in the market for a car loan or a short - term personal loan will feel the interest rate increase far more than those on the hunt for their next home, given that financial institutions are likely to pass on the higher expense of short - term borrowing directly to the consumer by increasing the Prime rate.
Instead, there is more likely to be a steady increase stretched out over the next few years, giving consumers in the market for either short - term or long - term borrowing less of a reason to panic.
Also, all short - term borrowing at banks carries considerable risk, particularly non-consumer funding, because there are no guarantees.
It is easy for Christians, for example, to get stuck on abstract issues, such as whether the believing community ought to be — in terms borrowed from H. Richard Niebuhr's Christ - and - culture typology — «above» the political order, «in tension» with it, «transforming» it, «of» it or «against» it.
The bond buying program, known as Quantitative Easing (QE), was designed to lower longer - term borrowing rates by buying U.S. Treasuries and agency mortgage - backed securities (MBS).
The central bank's apparent reassurance came after China's financial system showed fresh signs of stress on Monday, with short - term borrowing costs for banks soaring on heavy holiday - induced demand for cash and rising worries over the vast shadow - banking sector.
For example, treasuries often use the BAX contract to hedge their short term borrowings by selling the contract to effectively lock - in a favourable rate in case rates should increase in the future.
Applying for an overdraft line of credit, a short - term borrowing option with a reasonable 12.75 % interest rate and no transfer fees
Note that a relatively small SHORT TERM auto loan can have an outsized effect on the amount of long term borrowing that one can do.
mREITs typically manage and mitigate risk associated with their short - term borrowings through conventional, widely - used hedging strategies, including interest rate swaps, swaptions, interest rate collars, caps or floors and other financial futures contracts.
CHICAGO / SAN FRANCISCO, April 20 - As the gap between short - and long - term borrowing costs hovers near its lowest in more than 10 years, speculation has risen over whether the so - called yield curve is signaling that a recession could be around the corner.
The Fed needs to drive down long - term borrowing rates because the economy isn't growing fast enough to reduce high unemployment, Bernanke said in a speech to the Economic Club of Indiana.
CHICAGO / SAN FRANCISCO, April 20 (Reuters)- As the gap between short - and long - term borrowing costs hovers near its lowest in more than 10 years, speculation has risen over whether the so - called yield curve is signaling that a recession could be around the corner.
She maintained that the Fed's bond buying program has successfully supported the economy by keeping long - term borrowing rates.
The Fed raised short - term rates last month for only the second time since the 2007 - 2009 financial crisis, when it slashed rates to near zero and began buying massive amounts of Treasuries and mortgage - backed securities to push down long - term borrowing costs.
Of course, lower long - term borrowing rates made it cheaper to buy a house and to obtain credit for household consumption.»
The huge gap between short - term and long - term borrowing rates isn't just because capital markets quite rightly don't believe that today's virtually free borrowing rates in the money market are going to last.
In other words, they're leveraging short - term borrowing to take advantage of borrowed capital to increase the ROI in their business.
Graham called this interest coverage ratio part of his «margin of safety»; a term he borrowed from engineering, explaining that when a bridge was constructed, it may say it is built for 10,000 pounds, while the actual maximum weight limit might be 30,000 pounds, representing a 20,000 pound margin of safety to accommodate unexpected situations.
And third, the relatively flat yield curve that these policies intentionally produce makes it less profitable for banks to use short - term borrowing to finance long - term assets.
Financial conditions remain accommodative for investment, despite a modest increase in longer - term borrowing costs since October.
The option to refinance gives you the chance to limit the damage that pricey short - term borrowing can do to your bank account or cash flow.

Phrases with «term borrowing»

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